GuaranteedRate - Mortgage Company

Bashar Hamad

VP of Mortgage Lending
12121 Wilshire Blvd, Ste 350, Los Angeles, CA 90025
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NMLS: 954758
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Bashar (my loan officer) kept me updated through every step of the way which took a very long time. He was very patient, courteous, and responsive. I used Guaranteed Rate because of Bashar and I will use him again when the time comes because of his professionalism and expertise in this field. I am very grateful that he was able to close my mortgage and get the home I wanted.

Mario D. - Compton, CA | DEC 2017

Bashar Hamad deserves 10+ stars! Bashar made the entire mortgage process fast, straightforward and easy to understand. Without him we would have been lost. I will gladly be referring everyone to him and will be using him on my future mortgages.

Shezad A. - Los Angeles, CA | November 2017

Bashar did an excellent job of handling a complex refinancing situation. He also was superb in dealing with problems caused by others and made sure every thing worked well. I 'd be delighted to recommend him and his firm to anyone seeking refinancing.

David C. - Ojai, CA | November 2017

Mr. Bashar Hamad is very efficient, knowledgeable and very helpful person. He made the entire loan process a breeze for me. Very happy with the services provided.

Tarloch S.- Atwater, CA | Sep 2017

Bashar Hamad advised me through the process start to finish. He was always very patient and took the time explain and helped me understand all my options. Thank you Bashar!! Couldn't have made this purchase without you!

Wendy V.- Mill Valley, CA | Aug 2017

My loan officer, Bashar Hamad, was amazing. This is my second loan him in as many years and I would never go anywhere else. He provides a personal touch and professionalism that is unparalleled in the industry in my opinion. He has earned my business for life! Thank you, Bashar!

Shawn D. - Yorba Linda, CA | JUL 2017

Bashar Hamad was excellent. Prompt, courteous and extremely professional. I have recommended him to friends and family.

Pardeep B. - La Canada, CA | JUN 2017

We are very satisfied with the service and attention we received from Mr. Bashar and his team that helped us to refinance our home. Mr. Bashar always showed professionalism all the time. We definitely will recommend him as loan officer. Thank you very much for the good service we received.

Francis C. - Perris, CA | JUN 2017

Bashar is the best. Would definitely use him again and feel comfortable referring him to a friend.

Timothy R. - Redondo Beach, CA | MAY 2017

Bashar Hamad was helping us with the loan and he was simply amazing. We were first time home buyers and had a ton of questions (some quite stupid). But Bashar was very patient and explained everything to us in simple terms. He understood what we needed and made sure all our needs were met. He was always available (phone and email) and was very responsive whether it be late in the evening or over the weekend. Thank you Bashar for making our dream house a reality!!!!!

Nausher H. - Los Angeles, CA | APR 2017

About Bashar

Integrity. Transparency. Dedication. Passion. I always abide by these values and many others for every transaction and guarantee to do everything possible to insure your loan closes successfully, smoothly and on time. I have been in the Mortgage Industry for over 15 years in several different roles and have closed thousands of loans successfully for myself and others. My extensive background and experience allow me to provide expertise in areas of mortgage rates, underwriting, loan structuring and complex income analysis. I have come across almost every scenario and always welcome new challenges to provide solutions. I provide results and in the rare chance a transaction is not possible, I’ll let you know in the very beginning of the process to save you time and energy. I am always available to assist with your Mortgage Financing needs.

Bashar interview Q&A

How long have you been in the mortgage business? What awards have you won?
I have been in the mortgage business for over 15 years now and witnessed many substantial changes to the industry. Always being able to adjust and adapt quickly to new regulations and the changing landscape of mortgage lending is one of my key strengths. I’ve been voted a Los Angeles Five Star Mortgage Professional the last 3 years in Los Angeles Magazine.
What advice would you give new or first time home buyers?
My advice to first time homebuyers is to be wary of any financial scams that prey on home buyers, especially involving wire fraud. Beware of any emails asking to wire funds and never wire anything until you have verified the source completely. Also, do your best not to make any significant changes during the loan process that could jeopardize your transaction. Do your best to not transfer or deposit large sums of money from unverified sources and to not apply for or co-sign any new debt without consulting your mortgage loan officer first.
Tell us about a mortgage product that consumers may not be aware of?
Down payment assistance programs, such as Guaranteed Rate’s 3-2-5 program, which provides a 2% Grant (capped at $10,000) with a 3% borrower down payment. Renovation loan products designed to finance the repair or remodel of a home with one mortgage. Unison HomeBuyer programs, which contribute to buyer’s down payment to increase qualifications. Low down payment options for jumbo loans with options for 5% to 10% Down Payment without private mortgage insurance (PMI). Interest-only loans.
What part of the home loan process do customers find most difficult and how do you help them through it?
All the documentation involved. I like to have a comprehensive initial conversation with all my clients to figure out which documents are necessary. I help facilitate obtaining those documents in the most convenient and secure way possible. I gather as much information as possible upfront to insure a smooth loan process and to be able to tackle any issues in the beginning to avoid any surprises or delays at the end.
Summary of where you grew up: family, affiliations, college, high school, etc.
I was born in Cleveland, Ohio and my family moved shortly after to sunny South Florida where I grew up in West Palm Beach. I came to Los Angeles in 1995 to go to USC (Go Trojans!) and have been here ever since.
Tell us something that makes you unique or something wacky, yet interesting about you?
My sense of humor.

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