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Bianca Stone

Vice President of Mortgage Lending
600 22nd Street Ste 100, Oak Brook, IL 60523
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NMLS: 444334
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TestimonialsCustomer testimonials Read more

As first-time home buyers the world of mortgages is difficult to navigate. I talked to a few people after filling out some info online but it wasn't until I spoke with Bianca that I felt like the prospect of buying a home was real! She immediately understood our situation and answered questions we didn't even know we had! Throughout the entire mortgage (and home buying) process Bianca was on it- she always kept in touch even during the down times and when things got heated she was there just...

Alyson W.

Everyone from the realtor to the broker, the team handling insurance, and the attorney were all awesome. They made buying my first home so much easier than I had anticipated. I would definitely recommend this team.

Theresa H. 07/14/2016

Loan officer, Bianca Stone, processor, Sherry Ryff, and closer , Bonnie Nelson, were all wonderful. They all went above and beyond to provide us with the best customer service, with our out of state purchase.

Vickie M.

Working with Bianca Stone and her team made this transition very smooth. They were very prompt in responding and addressing my concerns. She has also got me a really good rate and worked it out that it was within my budget. She has also helped me out after the transaction.

Timothy C. April 19, 2016

Bianca and her team were fantastic from start to finish. They made the entire process simple.

Scott S. - 3/18/2016

Bianca was the best. She, and her team, went above and beyond to make sure that we knew the process, that all of our questions were answered in a timely manner and that we had the smoothest closing possible. We would recommend her and Guaranteed Rate time and time again!!

Sarah F. – 4/15/2016

Bianca was great. Very easy to work with and she explained everything so that we could understand. We felt she did everything she could to make this a painless and easy experience for us.

Rick K. - 10/26/2015

Bianca was great. I was working with a tight time frame moving from Florida to Illinois. She was able to coordinate everything up here to complete transactions on a timely basis. It couldn't have been easier and again she did great.

Richard F. - 10/20/2015

Bianca interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I’ve been in the mortgage business for over 10 years. Mortgage lending gave me the opportunity to combine my two interests, finance and real estate.
What specific steps do you use to help your customers find the best home loan for them?
After carefully listening to my clients I can help you by recommending financing that works within your budget and meets your long term objectives.
What advice would you give new or first time home buyers?
Looking at houses is fun, but, it is important to have a mortgage consultation first.
Tell us about a mortgage product that consumers may not be aware of?
If you want to buy a fixer-upper you can do it with the FHA 203k loan or the Fannie Mae Homestyle loan. The renovation loan can also be a refinance of your current home to remodel that old kitchen, bath or add an addition.
What can borrowers do to insure a smooth mortgage underwriting process?
The best way to ensure a smooth mortgage process is to start the pre-approval process months before you are ready to buy. Prevention is the best strategy. During your mortgage consultation you may discover that there’s items to shore up on your credit report or tax returns that will result in less underwriting issues. Starting early will give you ample time to make those adjustments to get the best rate and least resistance during underwriting.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
My family is my heart and soul. They are why every day I challenge myself to learn more, help more people and exceed the expectations of everyone around me. When I’m not talking about mortgages I’m spending time with my two little boys.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love movie quotes! Stay classy San Diego and thanks for stopping by.

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