Bill Kelley

Loan Officer

307 Waverley Oaks Road, Ste 409, Waltham, MA 02452
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NMLS: 1401278

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Bill crushed it. I ended up having issues with VA appraiser, difficult seller agent, etc.. Bill handled everything with professionalism and we still closed on time with best rate by far.

Alexander S. - August | 2018

Bill Kelley made the home buying process much easier than friends had warned me about. He took the time to explain intricate parts of documents and ensured my wife and I were completely comfortable during each step of the process. Would highly recommend him to family, friends, and coworkers.

Maxwell P. | August 2018

Bill Kelley's pressure free approach was complimented well by how knowledgeable he is and how accessible he made himself... he truly acted as a trusted adviser during the process and worked diligently with the developer / seller to secure VA Approval for the HOA and ultimately secure funding. He went well beyond the scope of his responsibility to get this done.

Brendan P. | August 2018

The loan process was extremely seamless. No streess , no last minutes requests. Bill Kelly and his team was pleasure to work with. Thank you!!!

Dmitriy G. | June 2018

Bill was excellent! He made the process very easy and kept us informed along the way. I will absolutely recommend him to others.

Hayley M. | June 2018

Our loan officer was amazing, Bill Kelley went above and beyond our expectations!

Kathryn A. - Bridgewater, MA | AUG 2017

Bill Kelley was excellent working with me while I was deployed to Joint Base Cape Cod working the night shift. He made getting the necessary documents very easy for me. He made himself available to me. I would definitely use him again and recommend him to a friend.

Timothy G. - Plymouth, MA | JUN 2017

I can't say enough about what Bill Kelley did for me. Expectations went above and beyond after dealing with another lender prior. I dropped them and from there Bill walked me thru this whole process and made sure all my boxes were checked as I wasn't dealing w a realtor buying a house from my mother. Definitively will recommend Bill Kelley and look forward to working with him again.

David K. - Brighton, MA | MAY 2017

My loan officer was an astute professional, he aided me in all my questions with confidence and knew every aspect of the VA loan. He put the stress of buying a home at ease! Awesome experience!

Jared S. - Wilbraham, MA | FEB 2017

Bill Kelley was exceptionally helpful from the preapproval to closing. He stayed on the ball.

Kevin D.- Waltham, MA | SEP 2016

Bill Kelley did a fantastic job along with the rest of the personnel who worked on the loan. They came to me with material they needed and made the mortgage happen step by step and I had no worries it wouldn't be taken care of. Will definitely use these services again.

Robert F.- Waltham,MA | SEP 2016

From the beginning of my loan application Guaranteed Rate was by my side and guided me through the entire process. My loan officer, William Kelley, always kept me informed of the progress and any/all updates. Regardless of the day of the week, William was there to answer my questions and concerns, as well as use his resources to rectify any setbacks. Being a military veteran it was extremely reassuring to have William, who also is a veteran, guiding me with the biggest purchase of my life. ...

Peter T.-Brockton,MA | SEP 2016

Bill, and his team, at Guaranteed Rate has made obtaining a home loan extremely easy. I will refer friends,family, and colleagues to them without hesitation.

Truc T.-Dorchester,MA | MAY 2016

About Bill

VA Loan Specialist, Bill Kelley started in the mortgage industry in June of 2015. I've always had an interest in personal finance, investments, business and economics. I enjoy helping people analyze their financial situation as well as plan and prepare for their financial future.

After graduating high school in 2005, I joined the United States Marine Corps. In 2011, I was honorably discharged and I started my undergraduate degree at University of Massachusetts Boston, where I graduated with a Bachelor's degree in Exercise and Health Science in 2015. While at U-Mass I also studied Business Management. I am continuing my education at Boston College, where I am enrolled as an MBA student specializing in Asset Management.

My education and military experience make me an excellent choice for any veteran considering using their VA home loan benefits. I have stood in the shoes of a soldier returning home from deployments looking to build a career and a life. This allows me to relate to my customers in a way that almost no other loan officer can.

Bill interview Q&A

Who is your typical customer and what questions do they typically have?
I typically work with Veterans, assisting them in using their VA Home Loan. In certain scenarios, I will also give veterans guidance on the benefits of other loan products that may be in their best interest to use, this would be dictated by their own specific scenario.
What advice would you give new or first time home buyers?
Take your time and play it safe.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
I would certainly recommend reviewing the Guaranteed Rate website for helpful materials and tips on the loan process as well as checking out
What provides you with the most satisfaction in your job as a Loan Officer?
Helping a veteran take advantage of his or her benefits that help them build and develop themselves.
Tell us something that makes you unique or something wacky, yet interesting about you?
Youngest Marine at the Marine Corps Ball, two years in a row.

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