How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for just over 5 years, and prior to joining this field I had extensive experience in a variety of different positions in the sales industry. I was drawn to mortgages because buying their own home is the ultimate purchase and a huge personal milestone for most people, and for a sales professional there is nothing more rewarding than being trusted by a customer to be the one to help them through such a significant transaction.
What specific steps do you use to help your customers find the best home loan for them?
In order to find the best home loan for my customers, I first get as thorough an understanding of their situation and their goals as possible. I then present them with a detailed explanation of their different financing options, and then give them honest guidance on which scenario I believe best helps them accomplish their goals.
Tell us about a mortgage product that consumers may not be aware of?
I am incredibly excited to begin introducing customers to GRýs new Digital Mortgage product. It makes starting the loan process incredibly easy and efficient! No more daunting shipping packages full of hundreds of pages of paperwork or working around bankerýs hours. Now you can go through the whole qualification process on your home computer (or even your smartphone,) in the comfort of your own home, upload your documents and even print your own pre-approval letterýall in just minutes!
What are the top 3 misconceptions people have about the home loan process?
I think that the three most common misconceptions that people have about the home loan process are that:
1) Itýs incredibly time-consuming and difficult
2) That you have to have perfect credit to qualify for a mortgage
3) That owning a home is more expensive than renting
At GR, with products like our digital mortgage we are doing more than anyone in the industry to use technology to simplify the mortgage process and make it easier and more efficient than ever before. We also have a range of mortgage products that can help out borrowers that have less than perfect credit. And I love showing borrowers how much house they can get for what theyýre already paying in rent!
Summary of where you grew up: family, affiliations, college, high school, etc.
I love Columbia and have extremely strong ties to this community! I was raised right here and have lived in Columbia for the vast majority of my life. Iým a graduate of Rock Bridge High School, and a 3rd generation alumnus of the University of Missouri.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
In my free time I try to stay active as much as possible. You might find me on the trail, on the golf course, or playing in several of the amateur sports leagues that the city offers. I also have two huge dogs, and probably a borderline obsession with watching and following anything that has to do with Mizzou sports or my St Louis Cardinals.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have two huge dogs, chasing them around takes up most of my free time. Otherwise you can find me on the trail, on the golf course, or nurturing my borderline obsession with all things related to Mizzou Athletics and St. Louis Cardinals baseball.