GuaranteedRate Logo

Brett Thomas

Branch Manager
1070 Polaris Pkwy, Ste 210, Columbus, OH 43240
Contact Brett
NMLS: 444398
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Your time, patience, hard work and expertise were much appreciated during my mortgage process. You were always able to put my mind at ease and help me to understand what was confusing to this non-financial person. It was wonderful to meet you in person yesterday. That was very kind of you to take the time and effort to come to the closing. I wish you all the best in all the future holds and will definite keep Guarantee in mind for friends and family.

Sally K.

Brett and his team of Rhonda and Catriece were exceptional! They made the whole process as simple as possible. They were always there if I had a question and were very good as explaining things to me. The whole digital process is need going to the bank to fill out multiple papers and sign things. Uploading documents on my computer and electronic signing was so easy. I could do this on my own time without taking time off from work. I can't say enough positive things about it. I would...

Lori S. - Albany, OH | Dec. 2015

Adam and I are so thankful to Jill for recommending your services. The most stressful part of the process was the beginning trying to get pre-approved in a timely manner. However, we quickly agreed that we made the right decision with using Guaranteed Rate. The entire process was smooth! The electronic signing made it so much easier on us (whom are on different work schedules)... Again thank you and your team for making our 1st home buying experience easy!

Chelsea and Adam L. 06-01-2015

About Brett

In 2004 I got into the mortgage business to work with Home Builders and Realtors to help buyers get financed. I had a strong concentration on Condominium financing and the high end luxury market. I attended Ohio State, graduated in 1993 and Majored in Marketing and Economics. I enjoy playing with my four children, attending Ohio State Football games, and golf.

Brett interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for 10 years. I got into the industry because I was intrigued about the loan process and figured I could help homebuyers who hadn’t had a good experience in the past.
What specific steps do you use to help your customers find the best home loan for them?
My Customers always get an update on the new lending environment we are in. I always prepare them on the necessary income, and asset requirements we need to get a loan approved. I inform all Customers of the incredible technology we have and how it helps ease the amount of paperwork they have to provide.
How has the mortgage industry changed since you started, and what would you expect in the future?
Compliance and Technology have been the biggest change to our industry over the last 5 years. Compliance revolves around the Customer understanding the responsibility of home ownership and making sure Lenders are accurately disclosing rates and closing costs. The Technology we use at Guaranteed Rate is amazing and eases the process dramatically for the consumer, not all lenders have this technology.
What part of the home loan process do customers find most difficult and how do you help them through it?
The first 7 days of the application process is "show time". This is when the success of the loan getting approved and closing on time is determined. I set very firm expectations around getting me accurate documentation uploaded in a timely fashion to our DropBox secure portal.
What can borrowers do to insure a smooth mortgage underwriting process?
Listen to the Loan Officer and take good notes. Understand that bringing all your income and asset documents to the initial meeting is crucial. Block out 90 minutes of your day for this initial meeting, it will save you hours throughout the process.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Ft. Wayne, IN. After high school I moved to Columbus to attend The Ohio State University, I really never left. I love fall Saturdays as Buckeye football is a passion of mine.
Tell us something that makes you unique or something wacky, yet interesting about you?
Growing up in Indiana I always wanted to learn how to surf. Last year I took a surfing trip to Costa Rica to check it off my bucket list. Amazing!

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now