Brian Tobin

Senior Loan Officer

307 Waverley Oaks Road, Ste 409, Waltham, MA 02452
Contact Brian
NMLS: 85187

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TestimonialsCustomer testimonials Read more

I strongly appreciate the service and the quick response from the team, especially Brian Tobin.

Ziad A. - August | 2018

Really enjoyed working with Brian Tobin, he did a great job. Expectations were set honestly and correctly and he delivered on his promises. I was more than a little bit frustrated with all the last minute hoops I had to jump through because of stuff that came out of underwriting at the last possible minute. In my opinion this is a process problem and is not Brian's fault so hopefully we are not going to ding Brian for stuff that he had no control over. Mark Beckley

Mark B. | May 2018

My second time and I simple love work with you guys. Thank you so much.

Rute A. | June 2018

To be approved for a house, so stressful. But Brian made everything easy! He is the best. The whole staff helped me with everything. Thank you all!

Naima T. | May 2018

Brian Tobin is the best!

John M.

Brian and Sara were incredibly helpful. They were very efficient, friendly, and answered all of our questions very quickly. We could not have been happier! Thanks so much!

Ariel C. - Dorchester, MA | Dec. 2015

Brian Tobin did an excellent job taking care of us throughout the entire process - very professional, pro-active, reactive and an advocate for us. The entire process was seamless and well coordinated

Carroll S. – Plymouth, MA | Apr. 2015

Brian Tobin and his staff are fabulous

Paige L. -- Stoneham, MA. 9/30/2014

Brian Tobin answered my emails really fast and was really helpful.

Sandro H. – Malden, MA | Apr. 2015

Brian Tobin is the only loan officer I ever would work with. Brian and his team make this a very simple process. His experience, responsiveness and work ethic are second to none!

Kevin W. – Medford, MA | Feb. 2015

Brian Tobin was awesome! I will definitely recommend him!

Jennifer N. -- West Roxbury, MA 7/21/2014

Brian Tobin went the extra mile! He answered my hundreds of questions in a timely manner. Brian really knows the loan products well. Without Brian's guidance and support, I truly believe that I would not have had the confidence I needed to move forward with the purchase of my first home!

Alexander R. -- North Quincy, MA 6/24/2014

"Guaranteed Rate was recommended to me by a trusted advisor. The team I was working with was amazing. I had a circumstance change due to the recent hurricane and the team responded and showed a flexibility and willingness to work with me and get the process completed. Brian Tobin and his team were Fantastic!"

Thomas D. -- Stoneham, MA. -- 12/2012

"Brian Tobin was extremely helpful and very knowledgable, a pleasure to deal with!"

Stephen P. -- Reading, MA. -- 12/2012

"I was very happy with the customer service that I received throughout this process. I'm very happy with my experience and would recommend Guaranteed Rate to anyone looking for mortgage information."

James C. -- Pembroke, NH -- 12/2012

"Everything was perfect. Brian made it all seem so easy and painless with his quick response to any and all of my concerns and questions."

Giulio B. -- Medford, MA. -- 1/2013

"From start to finish the process was smooth, professional, friendly and the customer service was superb. Brian Tobin and the rest of the staff were beyond helpful and secured a rate that was better than I anticipated."

Jay M. -- Lowell, MA. -- 1/2013

"Brian Tobin and Bill KEating were fantastic, professional, thorough and courteous in all our interactions."

Ronald D -- Medford, MA. -- 3/2013

"Brian Tobin is a professional mortgage officer and it showed during the process with honest information, quick response to any questions we had, understanding of customer's needs, quick turn around and closing. It was great!"

Yelena G. -- Marblehead, MA. -- 6/2013

"Brian Tobin was fantastic and we have already recommended him to a close friend."

Tamara C. -- Reading, MA. -- 6/2013

"Brian and his staff were amazing. They were on top of collecting all pertinent information and replied to emails or calls in a timely fashion. The staff was a pleasure to work with and kept the process quick and easy. This was one of the smoothest purchases I've made, no hiccups along the way!"

Mark C. -- Dracut, MI. -- 7/2013

"The process with Guaranteed Rate was swift with no delays, there were several people I could contact in the event I needed to talk to someone ASAP. Brian was recommended by my real estate agent as I began the process of looking for a house. Application and Approval Process was great, went smoothly and there were no delays. Excellent work Brian!"

Brendan M. -- Braintree, MA. -- 9/2013

Hey, check out this amazing review from Patricia about Brian! “I am completely satisfied with my refinancing experience. Brian Tobin was professional and kept me updated through each stage of the process. He took the time to explain things to me and answer all my questions. In the end, I received a better loan than I expected! Thank you, Brian and Guaranteed Rate!”

Patricia P. – Pembroke, MA – 4/2013

Everything was fantastic. The process was very easy because everything that was needed was outlined up front. Brian Tobin and Sara Huff were very knowledgeable and responsive when I did have a few questions. The appraisal was scheduled quickly as was the closing. Everyone I dealt with was terrific. I was pleasantly surprised at how efficiently every aspect of the process was completed.

Rose H. South Boston, MA 2/2012

Everything went very smoothly - no problems. Brian Tobin and Sara Huff were both great and handled everything in a very professional manner. (I) would and already have recommended Brian Tobin and Guarantee Rate

Ryan D. - Reading, MA 12/2011

About Brian

I am a seasoned, licensed mortgage professional with over 20 years experience in this industry.

Brian interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
20 Years in the Business and building relationships with people inspired me.
Who is your typical customer and what questions do they typically have?
My customers are in the 27 to 45 year old range and looking for a loan size of about $370K.
What specific steps do you use to help your customers find the best home loan for them?
I look at a wide range of products and multiple investors to find the right program for my customers.
How long have you been in the mortgage business? What awards have you won?
20 Years and a President's Club member.
What advice would you give new or first time home buyers?
Pull your credit and fix anything that will improve your score.
Tell us about a mortgage product that consumers may not be aware of?
My favorite product right now for the First Time Homebuyers is the Mass Housing No PMI loan. It is the best affordable product in the market right now.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Go to my Facebook page at:
What can borrowers do to insure a smooth mortgage underwriting process?
Have your credit in order, paperwork ready and all your assets sourced
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I am a active member of the Reading Rotary.
Tell us something that makes you unique or something wacky, yet interesting about you?
I have coached sports for 33 of my 46 years on this earth.

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