Chad White

Vice President of Mortgage Lending
724 S. Pearl St, Denver, CO 80209
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NMLS: 174051
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TestimonialsCustomer testimonials Read more

Chad is great to work with. He's friendly, personable and trustworthy. The seller put a tight timeline on us for loan contingencies and Chad and his team made it all work seamlessly. It's comforting to be able count on a stress-free loan process during a stressful time (buying and selling a home). I wouldn't consider working with any other lender.

Tyson D. - 11/01/2016

This experience of refinancing was the best one we have ever had. I loved the uploading of documents, the quick, but thorough process and the constant contact of where we were at in the process.

Catherine N. - Windsor,CO | MAR 2016

Chad made things go very smoothly, stayed in close touch with us and our real estate broker and helped us through the whole process start to finish. Chad White was a great help and very easy to work with.

Jeffrey D. – Carbondale, CO | Dec. 2014

About Chad

With over 10 years of experience as a mortgage loan originator I have seen the highs and lows of what this industry has, and now more excited than ever to be part of what I (and many others) consider to be the best mortgage company in the nation! My colleagues and team members are the best of the best, making every transaction as smooth as possible, all while offering low, low rates! Helping my clients purchase a dream home or save money with a refinance is the most rewarding part of my job! And after the process is over, I continue to stay in touch building relationships and tend to treat my clients more as friends.

I majored at Colorado Christian University in Business Management, then went on to study computer networking and database engineering at a smaller local university. These combined skills have tailored myself to not only run a productive business and team, but also stay on top of the most recent technology and integrate into our business.

When not at work you will usually find me off on an adventure in the mountains in this great state of Colorado. Backcountry skiing, climbing mountains, rafting, and camping are all some of my favorite activities. With technology these days its not unusual I am responding to an email or answering a phone call while in the middle of one of these adventures!

Chad interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I give my clients a breakdown of a few different loan options and review the pros and cons of each, then we decide what's best for them. I never offer just one option.
What advice would you give new or first time home buyers?
The first step is to talk to a loan officer and get pre-approved. You don't want to start shopping for a home until you know what you can afford. We can also help and put you on the right direction if you are not approved upfront. No matter where you think your credit is, it's good to talk to us upfront. You never know what we can offer until you give us a chance!
What can borrowers do to insure a smooth mortgage underwriting process?
Have all of your requested documents in as soon as possible. That way there are no surprises. We do most of the work for you, but you will need to be proactive and work as well for a smooth underwriting approval.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up right outside of Philadelphia, PA and moved to Colorado the day after I graduated high school. My parents took my brother, sister, and I out here as kids growing up and there was no question this is where I would end up.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love canyoneering in Utah, and usually go 2-3 times per year. Most people have no idea what this is- it's descending into and exploring slot canyons in the desert. They usually require rappelling, swimming, and squeezing through tight spaces. You ever seen the movie 127 Hours? Just like that!

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