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Chris Devin

Senior Loan Officer
25 Recreation Park Dr, Ste 201, Hingham, MA 02043
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NMLS: 47305
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“Chris and his team were awesome throughout the whole process. The service was outstanding! If I had a question…they returned my call/email immediately!”

Chris L. -- Newton, MA. -- 10/2013

“Chris simplified the home buying process for us and made sure we understood everything. His communication throughout the whole process was exceptional and I would highly recommend him and his team."

John C. -- Westwood, MA. -- 9/2013

“It was a pleasure working with Chris and the Devin Group. Their timeliness, quick email responses and returned phone calls made a difference as my purchase happened very quickly. They were there with me the whole way which meant a lot to me and made me feel very comfortable. Everything was perfect!”

Margaret S. -- Hingham, MA. -- 9/2013

"My experience was great, per usual, I would recommend Guaranteed Rate to others, as I have already. I like working with Chris and the team."

Matthew A. -- Ashland, MA. -- 12/2012

"Chris Devin and his team were great to work with! They have excellent communication skills and were very easy to talk to. I was preparing for this process to be very difficult and it was much better than I thought. Thanks Chris!"

Gregory M. -- Randolph, MA. -- 1/2013

"I have known Chris and been a repeat client for sometime now, and he never ceases to impress."

John W. -- Milton, MA. -- 1/2013

"Everyone I worked with during my loan process was very professional, always informed with process, and made me feel like I was their only priority! Chris and the team were great to work with!"

Joseph S. -- Sandwich, MA. -- 3/2013

"Chris and his entire team were the fastest, most thorough and competent bunch of people I think I have ever dealt with. When another bank was unable to get us a commitment letter before our deadline, we were left scrambling. Guaranteed Rate literally saved the day and worked so much more efficiently than our original bank. They were in constant communication with me and were extremely responsive to us during the entire process. I am so impressed with Guaranteed Rate, Chris Devin and his entire...

Jay P. -- Reading, MA. -- 4/2013

"Chris and the team provided excellent customer service! The response time, any time we had questions or issues, was terrific and the process was easily manageable with the expert guidance from my team."

Jeffery C. -- Dorchester, MA. -- 4/2013

"My experience was great, you guys are exceptional! Chris and the team really went above and beyond and we appreciate everything that was done for us. Everybody we have dealt with was very nice and made the process a lot easier than we've dealt with previously."

Michael B. -- Medford, MA. -- 3/2013

"Amazing team- thank you so much!! Our first bank's loan officer went on vacation and didn't tell me and no one else could help us! Guaranteed Rate saved the day and worked so much more efficiently than our original bank. I have heard horror stories, and our experience was the polar opposite. It was actually really exciting and enjoyable. Chris and his team came through when we needed them the most and were on a huge time crunch. So impressed with how quickly and accurately we were able to...

Jay P. -- Reading, MA. -- 4/2013

"I appreciated Chris Devin and his team, Deborah, Jano and Chelsea's help and direction. Great work guys!"

Katie F. -- Canton, MA. -- 4/2013

"Everyone I dealt with at guaranteed rate was professional and timely"

Daniel O. -- Bedford, MA. -- 4/2013

"It was a great experience. I felt Chris Devin and the entire team were in my corner throughout the whole process. This is my second experience with Guaranteed Rate - I will work with Chris Devin and his team going forward. There will be no one else!"

John S. -- Charlotte, NC. -- 5/2013

"Chris Devin and his team were awesome. Fast, responsive, knowledgeable, and great to work with! Great from end-to-end!! Absolutely best finance experience that I have ever had!"

Paul B. -- Canton, MA. -- 5/2013

"Everything went very smoothly! The loan package was perfect and the attorney did a great job!! It was a very pleasant experience and timely as well! The team was very efficient at every level."

Devin P. -- North Andover, MA. -- 6/2013

"Seriously, overall I am grateful for the professional assistance of Chris Devin and his group. What matters is that Devin's group told me what was needed and worked with me until it closed - and my situation wasn't exactly simple, and I very much appreciated their dedication to seeing it through. Thank you! Chris was extremely responsive, quick to answer questions, made himself available throughout the day, no matter how early or late. I appreciated his professionalism and expertise very...

Patricia H. -- Belmont, MA. -- 7/2013

"Fantastic turn around and follow up throughout."

Barton F. --- Littleton, MA. -- 7/2013

"Chris is great, the staff is great, the process is annoying, but hey that's not your fault! It was a good experience."

Andrew W. -- Silver Spring, MD. -- 10/2013

"The team is amazing! Wonderful, educated team that is not only extremely professional, but pleasant to work through."

Maura B. -- Somerville, MA. -- 10/2013

"A few of my favorite things with Chris and his team --- Excellent Customer Service, professionalism,in depth product knowledge, responsiveness to questions, quality of communication, and genuine concern for your needs."

Gregory D. -- Roswell, GA. -- 11/2013

“I can't say enough about how impressed I am with my experience with Guaranteed Rate. Chris Devin and his team were amazing and I couldn't have gone through the process without them! They walked me through the process and encouraged me to ask whatever questions I needed to feel comfortable and secure. I knew that Chris was only a call away. Guaranteed Rate not only has the best rates but the personal attention is invaluable. If you're a new home-buyer or even a seasoned home-buyer, trust...

Stephanie H. -- Salem, MA – 3/2014

We were very satisfied with the entire experience. Chris was exceptional! He was also persistent and very knowledgeable.

Andrew G. -- Canton, MA 4/23/2014

Chris was very professional, knowledgeable and accommodating to our needs

John M. -- Norfolk, MA. 10/22/2014

Chris Devin is professional, supportive and his expertise is unparalleled. The best refinance experience I have ever had!

Joanne L. -- Roslindale, MA. 10/15/2014

Chris Devin is a consummate professional and is one of the best professionals in any field that I've ever worked with.

Allyson C. – Boston, MA | June 2015

Chris Devin is a consummate professional and a great, great person to work with.

Gerald A. – Boston, MA | AUG 2015

Chris Devin made the process easy and straightforward. This is my 3rd mortgage experience and by far the best.

Barry M. – Chelsea, MA | Sep. 2015

"My husband and I were very impressed with the Devin Group and Guaranteed Rate. Throughout the entire process Chris and his entire staff were extremely approachable, knowledgeable and professional. Chris and our mortgage consultants,Kim Bridzio and Chelsea Lambert, were always available to answer our (many) questions. We really appreciated how communicative and transparent everyone was with us. We were kept up to date of what was going on every step of the way. Everyone returned our...

Meghara W. - Melrose, MA | Dec. 2015

The day I called Chris changed the entire home buying process for me. It had been so stressful trying to find the right Loan Officer and looking back, I wish that was the first call I made. Chris was incredibly helpful, patient, and informative, which relieves so much concern for someone buying their first home. Kim and Rebecca were also fantastic. I had many questions, and they were always very prompt with responses and getting back to me right away. I couldn't be more satisfied with the...

Elizabeth K. | April 2016

About Chris

Chris has been in the mortgage business for over 15 years. During that time he has received multiple awards and is a respected industry speaker. Most recently, Chris has been recognized by Mortgage Executive Magazine as being in the top 1% of mortgage originators nationwide and is also a consistent President's Club member at Guaranteed Rate. Chris has found success in the mortgage business for many reasons but most notably for always putting his clients first. He continues to grow his business thanks to word-of-mouth referrals and is very thankful for his clients continued support.

Chris is the host of REAL Estate Talk Boston on Boston.com and Radio BDC where he and his guest list of top notch real estate professionals are changing the way real estate information is delivered in the Boston area and delivering the timely truths of the local market and helping buyers and sellers win in today's environment.

Chris is originally from the North Andover Massachusetts but now lives on the South Shore with his wife and four children. He enjoys spending time with his family and is an avid sports fan. Being a college hockey alum he now really enjoys watching his kids play hockey and other competitive sports as they grow.

Chris interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
Our team takes the time to ask the necessary questions to figure out what the best loan program and rate is best for our client's scenario. We thoroughly educate our clients throughout the process and make sure that they understand what options they have and what is best for their overall financial situation. Our goal is to simplify the mortgage experience and make the home loan process easy to navigate.
What advice would you give new or first time home buyers?
My advice to a first time home buyer would be to put together your "A Team" early on in the process. Connect with a lender that you feel comfortable with and make sure to get a full pre-approval. Just having a loan officer pull your credit and answering a few questions for a pre-qualification does not cut it in today's market. Make sure you go through the full pre-approval process, provide needed supporting documentation and go over your scenario with your lender so you fully understand your options. Also, you are going to want to connect with a local realtor and real estate attorney that will be able to help you find your dream home and navigate you through the process. It is so important to work with true professionals that know what they are doing and can assist you with making the right decisions. Feel free to reach out to our team and we would be more than happy to connect you with the right people in your market.
What are the top 3 misconceptions people have about the home loan process?
1. You have to put down a 20% down payment. This is simply not the case in most situations. Depending on loan size and qualifications there are options for as little as a 3% down payment. If you are a Veteran you could potentially finance 100% of your home. Connect with us to learn your options. 2. The mortgage process is extremely painful. It can be for some but if you are working with a team that knows what they are doing it can be an enjoyable experience. Our team prides ourselves on working with our clients as a team and communicating the whole way throughout the process so you don't have any surprises and enjoyable experience. 3. It takes 60-90 days to close a loan under the new TRID regulations. This is simply not the case. Guaranteed Rate is ahead of the curve when it comes to compliance and has implemented a system that allows us to close loans in whatever timeframe you need. We just recently closed a purchase loan in just over 2 weeks!
What provides you with the most satisfaction in your job as a Loan Officer?
Purchasing a home is usually the largest investment that someone has made in their life. It is rewarding to help guide someone through that process and help them achieve their goal of home ownership.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am very superstitious. It stems from my early days of playing hockey and it is something that has stayed with me throughout my life. People that know me well enjoy messing with me but it is part of who I am!

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