GuaranteedRate Logo

Chris Dickey

Mortgage Associate
1800 W Cuyler Ave, 2W, Chicago, IL 60613
Contact Chris
NMLS: 1425263
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Chris Dickey was very helpful and informative to all my needs. This was very important to me, as I am a first time home buyer and unfamiliar with the process. Chris explained everything to me in great detail and I am appreciative of that!!! Chris contacted me numerous times to make sure I was doing well, and if I had any other questions he could assist with!!!! I would definitely referred his services!!! Thanks so much!!!

Renee M. - 9/16/2016

Just wanted to thank you and your team for a job well done. Kathryn and I really appreciated your professionalism and efficiency in handling our refi and would certainly refer you to our friends. Best of luck as you finish out the year and thanks again.

Christopher W.

Chris was fantastic. One day working with Guaranteed Rate accomplished more than the 2 weeks I've been working with quicken. I am very happy with my experience so far.

Ryan D.

I have worked with chris dicky and his team. They we simply awesome in every step of the way. They responded to all my question in timely manner and explained me what I need to do next. Chris even helped me to get rid of negative things on my credit report than were inhibiting me from getting a home loan. I will be contacting him anytime I need a loan and recommend him to all my friends and family members

Mohammed S - Woodridge, IL | Feb. 2016

About Chris

I have been a mortgage professional for 7 years. I love that people are at the center of this industry. My biggest accomplishment is helping over 1,100 people find and maintain home ownership during uncertain times. Shortly after that, I was voted Coach of the Year for my work in helping people achieve their career goals. My sense of accomplishment comes from learning where people are today, understanding where they want to be, and helping them find the best path between the two. Outside of work I'm a dedicated husband, niche comic book collector, and generally nice guy. I've called 6 cities home in the last 8 years and I'm looking forward to planting roots here in Chicago.

Chris interview Q&A

Who is your typical customer and what questions do they typically have?
There is no typical customer. The most important thing to understand about someone is that they are unique. Everybody wants to know about the rates and closing costs at first. But once you get to know someone, you find out that they have have specialized needs like saving money for retirement, putting a new roof on their house, or learning how to invest in rental properties. There are as many questions as there are people and it's my job to have the answers they need.
What advice would you give new or first time home buyers?
Be prepared to work hard for your first home. You should be informed, financially stable, and creditworthy when you buy your first house. It's okay if you aren't there yet. Calling someone like me is the best way to get ready. I can help you outline a fool proof plan that puts you on a clear path to buying your first home.
What are the top 3 misconceptions people have about the home loan process?
1. "Rate is the most important part of your mortgage." This couldn't be further from the truth. A rate is just a price tag for the mortgage you get. What's important is getting the mortgage that fits you best. When you're talking about the most important purchase of your life, the conversation should be about getting the best mortgage, not the cheapest one. 2. "This should be easy." Unfortunately, there's no such thing as easy money. The mortgage industry is layered with rules, regulations, and safety measures to protect our customers, their homes, and the people who lend them money. All of those requirements, no matter how small, have to be met in order to complete your loan. 3. "Lenders offer $0 in closing costs." There's always a cost, even if you don't see it. If someone waives their closing costs, then they are charging you a higher interest rate to do so. This isn't always good and it isn't always bad. What's important is that your lender is transparent about their costs and where they come from. That transparency is what lets you make an informed decision and make sure you have the best possible loan.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I'm one of the people who loves the work they do, so I spend a lot of my free time working. But when I do step away from mortgages, I like to step into books. My wife and I have 7 bookshelves, stacked 2 deep with ideas, information, and experiences that people have captured over hundreds of years.
Tell us something that makes you unique or something wacky, yet interesting about you?
I spent my childhood summers traveling around the country and visiting family with my Grandma. She had 10 kids and I'm pretty sure the adult that I became was shaped in part by all of them.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now