Chris Spencer

VP of Mortgage Lending
3020 Woodbury Dr, Suites LL1 & LL2, Offices A & C, Woodbury, MN 55129
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NMLS: 217637
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TestimonialsCustomer testimonials Read more

Chris was awesome and the process was pretty seamless. That's really all you could want in a stressful situation like home buying.

Heather B. - June | 2018

Chris Spencer and his assistants were very persistent. Always willing to help me through the process and work with my busy schedule.

Taylor P. | May 2018

Chris Spencer was very helpful through out the whole process. I was very pleased with his availability and promptness. He helped me understand the process and gave me peace of mind about what we were doing.

Adilene P. | May 2018

My loan officer, Christoper Spencer, was friendly, informative, patient and professional.

Thomas S. | May 2018

Having Chris Spencer involved in this transaction made the process go very smoothly. I was very impressed with him. He went above and beyond my expectations!

Laura L. | February 2018

Chris Spencer did an outstanding job and we are very satisfied with his service!

Frank H. | November 2017

Chris was very helpful throughout the whole process, he went above and beyond. This is our first home and we were very nervous and Chris explained everything and was always available for any questions.

Melissa T. | October 2017

Chris Spencer was wonderful during the process. He knew and understood that I had an anxious type of personality. He took the time to explain everything and to ease any anxious feelings. Even to the point of contacting us after hours to give us updates knowing that I would be wondering. I would work with Chris again and have already referred a friend to him. The rest of the staff was just as wonderful. Thank you.

Jason H. | October 2017

About Chris

I studied Health Education and Wellness Promotion at the University WI Stevens Point. I stumbled into the mortgage business in September of 2000 via a friend. On the surface health education and mortgage sales seem to be distant topics, however, I soon discovered my education background would serve my customers very well. To me the most rewarding part of the job is helping figure out how to get the transaction done, working with all parties to achieve that common goal of closing on the home.

I am originally from Marshfield WI but have lived in the Twin Cities since 1998 and currently reside in Richfield MN. I have had the great luck to travel all over the world and still maintain friendships with many of the folks I have met. I am always thinking about another adventure.

Chris interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I take an educational approach to the process. I enjoy answering questions which ultimately leads to the right loan option for the customer.
What advice would you give new or first time home buyers?
There is nothing wrong with researching mortgage loan information online, however, that information may or may not be relevant to your needs. Ask family and friends for a referral to a trusted resource as well.
How has the mortgage industry changed since you started, and what would you expect in the future?
I started this business in 2000. You could say everything has changed during the time that has passed, but the basics of this business are the same, keeping the customer’s needs first. Technology will continue to be a larger part of the future of the Real Estate industry.
What can borrowers do to insure a smooth mortgage underwriting process?
We are all on the same team working towards the closing of the transaction. Stay involved with the process, ask questions and don’t make changes to your credit or employment status during the transaction. That will make for long nights.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I have been training in Brazilian Jiu Jitsu since 2007, it is a great stress reliever. Being from the Midwest I love the seasonal outdoor activities as well.
Tell us something that makes you unique or something wacky, yet interesting about you?
I write short stories when I find the time and inspiration, inside I really think I am a writer. I have also had the opportunity to live for a short time in Ireland, which was amazing.

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