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Christopher Wilno

Vice President of Mortgage Lending
1751 Third St, Ste 101, Norco, CA 92860
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NMLS: 1289153
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We loved our experience with Guaranteed Rate and Chris. He made our first home buying experience smooth and painless. Would definitely recommend to friends and family and use them again!!

Fan Z. -West Covina,CA |J UL 2016

Loan officer Chris Wilno was beyond patient with my many questions and requests for reassurance. He made sure I had all the necessary documents and other information to proceed - without him I doubt I've had stayed organized enough to complete what needed to be done. Many thanks!

Cheryl D. - Los Angeles, CA | MAR 2016


Michael B. - March 18, 2016

Loan officer Chris Wilno was beyond patient with my many questions and requests for reassurance. He made sure I had all the necessary documents and other information to proceed - without him I doubt I've had stayed organized enough to complete what needed to be done. Many thanks!

Cheryl D - March 8, 2016

Chris Wilno was our loan officer. He made the entire process from beginning to end easy to understand. He was there for us every step of the way and guided us through the process. I will definitely be recommending Chris to others and will use him again on future purchases or refinancing.

Cedric B - March 24, 2016

Chris Wilno was a fantastic loan officer. This was my first home purchase so I had a lot of questions and concerns. Chris was very responsive, helpful, and patient, always taking the time to walk me through the process and working to ease my anxieties. I would highly recommend Chris to anyone.

CAMRYN C. - Anaheim, CA | Jan. 2016

Christopher Wilno is a true professional - it was a pleasure to work with him! He took all of the stress out of this process and made it so enjoyable. I'm recommending him to everyone I see!

Thomas G. - 11/18/2015

My first refi- Thank you Chris for your patience and support throughout the entire process!

Brooke D. - 10/26/2015

Chris helped us navigate a very interesting scenario. He also provided much needed expertise and guidance. Great experience!

Sharif A. - 12/28/2015

Very fast, attentive, and willing to take care of issues independently. Stayed on top of the process the entire way. A++

Sean S

Charles made the process simple, easy, painless, and educational. Having not purchased a home in 30 year and never dealing with an HOA, the process appeared very complicated. With Chris' knowledge, expertise, and kindness, it was much easier than expected.

Marcia O

The service, as well as the rates, was beyond impeccable. The agent's (Christopher Wilno) professionalism was only surpassed by his attentiveness and thoroughness.

Charles O

This was the easiest refinance I have ever done. It was a very easy process with little effort on my part. I really felt like my hand was held through the entire process.

Geri W

Chris was fantastic. He made the process easy and smooth. I've heard such horror stories from other people but Chris handled everything for us and got us a great rate! He was always available and one step ahead of everything we needed to do. It was a very smooth process and Chris ensured a painless experience.

Brian R

Lance and Chris are a class act. We closed in less than 3 weeks, amazing. Will definitely refer to anyone shopping for a loan.

Alexander V.

Christopher Wilno was absolutely exceptional in his service. He explained everything in a very detailed way, and had everything ready to go well ahead of time. It was a very smooth process.

A. Orvieto

Christopher Wilno made everything simple, easy and stress-free, which having us way ahead of schedule on every major schedule point.

Eric O. – Venice, CA | July 2015

About Christopher

Christopher is a VP of Mortgage Lending for Guaranteed Rate. His career has been a diversified one that has always been finance focused. Out of college he began as a CPA with KPMG. He has worked on initial public offerings, mergers and acquisitions, negotiated $250 million credit lines and held positions from controller to VP Finance and CFO. The key to success throughout his career, and at Guaranteed Rate, has been relationships, dedication, communication, putting others first and hard work . . . along with the ability to sleep very little. All of these qualities help create a successful outcome for his clients. Christopher prides himself on educating his customers on all the loan products available and finding the right one to suit their needs. He offers industry leading mortgage rates on Conventional, Jumbo, FHA, VA, USDA and Home Equity mortgage products. Whether you are a first time home buyer, looking for a second home or a seasoned investor, Christopher will work hard on your behalf. He believes in daily communication so there is never a question about where your mortgage transaction is in the process. Outside of the office Christopher loves to spend time with his wife Crea and their 3 children Tiana, Jaden and Thalia. In his spare time, Christopher gives back to the community by raising funds to fight cancer through the Leukemia and Lymphoma Society. He is a coach for their marathon program, has personally raised over $250,000 and was named their 2014 Man of the Year. He has completed more marathons than he can count, a 50 mile ultra-marathon and is a 4-time Ironman triathlon finisher.

Christopher interview Q&A

Who is your typical customer and what questions do they typically have?
Customers truly range from first time buyers to experienced investors looking to expand their portfolio. While I enjoy dealing with every customer, it is rewarding to help first time buyers on the journey to home ownership. I am very detailed with the process from determining the appropriate loan product to explaining the steps along the way. I never like any customer to rest their head at night with questions or concerns and find daily updates and communication help avoid this.
What advice would you give new or first time home buyers?
My advice for those looking to buy their first home would start long before actually purchasing their home. It is very important to make sure you are tending to your finances and paying bills on time. A solid credit score will not only ensure you can qualify for a home loan but the better your score, the better your rate. Once this is taken care of and we are in the process of searching for homes, my suggestion is always to ask as many questions as possible and keep your loan officer in the loop during your home search. I will run as many different scenarios as needed for my customers and I believe this is truly important to make sure buyers are pursuing the right home and the right loan product.
What can borrowers do to insure a smooth mortgage underwriting process?
Being organized and responsive is critical to a smooth home loan process. My team prides itself on closing loans in 17-21 days but this can only happen if we receive information requested from customers in a timely manner. This allows us to submit complete loan packages to underwriting which in turn allows us fewer conditions to clear on the initial approval.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
I am extremely active with the Leukemia and Lymphoma Society ( and specifically the endurance sports fundraising arm called Team in Training ( I joined this organization in 2004 after my father passed away from leukemia. I have remained active, tied a promise made to my father to fight back against the disease as well as promises made to my wife who is a 2-time cancer survivor. I have completed many marathons, century rides and 4 Ironman triathlons on the way to raising $130,000. In addition to this, I also raised $126,000 in 2014 as part of the LLS Man of the Year campaign which I was able to win. I have also coached many teams that collectively have raised millions of dollars to help find a cure for cancer. Currently, I appropriate funds from every loan completed to donate to LLS.
Tell us something that makes you unique or something wacky, yet interesting about you?
It would be funny to have my children or friends answer this question. I think what is unique about me is my sense of humor. I really believe even the most stressful situations, home loans included, can be enjoyable and fun. I try to make everyone laugh albeit, as my 11 year old son recently said, it is with the sense of humor of a smart 9 year old.

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