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Chris Walsh

VP of Mortgage Lending
17011 Beach Blvd, Ste 900, Huntington Beach, CA 92647
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NMLS: 39993
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Chris Walsh and his team made this whole process easy and stress free!

Robert M. - Chino, CA | APR 2016

About Chris

Chris is a Vice President of Mortgage Lending with Guaranteed Rate, The Home Purchase Experts® and one of the 10 largest retail lenders in the U.S.

Since 2002, Chris has coached and assisted more than 4000 homeowners throughout the US. He has expertise in closing residential refinance and purchase loans -Conventional, Jumbo, VA and FHA. The resources that are necessary in getting loans to move quickly through the process are located in-house and not in different time-zones around the country as required by some other companies. Chris is a coach who is able to simplify the steps needed and takes the extra time to walk all of his potential and existing clients through the process in advance. He is good at what he does and people trust him. Over the past 13 years, he has successfully funded loans totaling over 1.2 billion - in both refinance and purchase transactions and he has made lots of friends doing it.

Christopher is committed to delivering first class service. This has helped him earn a reputation as a first class mortgage professional.

Chris interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
14 years
Who is your typical customer and what questions do they typically have?
My typical customer is someone who is either shopping for rates or has questions about qualifying without complicated discussions.
What specific steps do you use to help your customers find the best home loan for them?
I ask simple basic questions. They are treated as the only person in the world while we are talking. I engage as much as possible and never rush them. I provide a range of payments and explain the simplicity of the process.
How long have you been in the mortgage business? What awards have you won?
5 years in president's club and consistently top 10 in production
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
Borrower was unable to qualify to lower their 5.75% rate on a jumbo loan due to credit scores being slightly below minimum to qualify. We took steps to have the credit re-scored and after a few simple attempts got the loan into underwriting and funded, saving the borrower over $900 per month. Previous lenders did not have the time to take these steps.
What advice would you give new or first time home buyers?
Take the extra time to find a loan agent you can trust and who will treat you like family.
What part of the home loan process do customers find most difficult and how do you help them through it?
Many shoppers feel the process is complicated or that they won't qualify. This is often a mistake that can be explored and fixed.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
The best resource resource is to stay available for updates from your loan agent. Staying in touch with a loan agent who you trust and who will hand hold the entire process reduces most of the unnecessary stress.
What provides you with the most satisfaction in your job as a Loan Officer?
It always feels great when the loan finally closes and you can sense the borrower's relief.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Playing jazz and blues guitar with friends
Tell us something that makes you unique or something wacky, yet interesting about you?
Seeing the appreciation and relief in customers who really needed some financial relief. This keeps me appreciating my line of work. Earning a living is one part of it. Having a good experience while working with someone who chose to work with me is the other part.

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