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Laura Churchill

Vice President of Mortgage Lending
950 Reserve Dr, Ste 100A, Roseville, CA 95678
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NMLS: 266395
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Laura is so easy to work with! She took her time with us and explained everything!

Melissa B.

We have used Laura Churchill as our loan officer after hearing great things about her, first in the purchase of our home and second and most recently in the refinancing of it. Can't say enough good things about this knowledgeable and personable loan officer. Each time Laura has made this daunting experience go as smoothly as could be possible. Making sure we were comfortable with our decisions at each milestone; answering any and all questions completely, timely and most importantly in way we...

Damian B.

I had a fantastic experience with Guaranteed Rate. My main contact was Laura and she was amazing! She always kept me in the loop and was straight up with me. I also spoke with Patrick a few times and he was very helpful. From start to finish my experience was great and I can't thank Laura and the rest of the staff enough. Thank You!

Joseph M. - sacramento, CA | Jan. 2016

Laura Churchill was very helpful and made the whole process experience satisfying.

Gary N. – Elk Grove, CA | June 2015

Laura Churchill is great! She made herself available to answer questions and help get everything together.

Jacob J. – Lincoln, CA | Apr. 2015

Laura went above and beyond. I would and will highly recommend her to anyone I know looking to finance a home!

Amelia W. -- Sacramento, CA, 4/10/2014

Great communication all the way through. Made the process extremely simple and never felt out of the loop.

Blake M. -- Sacramento, CA, 2/10.2014

Quick, efficient and professional - I don't think the sale would have gone through without her invaluable help.

L.G., Carmichael, CA

We did it! Thank you so much for your hard work, but more importantly your encouragement and support!

C.L. & B.L., Antelope, CA

About Laura

I understand that financing a home can be one of the most important decisions you will make. Two decades in the mortgage industry has given me the insight to understand market fluctuations and the unique characteristics of the Sacramento Valley. My background as a loan processor coupled with many years as an originator have put me in the position to know what is required to provide the right loan to suit the individual needs of my clients. As an experienced loan professional, with a driving need to exceed customer expectations, I'm poised to provide you with an easy and understandable financing experience. When I'm not working for my clients, I enjoy house boating on Lake Oroville and riding quads while camping at R Wild Horse Ranch with my husband, Daryl, daughter, Jessica, and beloved pups - yellow lab, Siri and dachshund, Guinness.

Laura interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I stumbled into the mortgage business 27 years ago. I was looking for a career where I could make a difference. I love that I can make a good income to care for my family while caring for the best interests of my clients and their families.
How has the mortgage industry changed since you started, and what would you expect in the future?
When I started in the mortgage industry, we did everything manually and had paper files that were, at times, four inches thick. Working at Guaranteed Rate allows me and my clients to take advantage of all the digital advances the industry has made. With the complexities of the mortgage industry today, being able to simplify the process, in someway, for the client is what allows me to provide a positive home buying process for the client.
What provides you with the most satisfaction in your job as a Loan Officer?
Hearing from the client that my involvement in this process has made a difference in their experience.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love mentoring so I put that to work by hosting students from other countries. So far, I've hosted five students for an entire school year and two for a summer. I now have family in Spain, Slovakia, Switzerland, Belgium and Mexico.

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