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Clayton Spruce

Associate VP of Mortgage Lending
950 Reserve Dr, Ste 100A, Roseville, CA 95678
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NMLS: 1207234
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About Clayton

I started my career in online mortgage lending. I quickly rose to be a top producer and was given the privilege of managing my own team of loan officers. My strong commitment to hard work, ethical behavior and a consultative approach has allowed me to help over 500 customers with their mortgage needs.

As a member of a military family from rural Missouri I learned that your integrity will have the largest impact on those you work with. The mortgage process can be confusing and intimidating at times. My goal is to make sure you feel informed and are in the best financial situation moving forward.

I joined Guaranteed rate in 2017. With their cutting edge technology and mirrored commitment to the borrower, I have been able to offer my customers the best product from an exceptional company.

Clayton interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I like to ask a lot of questions. A home loan can be set up in so many ways. By getting to know their current situation, short term and long term goals. I get to build a unique loan that caters to their specific needs.
What advice would you give new or first time home buyers?
Ask a lot of questions. Understanding what's available for you and your family will make you a better shopper and happier homeowner.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
Call Me. There is a lot of information out there. I'm happy to answer all of their questions in a no pressure conversation.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love sports, hiking, and just about anything that gets me outdoors. My wife and I have a wonderful group of friends, so any opportunity to enjoy fresh air with great friends we are taking advantage of it!
Tell us something that makes you unique or something wacky, yet interesting about you?
I love comedy. Any opportunity to see a good stand-up or improv show - I'm in!

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