Cory O'Neil

Branch Manager/Vice President of Mortgage Lending
17177 N Laurel Park Dr, Ste 340, Livonia, MI 48152
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NMLS: 632872
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TestimonialsCustomer testimonials Read more

Very nice and easy to work with. Everyone was friendly!

Jeffrey C. | June 2018

As first-time home buyers, he took the time to walk us through all our options and was available to answer questions whenever we need him!

Julie P. | April, 2018

This was my second time working with Guaranteed Rate & Cory O’Neil I would use them again in a heartbeat! Always a great experience!

Lynn F. | April 2018

Cory O'Neil is a true professional. Very proactive and resourceful. Thank you.

Ivan F. | March 2018

Cory O’Neil and his team could not have made it easier. They kept me updated at all times.

Donald S. | 02/21/2018

Cory O'Neil & Tina McCoy were extremely helpful during the process and readily accessible and quick to respond to any questions my wife and I had. Great job!

Martin K. | November 2017

I've used Guaranteed rate twice now! Everytime was fast quick service!

Tina C. - Funded 11/10/17

Each person that I interacted on the team was positive and delightfully helpful. It was a good experience. Every question I had was answered immediately. I appreciated how hard they worked to get the job done right.

Deborah F. | October 2017

Had a great experience with Cory and his team, thanks for all the support and for giving us a very competitive rate!

Gustavo V. - September | 2017

Cory Oneil did an excellent job!

Cameron N. | August 2017

Cory and his team were incredible. I have already started referring them to multiple people. Whenever I need a loan in the future, I will only use Cory O'Neil. Great service and I am a hard customer to please.

Kurt W. - July | 2017

Very responsive and helpful. Thank you for all of your assistance in making this a positive experience!

Jerry J. | August 2017

The team was very knowledgeable and helped with any questions I had. It was a pleasure to have them process my loan!

Ronald M. | 06/01/2017

Loved the ability to do everything online. The process was fast and easy. My loan officer Cory was very responsive to questions and great to work with.

Kiera P. | 04/28/2017

Cory O'Neil made the process quick and easy. I will recommend him to anyone looking for a mortgage.

Amber N. | 3/22/2017

Cory O-Neil and his team were spot on with all expectations. This is our second time using them and we are more than pleased with the end result and great customer service!

Christopher P. | 12/30/2016

The entire group was helpful, courteous and friendly. They answered all my questions (and I had a lot), promptly and we're very patient with me, since I hadn't bought a house in over 25 years.

Gail F.

To the entire team at Guaranteed Rate especially to Cory and Tina, thank you! Your work is flawless!!! I am so very grateful for your professionalism, dedication, patience and hard work in making the refinance possible. After years of trying, the continual denial and inability to refi capped my disappointment and frustration to the point that I even considered selling my house. It was hard to walk away from a beautiful home that I adored and lived in for 10 years. Thank you for allowing me to...

-Mahsan Y. 8/17/2016

I had no idea what to expect going into this, but Cory and the team that helped me made the process incredibly easy. They were quick to answer any questions and make recommendations when needed. It's hard to believe I already have my first house, and I don't think I would have been able to submit my offer when I needed to without the timeliness and efficiency of this team. I definitely couldn't imagine choosing a different route to go.

Dawn K. - Funded 7/1/2016

Cory ONeil was extremely helpful and made the home loan process easy, he was very responsive to our requests (even on a Sunday!)

James L. - Funded 4/14/16

Never a better loan officer could be had...very concise and fast! The online document delivery streamlines the process! Love Cory.

Previous Customer

Cory O'Neil, and his team, made the process of getting a new mortgage a cake walk. Cory, especially, was easy to reach and answered all of my questions and concerns quickly and with confidence. The use of TransferSafe is an incredible tool. There was never any concern on my part of security issues. It was all so simple and secure. Once again, thank to the O'Neil Team.

Timothy R. - Carlsbad, CA | Dec. 2015

Cory O'Neil, and his team, made the process of getting a new mortgage a cake walk. Cory, especially, was easy to reach and answered all of my questions and concerns quickly and with confidence. The use of TransferSafe is an incredible tool. There was never any concern on my part of security issues. It was all so simple and secure. Once again, thank to the O'Neil Team.

Timothy R. - 12/16/15

Cory O'Neil is a problem-solver and star. Encountered issues but took care of them first and then let me know after they were solved. Alleviated a lot of stress. Would definitely refer him to others.

Catherine M. – San Diego, CA | AUG 2015

Effective communication with Mr. Cory O'Neil and his Team.

Sabin M. – San Diego, CA | Feb. 2015

"Cory did a great job of keeping us informed as the loan application was processed. He was realistic in explaining to us the process and the timing, and there were no surprises. "

Jack S. - West Hollywood | Dec. 2014

I want to thank you for your help in sourcing our loan. By a stroke of luck I picked up your flyer and we are thrilled to move into our new house. I want to give extra praise to Jody. She was tireless, resourceful and always pleasant. She answered emails first thing in the morning and at the end of the night and pitched in to get things across the finish line.

Erin D.

Cory and team closed my loan in a remarkably short period of time. They guided me through the loan process and were very clear on what I should expect during the short 5 weeks of closing. The attentiveness and response time was far better than the service I received at a larger mortgage company and the family-like atmosphere was exactly what I needed to eliminate stress. The first time home buyer will be placed at ease and others will be impressed by the difference! I'd highly recommend Cory...

Zillow User "Busterscutie" - 2013

We had a great experience working with Cory to purchase our new home. He took the time to answer all of our questions and explain all of the different options to get us the best loan for our situation. I highly recommend Cory!

"blubear", Zillow

I have bought and sold homes more than a few times in my life and I have to say that working with Cory O-Neil and his team was the most pleasant and efficient experience ever. I never had to wonder where things stood; I was always kept apprised of what was going on. I had a tough time finding a house and Cory was always supportive and would give me numbers whenever I asked. I would highly recommend Guaranteed Rate and especially Cory O'Neil!

Lynn Curtis, Zillow, 2013

"Prior experience working with Cory on a refinance helped me to trust Cory's ability to come up with the best option for our refinance situation, and I firmly believe he did just that. When you are busy there is definite value in building a relationship where you don't feel the need to shop around, I felt that with Cory and his team. We were always responded to promptly and were given thorough answers to our questions. The highest praise I can give is that we feel we got a great value in...

Stephen S. -- San Diego, CA. -- 6/ 2013

I appreciate all the work the team put in to make this happen. Particularly I want to point out the prompt responses everyone had over the course of this refi. I tend to ask a lot of questions and I was really impressed throughout with the quick and thorough responses I received from everyone. Based on the great customer service I received from Corey during our last refi I didn't even bother shopping around this time. I had faith we'd get the best deal at a fair price and I feel we absolutely...


Dear Mr. O’Neil, I want to thank you for the service provided throw the refinance process of both of my properties, the rates offered were the best in the market and your attention and follow up were very professional. It was a pleasure dealing with Guaranteedrate through you. Best regards,

Gustavo V.

Thank you so much for your guidance and diligence during our loan application. Your fast and comprehensive responses made the process clear, easy to comprehend and to follow. Your ability to understand our specific needs and stay focused, despite numerous priorities are truly remarkable and much appreciated. During the entire experience we felt safeguarded by your knowledge and experience. Thank you!

Marina G.

Ted and I could not be any happier with the service we received from you and your staff at Guaranteed Rate. All of you worked so hard throughout the loan process and communicated promptly every step of the way. Cory, you were extremely helpful, gave us great advice and always responded immediately to our requests. We love our new home and thank you for making it possible. Not to mention the great rate and reasonable fees :-)

Ashley & Ted J.

About Cory

When Cory graduated college with a Bachelor’s in Finance he was fortunate enough to already have a well laid path for what his next steps in the professional world were going to be. Cory’s mother was part owner of a Real Estate office for the last 25 years, and directed Cory to a close contact of hers in the mortgage industry. It didn’t take long for him to realize that this was where he was meant to be. Thirteen years later and the rest is history. Cory now takes with him into the office the same passion he found those thirteen years ago.

Cory comes to Guaranteed Rate with a strong background in business, attending Western Michigan University and graduating with a BA in business and finance. As a professional he aims to create lifelong clients by setting a standard of outstanding service, and working to exceed expectations. It is this strong work ethic and attention to detail that has elevated him as a loan officer since he graduated and went straight to work.

Cory has gained much accolade and accomplishment through his career. While at Countrywide he made the Platinum Circle of Excellence, making it into the top 2% of the company. Moving to Bank of America he attained Platinum Club. And at Wells Fargo he was able to seize the Chairman’s Club. Now at Guaranteed Rate he aims to achieve the same kind of praise that highlight his personal goals of excellence and customer satisfaction.

It is Cory’s unique process that sets him apart. His complete knowledge of available mortgage products and ability to educate and guide clients through making the best decision is a major reason Cory continues to excel in an ever changing market. Every client is different, and Cory works diligently to cater to their own personal financial needs. There is no cookie cutter solution, and every client needs to be matched with the correct product for them. Cory fights to get clients what they deserve and tries to make the entire process as seamless and enjoyable as possible. To arrive at the appropriate solution for the client, Cory creates a personal needs analysis to understand what is important to the home buyer, and evaluate what their current financial situation is. From here he can make accurate and appropriate recommendations that will accommodate the client’s best interest.

The great thing about working with a company like Guaranteed Rate is that it gives the total variety of options for clients that will keep them involved and plugged into the entire process. In this way it is an ongoing effort of Cory’s to not only educate himself on the product his client is getting, but also move one step beyond and make sure the process is clear and understandable for the borrower. Customers have often found the home loan process daunting for its complexity. However, Cory has never believed in smoke and mirrors; what you see is what you get and he is confident in his ability to deliver and make every borrower happy by closing day.

In Cory’s own life he enjoys staying active and spending family time with his wife and kids. Cory brings that same strong sense of family and home to his work and understands that a loan is really so much more to a borrower. It is that understanding that gives him immense satisfaction in closing a deal, in knowing that when the buyer gets the keys to their new home that he has played a small role in opening that door for them.


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