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Dan Gjeldum

Senior Vice President of Mortgage Lending
3940 North Ravenswood, Chicago, IL 60613
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NMLS: 686529
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I finally have a moment to tell you how much I appreciate you and your team. I am extremely satisfied with the way you handled the mountain of paperwork and the follow ups. I would also like to mention them by name with thanks to David, Kathryn, Tara, Hannah and Keilah. Just to let you know I have worked with other teams in many different areas and none have the cohesiveness as your team at Guaranteed Rate. I will be recommending you to everyone who needs you kind of services. Also, if any of...

Ray I.

Guaranteed Rate made the home buying process simple and this was my first time purchasing a place, and as a first-time homebuyer, the process seemed utterly overwhelming and nearly impossible--until I reached out to Guaranteed Rate! I worked with Dave and Dan, and couldn't be happier. Everything was explained in a way that I could understand, and Guaranteed Rate even matched me with a fantastic realtor.Honestly,I can't imagine ever using anyone other than GR for future home purchases. I'll...

Ashley L. – Chicago, IL | APR 2016

The experience was so good, I've already contacted GR to inquire about about another mortgage. I liked how everything was able to be signed over the internet. Clear communication of timelines, what was going to happen and when. People answered the phone if I had a question and responded quickly to emails.

Willow T. | February 2016

Daniel was helpful in moving us forward throughout the process. He was very helpful and explained the process to us in simple terms.

Antonio C. – Smyrna, GA | May. 2015

This is the second time we've used Guaranteed Rate and it has, again, been a fantastic experience. The entire team is professional, knowledgeable and responsive. The entire refinancing process could not have been any easier. Thank you!

Margaret S. – Park Ridge, IL | MAR 2016

Daniel and team did an excellent job and made sure everything went off without a hitch.

Ryan D. – Roswell, GA | May. 2015

We have been in our new home for a few days now and have finally had a chance to take it all in - we couldn't be happier! This entire process was certainly a lot of work, but your team has been incredible through every part. Always attentive, professional, prompt and willing to help in any way. You made so much of this process "easy" for us, so we just wanted to extend a huge THANK YOU for all you did for us. We enjoyed working with you and will be sharing our experience with everyone we...

Amber H. and Nick C. - February, 2015

I have gotten loans through Dan before. From start to finish everyone that we had contact with was extremely professional and did a great job. The entire process was easy and everyone was personable and very good at their job.

Richard C. – WAUCONDA, IL | Jan. 2015

I had an excellent experience, everyone is very knowledgeable and helpful.

Rhonda M. -- 9/3/2014

Dan went above and beyond! 

Claudio V. -- 8/31/2014

Dan and his team were amazing! We would definitely recommend Dan and his team to our family and friends. If in the future we need another mortgage, we would definitely return to Dan and his team for help!

Mark L. -- Geneva, IL 8/26/2014

Dan Gjeldum and his team are extremely responsive to questions and any issues that arise during the process. From providing upfront advise with regard to loan program types, advantages and disadvantages to helping make the underwriting process smooth to closing, everything was top notch!

Christopher D. -- Western Springs, IL 4/21/2014

Thank you and your team for making our home purchase run so smoothly.  You all were awesome.  Responsive and helpful throughout and I would recommend you to anyone in the market.

Mike N. -- Chicago,IL, 3/10/2014

Everything went really well. I really liked working with Dan. He was on time with everything and just really good.

Sarina A. -- Pine Brook,NJ 2/25/2014

"Overall everything went well. Dan is knowledgeable and his communication is quick and clear. Dan is amazing; when one of our tax documents didn't come in, he was able to resolve it quickly and we were able to still close on time. Everything went great and I felt I got a really good deal with the low rates, low closing costs, quick close and quick replies to any questions I had. Fantastic work!"

George G. -- Minneapolis, MN. -- 1/2013

"I'm very satisfied with the end result in terms of the rate, structure and convenience. All of this was done via email and a closing that occurred at my home. Thank you for the quick and efficient work Dan!"

Jeffery Y. -- La Grange, IL. -- 1/2013

"Perfect! I couldn't have asked for a better process. I was really pleased with the closing, having someone sent to my house was really great. Dan Gjeldum did a really great job, I've been meaning to call him and thank him once again! Thanks Dan!"

Samantha W -- Chicago, IL. -- 1/2013

"Everything was fantastic. Dan and the team did a great job and I received excellent service!"

Matthew M. -- Scottsdale, AZ. -- 3/2013

"To be honest, I have not heard about Guaranteed Rate before a friend recommended them but once I mentioned that I was working with you to other friends and family, I learned that several have been using Guaranteed Rate already! Dan was very courteous, knowledgeable and did a great job. The service was fast, reliable, courteous and I have already recommended Guaranteed Rate to several people for those reasons."

Elizabeth H. -- Homer Glen, IL -- 3/2013

"We are very satisfied with our experience. We asked the team to push our mortgage through as quickly as possible and they definitely worked hard to get it through and we truly appreciated the push to get our mortgage clear to close. The online application was user friendly and simple to complete. Dan definitely knew the mortgage business and answered our questions quickly! We would use Guaranteed Rate again because the very staff was very helpful, eager to get our mortgage processed as...

Lisa M. -- Howell, MA. -- 5/2013

"Dan Gjeldum and I go back ~10 years and he's provided me my last 2 loans. I will continue to go to him as my contact on any real estate financing needs."

Conor M. -- Chicago, IL. -- 5/2013

"Dan and David did a really great job on my loan. The closing was smooth and easy. I wouldn't use anyone else. Thanks guys!"

Timothy H. -- Evanston, IL. -- 6/2013

"Everything went smoothly and I was able to handle most of it on my own schedule and through electronic communications. The automated process was easy to submit information through and I was kept informed all the way. Dan and team handled my loan extremely professionally and were available to answer any questions I raised and emails were returned very promptly. I have done multiple purchases and refinances and this was the most efficient, professional and painless process I've experienced.

Eric H. -- Naperville, IL -- 6/2013

"My experience was wonderful! I got timely responses to all inquiries. Not only did I have a very smooth process but they kept me up to date on progress so I would know all the way through to end."

Tatjana B. -- La Grange Park, IL. -- 9/2013

"Everyone I worked with at Guaranteed Rate displayed impressive diligence and professionalism. Any questions I had were answered or responded to on the day I asked the question. The closing process was extremely smooth and straightforward. We were extremely satisfied with the rate, approval process, and ease of closing. Dan and his staff made this a successful loan process. Thank you!"

Todd H. -- Chicago, IL. -- 9/2013

"I had a very good experience. Everything was great! We moved very quickly on my application, much better than my experience with Chase! Dan was very helpful in clearing up a blemish on my credit report. Thanks!"

Robert W -- Key West, FL. -- 10/2013

"Guaranteed Rate was one of the best decisions in my home purchase process. The team was highly organized, communicative and helped to troubleshoot areas that would otherwise have been stressful during the home purchase process. Particularly as a same sex buying couple, they were extremely accommodating of laws and process. I would highly recommend the team!"

Christopher B. -- Chicago, IL. -- 10/2013

"I would rate the experience exceptional. It far surpassed my expectations in its ease of getting done. I would and have recommended Dan to friends and associates. The team again were forthright with information, stepped in and helped if/ when issued occurred. Transparency made this an exceptional experience, I knew every step of the way what where my application was in the process. This team provided always guidance, direction and needed assistance to ensure problem resolution. Bravo to...

Michelle H. -- Chicago, IL. -- 10/2013

"Dan and his team were great! Everyone I worked with was patient, I asked a lot of different questions and we explored a lot of options. I really appreciated that they always get back to me in a timely fashion, and the time they took to answer my questions. It was a smooth and easy experience! Thank you!"

Charles H. -- Longwood, FL. -- 8/ 2013

I was thinking of you earlier today, I think that’s your office I pass by on the brown line. I can’t believe how big your office is. I have to say, when I was working with your staff, I felt like I was dealing with a little boutique firm. Everyone who answered the phone knew who I was and why I was calling. I got the feeling I was one of your very special clients. Please know you and your staff are doing a great job!

Susan C., Chicago, IL

Hey check out how thrilled Thomas was with Dan services! “Dan was extremely professional and organized, making for an efficient and painless loan process. All I had to do was produce proper documentation, and Dan completed the rest!”

Thomas L. -- Glen Ellyn, IL -- 12/2012

Hey check out what Michael said about Dan! “Dan Gjeldum and his team were fantastic also extremely helpful! My overall experience with Dan was quick because of his efficiency. Thanks Dan!"

Michael E. -- Chicago, IL -- 12/2012

The process thus far has been very straightforward, and your organization has done well to keep the copious paperwork well anticipated and – to the extent you're able to – as free of hassle as possible. We appreciate that. We've taken the opportunity to improve our mortgage structure a few times in response to favorable interest rates. While ‘practiced’ with the process, we could say that Guaranteed Rates' use of automation is a good differentiator.

Peter B. -- Alamo, CA. -- 11/2012

Everything went great! I felt the GR team was extremely organized and were excellent about communicating with me and giving me status updates on where things stood. I especially appreciated the thoroughness, organization and communication of (your team). Maggie processed the initial paperwork to ensure everything was filled out correctly; Dave coordinated my appraisal and expertly answered questions about the appraisal process; Senia took over once things were ready to go to underwriting and...

Roz N. - Chicago, IL 9/2012

I have worked with Dan twice and found him to be responsive, efficient, incredibly fair and client focused. I have no qualms endorsing him at all and have recommended him in the past to others.

Rich S., Chicago, IL

Dan is a knowledgeable and deeply motivated leader who provides quality service to his business partners and clients. I have had the opportunity to work with Dan both as a colleague and as a client, and was impressed with his attention to detail in providing solid results and customer service.

Lance P., Sr Vice President, National City Bank

I worked with Dan on my first home mortgage as well as the most recent refinance of my home mortgage. Dan did an outstanding job for us, he not only was able to get me the low rate that I wanted, but he was also excellent to work with. Dan did an excellent job explaining to my wife and I the many different options that we had which allowed us to move through the process in the most pleasant and successful way possible.

Christopher G., Chicago, IL

I would recomend Dan to anyone needing a mortgage. He is a true expert in mortgages and will always work hard for his clients. I have also known Dan as a Manager and he has had the same attitude towards his employees, he fights for what he believes in.

Marlin M., Vice President Specialty Lending Mgr

Dan is a dynamic leader, who takes pride in setting and reaching enormous sales goals, all while providing premier customer service and enhancing employee development. Dan's sheer presence elevates the motivation and growth of all his colleagues around him.

Byron N., Sales Management, Mortgage Services III

Dan has proven on more the one occasion the value of having someone you can trust to navigate the mortgage process. First in getting attractive financing secured on the purchase of our home in 2009 and again after proactively seeking me out to consider refi options as a result of the historic low interest rates in 2010/2011. The fact that friends and other members of my family have used Dan is further testament to his attention to detail and client service.

Tom O., Director at PricewaterhouseCoopers

Dan is a tremendous mortage professional!!! His knowledge, expertise and professionalism is exceptional, you are in trusted hands working with Dan. I am very proud to have Dan in PowerHouse SMART and often rely on his industry updateds to educated the best of the best in the design build real estate marketplace. It is with great pleasure for me to endorse Dan to my colleagues, friends and family!

Wendy C., President at PowerHouse SMART

As a owner of a real estate company, as well as being a loan officer, Dan's results and expertise are top in the market place. What he says will get done... GETS DONE! He makes it easy for every level of borrower to understand the loan process. are the man! I appreciate all your work in the past and our team will continue to work with you in the future.

Jeff D., Owner at iTown Realty

About Dan


David Dakoske, VP of Mortgage Lending – David is Dan’s “right hand”. He is Dan when Dan is not available. He can answer any and all questions about financing your home and also advise on any part of the mortgage process.


Tara Garcia, Elite Mortgage Consultant – Tara controls the upfront part of the process. She will send all loan disclosures over via DocuSign, invite you to TransferSafe (our secure document system) to upload all required supporting documents and she submits to underwriting.


Kathryn Driver, Loan Coordinator – Kathryn is the back end part of the process. She will review the loan approval and connect with borrowers to request additional information if needed. She will work with borrowers to get the loan back to underwriting for the “clear to close”. Kathryn then submits the loan file to our closing team to coordinate getting the loan docs to title.


Jake Thompson , Operations Assistant – Jake assists in all initial documentation submissions and manages client interaction with DocuSign and TransferSafe programs. Available point of contact up until the point of Loan Approval.


Keilah Boyles , Operations Assistant – Assists in all pre-closing coordination. Available point of contact for loans already approved and leading up to the closing date.


Jasmin Ortiz , Condo Specialist – Point of contact for processing condo warranty on all purchases and refinance transactions.


Dan interview Q&A

How long have you been in the mortgage business? What awards have you won?
My career in the mortgage industry began in 1997. I have been named one of the Top 200 Mortgage Originators in America 6 times (there are more than 400,000 originators), with my highest ranking in 2016 of #64 ($129 Million in closed volume).
What advice would you give new or first time home buyers?
Work with a mortgage professional who will answer each and every question you have, before, during and after the process. Having a patient and caring mortgage professional will allow that first time buyer to enjoy the first purchase and every one in the future.
What are the top 3 misconceptions people have about the home loan process?
The biggest misconceptions are 1) it is difficult, 2) you have to put down 20% and 3) jumbo loans aren’t available. All of those are completely opposite reality.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in the suburbs of Chicago and left to attend the University of Illinois at Urbana Champaign, but came back to Chicago after graduation. My wife Katie and I have four kids (Jack, Charlie, Leila and Gabby) and we live in Hinsdale, which is a western suburb of Chicago.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I am very active with my children’s sports teams. Depending on the season, I am coaching at least one, sometimes as many as 3 teams. Outside of that, I love playing golf and attending Cubs, Blackhawks and Bears games.
Tell us something that makes you unique or something wacky, yet interesting about you?
Whenever I get a question like this, something that comes to mind is that I had perfect attendance in High School – all 4 years, perfect attendance. No clue how that happened but I did!

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