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David Deredita

VP of Mortgage Lending
322 Route 46 W, Suite 260W, Parsippany, NJ 07054
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NMLS: 486052
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TestimonialsCustomer testimonials Read more

This being my first time buying a home I had a lot of questions, and mostly concerns around budget, rates, timing, etc. All throughout the process David was an exceptional person who was not only professional but human and understanding. He would make himself available to my husband and I at any time and he would follow-up to ensure everything was on track and that we had all we required. It was also a very speedy process which helped us get into our home faster than we could imagine. Thanks...

Jessica S.

Michael and I chose to work with Dave at Guaranteed Rate for our first home. It was a no-brainer for us after we called him to discuss our options. He was incredibly helpful and knowledgeable, and was able to explain in perfect clarity what we were working with and what we needed to do going forward. Guaranteed Rate has specific employees that specialize in the different facets of the mortgage process, which means that we worked with 3 people at different times for our mortgage. Normally, I...

Lisa B. & Michael O.

My boyfriend and I chose to work with Dave and guaranteed rate when purchasing our first home. Dave was our point of contact throughout the entire process and was there to answer any and all of my questions. He was always so helpful and made sure I felt comfortable about each decision we made. He made the process as easy as possible! I would definitely recommend Dave and Guaranteed Rate to anyone looking to buy a new home!

Brittany G.

I had closed a loan with Weichert Financial and was a total nightmare, Guaranteed Rate came in and even with refinancing costs, I still saved a lot of money....will always go back to Guaranteed Rate!

Priscila N.

About David

I have been in the mortgage industry for 7 years. I started off as a processor at Bank of America where I learned the mortgage industry directly with experienced underwriters, and learned the business from the inside first. Fortunately enough that early experience of knowing the internal process helped me make a seamless transition to the sales side, where for the past 2 years I have been able to coach and explain to my clients each step of their mortgage and what to expect along the way. I truly believe that building trust, knowledge of your product, and the ability to communicate that knowledge to your clients is key in any sales role. Prior to entering the mortgage industry, I graduated from Ramapo College where I graduated with a degree in Business Administration, and also played 4 years of Baseball earning team captain my senior year. I recently married my high school sweetheart, bought our first house and rescued a dog. I look forward to helping you obtain your dream home!

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