David Frankel

Vice President of Mortgage Lending

1500 Walnut St., Suite 803, Philadelphia, PA 19102
Contact David
NMLS: 959313

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David was great to work with! He was extremely helpful and knowledgeable. This was my first time going through the mortgage process and David made it very easy.

Shayne G. | August, 2018

David Frankel is a great, knowledgeable agent and easy to work with. He responds quickly and answers all your questions. Would highly recommend him.

Nella G. | September 2018

Great team. Very professional. Document transfer system easy to use. Good experience with David and the team.

Jon L. | August 2018

I had a really great experience with David and his team! Communications and requests for materials were very clear and all my questions were answered promptly. I will recommend Guaranteed Rate to friends.

Munira L. - August | 2018

David Frankel was a candid and frank voice who provided what I felt to be useful information during this process. His team followed up quickly when issues were raised and were quick to explain and resolve. David was there at closing and took time to explain what I was signing. His calls and texts during the process were also very helpful in keeping my anxiety to a minimum. Very happy!

Ken F. | August 2018

Everything we have experienced was informative and very professional. Any concerns were answered promptly. I will definitely share my experience with other home owners. This was a great financial decision we have made since buying our first home 21 yrs ago. Thank you for your efforts, it is greatly appreciated.

Victor C. | July 2018

David and his entire team were great to work with. They were all responsive, helpful, and communicated clearly. Whenever we had a problem they worked hard to make sure we got through it. I always felt that David was advising me in our best interest. I appreciate the high level of service provided by David and his team. I have (and will continue to) recommend him to anyone I know who is looking for a new house.

William S. | June 2018

Everything we have experienced was informative and very professional. Any concerns were answered promptly. I will definitely share my experience with other home owners. This was a great financial decision we have made since buying our first home 21 yrs ago. Thank you for your efforts, it is greatly appreciated.

Victor C.

The entire team was responsive and kept me in the loop. At times I was not sure who I needed to contact about what, but it all made it to the right person. The organized process took a lot of the anxiety out of this stressful time.

Lauren C. - July | 2018

David and his team were a pleasure to work with and made the mortgage process very easy.

Sherri K. | June 2018

Loved David. He made homebuying easy for first time homebuyers like us!

Julia D. | June 2018

Very professional approach and did not ask for documents they have already received.

Richard B. | May 2018

After speaking with several banks, David Frankel was the only person who was able to suggest a product that met my needs fully. Once we got the ball rolling David and his team made the process easy and simple to understand (even though I know it is not). I would absolutely recommend David and his team and will definitely be calling David first next time. Thanks again David for all you and your team did for me!

Grant N. - April | 2018

David Frankel and his whole team were amazing beginning to end. Professional yet personable. Responsive to questions and concerns. Our first mortgage experience was really a pleasure and I would definitely choose guaranteed rate again.

Thomas T. | May 2018

David was great.

Andrew L. | April 2018

David and his team were just wonderful to work with! Thank you for making the process of securing funding for our first home so enjoyable :)

Heather N. | May 2018

David and company did a great job. My one piece of feedback would be I really wish I hadn’t give my personal cell phone at any point in the process, because I’ve been barraged with offers and strange phone calls since closing. Thanks for all your help!

Georgia T. | April 2018

David Frankel is the best loan officer I've ever dealt with. That is to say, he is erudite in the ways of mortgage lending (to put it mildly), was incredibly easy to work with, was always available to hear my questions and problem solve, and is possessing of keen mathematical skill (helpful because I have no such skill and selection of financing options is number-full). David's team was on the ball and made it apparent that they were committed to helping me get to settlement without too much...

Joseph V.

I worked with David over the course of two years as I made a difficult transition in my personal and professional career. I couldn't imagine having a more ideal person to work with on many different levels. I had the distinct feeling that even if I needed to delay my home purchase for another 2 years (thankfully I didn't) that David would have continued to provide me with prompt responses to my incessant questions and quibbles regarding the home purchase and mortgage process. The reviews just...

D. Herbert

Applying for a mortgage initially seemed like a very overwhelming experience. With David's help, we were able to understand the process in a more simplified way and take it step by step. David helped explain the process in a way that was easy to understand and helped guide us from the very beginning all the way to the close. We had David's personal cell phone number and appreciated the fact that he would always immediately answer or get back to us in a timely manner.

Kristina and Drew

Working with David Frankel of Guaranteed Rate was the easiest part of my home buying process. David was always available to answer my questions and did a great job explaining the entire process. From the pre-approval process to the settlement table, David was both personable and helpful and made it possible to close in less than 30 days! As a first time home buyer, David and his team were extremely trustworthy and knowledgeable and I highly recommend working with them.

Erika S.

I contacted David regarding a mortgage for a first-time homebuyer with my fiancee'. David and his team were extremely professional, thorough, responsive, and courteous. David presented all of the necessary documents in an easy to access online collection website that allowed me to sign documents while on the go. David was also easy reached at home at odd hours to accommodate my shift work. I would recommend David to anyone looking to buy a home without the hassle often associated with the...

Devin C.

David is a knight in shining armor. After getting hung out to dry by my first lender, David was recommended to me. Best decision I have ever made was using David! My loan went from un-closable to wrapped up in 2 weeks flat. David's local Philadelphia knowledge and hard work is the only reason I was able to close. Not only was he able to put my mind at ease but I learned a lot from him along the way as well. I never have to look for another lender again because I got David now.

Joe B.

David handled my entire mortgage process wonderfully. This was my first time buying a house and I could not have had a more honest, kind, and professional person working on my behalf. Up to the day of my closing, David was able to secure a lower mortgage rate for me. I was quite impressed by him overall. He made the entire process a learning experience. He was available for every question and concern, and walked me through each step. I was delighted. David is a blessing!

Jo C.

David made my first-time home buying experience exceptional. He was readily available to answer all questions I had throughout the process and still continues to be. David truly cares and that made me feel extremely comfortable throughout the entire process. I would highly recommend David and his team!

Samantha B.

David and his team were on point through the process of applying for and acquiring our mortgage, from start to finish. There was a quick turnaround from making an offer to closing on the house, and despite our unique financial situation, they were able to work with us and get everything ready on time. David was available at all times to answer my questions, and as a first-time home buyer, I had a lot of them. He was always patient with his explanations. Working with him made this process as...

Jordan and Caroline

I am extremely pleased with how David handled my loan process. Online & paperless, I had full access to him and team for all my questions throughout the short duration of the process. Highly recommended!

N. Kumar

For anyone skeptical of using a mortgage broker - our experience has shown that it was well worth it. We wouldn't be homeowners without this man. Couldn't recommend him highly enough!

3 of 3 - Sam K. - NJ

We felt comfortable with Guaranteed Rate's file-transferring system, which was important to me in this age of frequent security breaches. Most important of all, David was extremely approachable. We called, emailed, or texted with our questions with great regularity throughout the month, and David always (seriously, always) answered within the hour. It was incredible. He also attended closing with us and our real estate agent.

2 of 3 - Sam K. - NJ

I would highly recommend David Frankel to anyone in the Philadelphia / South Jersey area. My wife and I came to David as first-time homebuyers, with very little idea of what to expect. Even more challenging, we had a very tight time-frame for buying our house. David delivered! From the moment we picked the house to the closing date was an unheard-of 28 days - even with the Thanksgiving holiday the weekend before closing! David made sure we knew exactly which documents we needed, and when.

1 of 3 - Sam K. - NJ

David was a pleasure to work with. We had a high DTI and a lot of complicated finances and he was able to close our loan within 30 days despite our issues. I will certainly continue to work with David. It's hard to find a lender with such responsiveness.

Claire and Jim

David was a pleasure to work with. We had a high DTI and a lot of complicated finances and he was able to close our loan within 30 days despite our issues. I will certainly continue to work with David. It's hard to find a lender with such responsiveness.

Claire and Jim

David is by far the best Loan Officer you can work with regarding your home purchase. We worked with him on a purchase from the city to the burbs and couldn't have been happier. He was quick to answer any & all questions we had and made himself available to give us consistent peace of mind. He provided us with several loan options and walked us through how each would affect us in the long run. Also, our settlement location ended up being quite some distance away and he accommodated us with no...

Alanna and Eric, Wynnewood

Working with David was great! He was very attentive and was always available to answer my questions. Being that this was my first home purchase, I was very nervous in the beginning, but working with David reassured me that I was in good hands. David was there for me every step of the way, even after closing. I truly appreciate David’s service and would definitely work with him again.

Yodit A.

Second time using David Frankel this year--I knew what to expect, and everything went smoothly… The paperless system is intuitive and easy. I signed most docs from my phone--cutting out days in back-and-forth. When I hear people "setting up appointments" to go sign applications, disclosures, etc at other lenders I just laugh.

Luis R.

David and his team made the entire process, from pre-approval to closing, extremely easy. We could not have asked for a better person to walk us through our first home-buying experience.

Nathan B.

This was my first time buying a house, a process I found daunting and more than a little confusing. David proved patient, helpful, and more than willing to answer all of my anxious and detailed questions, no matter how often or how late I asked. The closing process went smoothly and on time. I would recommend David to anyone looking to find a great mortgage for their new home.

Joanie J.

A big thanks goes to David and his team for shepherding me through the mortgage process. As a first time home buyer I had a lot of questions and David answered all of them and provided me with excellent advice as well. He and his team were extremely responsive and kept me updated through each step. He also found an EXCELLENT rate for me. Thanks again.

Anya S.

David is extremely knowledgeable and approachable throughout the entire loan process. While we were looking for the right lender, David disclosed information that other lenders failed to do. He established trust from the beginning and maintained it through closing. We felt that was crucial as first time home buyers. David was also very responsive and had a professional and adept team to back him up. He never handed us off to other staff. Instead he maintained contact while we worked with his...

Charles R.

Our Realtor had recommended we contact David at Guaranteed Rate to finance our mortgage. Other clients of hers had used his services and were pleased. David was quick to respond for pre-approval. Before committing to Guaranteed Rate for our purchase loan we contacted a few other agencies, and found the interest rates at Guaranteed Rate were the lowest. David guided us through the entire process and was available for all our questions. We are happy to recommend his services.

Rich and Cindy B.

Once again there was a quick turnaround on documents and loan approval for my closing date, but David and his superb team met the deadline with days to spare. During the closing, David went over every single paper with me and answered all of my questions. I felt unequivocally supported by David every step of the way. He was a consummate professional, patient, kind, timely, responsive, and loyal. I recommend him without hesitation. Thank you for everything, David!

(2 of 2) Margaux M.

Buying a house & taking out a mortgage can be daunting, but David made purchasing my first home a stress-free & even pleasant experience. I started working with David & his team at Guaranteed Rate when I reached out to him for a fast turn around on a pre-approval letter for an offer that I was submitting that day. David graciously & expediently turned around my letter in under 2 hrs, which was instrumental in my offer being accepted, as the seller’s agent had only positive experiences with him...

(1 of 2) Margaux M.

Throughout the entire process, David was exceptionally friendly, knowledgeable, and helpful. His responses were nearly immediate and quite thorough and reassuring. He did his best to answer all questions personally and to find out the answer from someone else involved in the process as quickly as possible. And his careful explanations of every piece of paperwork at closing were especially appreciated

M.D., Philadelphia

“David was so amazing to work with! He was extremely helpful to my husband and me, who were first-time buyers and had so many questions. David was patient and always willing to take the time to explain questions, paperwork, and the process to us. I will absolutely recommend David to other first-time buyers, or really anyone! Thank you!”

Beth H., Philadelphia

“I worked with David for our new home purchase in Wynnewood, PA. He went above and beyond for us throughout the whole loan process. He got us a terrific rate and somehow ended up getting us a credit toward our loan closing. I highly recommend David and his team!”

Eric R.

My husband and I had the pleasure of working with David on the recent purchase of our new home. His knowledge of the process and its products, along with his positive and calm demeanor made the long and winding road to obtaining a mortgage a fairly easy one. We would recommend David and Guaranteed Rate in a heartbeat.

Stephanie F., Ardmore

(continued) It was very easy to put my trust in him and he most definitely came through for u. He explained things very well, especially for a worry wart like me. David is very patient and he will go over it and over it if you are having trouble understanding any part of the loan process. I looked to David to provide me with honest & reliable information and he certainly never disappointed. He will always be my 1st choice, if I need loan help.

Dawn R., Brookhaven, PA

David Frankel, Thank you so very much for all of your assistance with helping me to secure my loan for our new home! You are organized, thorough, professional, thoughtful, and kind. All of which made every difference in my interactions with you. Thank you for your patience as well as treating me as a person rather than just home loan customers. You stand above the rest! Mr. Frankel explained the process to me with utmost and honest professionalism. . I will recommend him to every person I know...

Dawn R., Brookhaven, PA

(continued) He made the loan application process and closing very simple and non-stressful. I would highly recommend him to another home-buyer in the future.

Kim H., Philadelphia

(continued) He made the loan application process and closing very simple and non-stressful. I would highly recommend him to another home-buyer in the future.

Kim H., Philadelphia

As a first-time home buyer, I chose to work with Guaranteed Rate due to the availability of the mortgage representative & the low closing costs. I had many questions during the loan application process & David was always available to help, even on weekends. He answered my questions with both an email & follow-up phone call within 24 hrs - often within 3 to 4 hours. I particularly needed help during the lock period & David explained to me the pros & cons of all of my options. At settlement,...

Kim H., Philadelphia

David is extremely connected, responsive, and helpful. He offers both great products and services! I'd also say that he offers excellent advice -- not only on market issues, but also packaging loan financing and getting the right products.

Lee Z.

“Working with David made the home mortgage process an easy one. He was easy to reach & approachable from the get go. He was persistent & followed up in a timely manner & remained professional & kept us informed of the process every step of the way. We had been planning to work with other lenders, but David had remained in contact with us and checked in on our progress. When it came time to close, David was able to offer us the best rate at the best price & we are very happy we got the chance to...

Danielle V., Philadelphia

Working with David on my mortgage was amazing. He helped me step by step, ensured I understood everything, & was there with me up until the end. David is very thorough, & he made sure to see that everything was in place when needed, & he carefully went through all the paperwork to ensure it was right. He answered all of my questions & emails right away, which made me feel at ease about everything, especially since this was my 1st mortgage. David also offered a rate better than any of the banks....

Carolyn Y., Philadelphia

Luis R., Wynnewood, PA (continued) - Then he made sure we put together an application that covered all bases, by anticipating the questions that might come up from the underwriter. By the time it went in, I was confident that we would close on time. Most importantly, the rate we got was better than anything I could have gotten on my own. Going forward, David is my one stop go-to mortgage solution.

Luis R., Wynnewood, PA (continued)

Having bought a number of investment properties and primary residences over the past 20 years, I was pretty sure that I did not need help getting a mortgage. But that all changed recently when I was faced with an acquisition that seemed un-financeable. David at Guaranteed Rate spent literally hours on the phone with me exploring scenarios until we came up with a structure that made sense.

Luis R., Wynnewood, PA

David helped has us through two mortgages, a purchase and a refinance and I would (and have) give him and his team the highest recommendation. They made the process extremely smooth and easy for us, much more so than we have experienced with other lenders. David was willing to be very personally involved with both the purchase and refinance, visiting properties, giving advice and being available for discussion any time. Thanks!

Tim and Jen Ressler

David was recommended to me as a skilled professional who would provide me with the information (and personal attention) I was looking for. That recommendation was spot on, and I could not be happier with my choice. David made the loan process completely painless; he thoughtfully answered all of my questions, and he made sure to keep me apprised of new developments as they unfolded. I recommend David very highly.

Brian S.

David Frankel was superb.

Andrew E. – Philadelphia, PA | Mar. 2015

Thank you for your help. While your rates were fantastic, we especially appreciated the exceptional level of dedication & service that you & your team provided. From our initial exploration of mortgage rates & timing to even after we signed the closing documents, you were always involved & attentive. What impressed us as much as your availability was your willingness to say that you didn't know the answer off the top of your head, but you would research the issue & get back to us quickly & you...

Andy E. and Colleen B.

About David

David Frankel builds his successful mortgage business on a foundation of communication, trust, and problem solving. He ensures you’ll never have an unanswered question and you’ll always know what’s going on from pre-approval through closing.

When you work with David, you get access to the best variety of mortgage products in the industry, as well as advice and guidance to help you decide on what best suits your needs. Together with his service team, your mortgage will be professionally and expeditiously handled every step of the way.

David was thrilled to join Guaranteed Rate in December 2014, prior to which he worked at a bank and at a mortgage brokerage. David previously worked as a real estate agent and broker for 8 years, and he leverages that experience to benefit his clients. He graduated from the University of Toronto. He has called places as diverse as Jerusalem and Chicago home, but now lives in Center City Philadelphia with is family. When he’s not at work you are likely to find him ice skating with his family, shopping in the Italian Market, or picking his kids up from Meredith Elementary School.


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