GuaranteedRate - Mortgage Company

David Lugo

VP of Mortgage Lending
7808 W. College Dr, Ste 2NE-SE, Palos Heights, IL 60463
Contact David
NMLS: 463017
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TestimonialsCustomer testimonials Read more

I just want to say thank you so much to David Lugo for all his hard work on helping me buy my first home.

Fawn H. | September 2017

Dave and Agnes made our first home loan experience easier than expected. They were extremely proactive with getting documents, meeting deadlines and giving a clear explanation to what everything meant. I would definitely recommend and refer people to Guaranteed Rate but moreover, Dave Lugo and his team. Thanks for everything.

Nicole C. | 09/08/2017

My loan officer was great. He explained everything to me from the start and as the loan process went on he was in constant contact with me to the end. He even went to the closing which was the icing on the cake. Thank you very much, I will certainly recommend Guaranteed Rate and Dave Lugo to friends and family.

Vince M. - Funded 8/14/17

Personally, I do not know of Guarantee Rate as the company. However, after being referred to David Lugo, I can associate its business with Guarantee Rate as more than exceptional. David is very knowledgeable in both mortgage and financial matters. While David didn't have to, he extended his skills and knowledge to me with patience to better understand the process of getting my mortgage loan approved. From my experiences in all customer services, when one makes it more of about helping someone...

Anna S. | 06/09/2017

It was a great pleasure for me to count on such a great professional team. Excellent experience! Thank you so much!

Ana T. - 5/30/2017

Dave Lugo was very prompt and attentive to getting the loan processed. He followed up and made sure all problems were addressed and kept me informed. The first time I began processing the loan, I cancelled it because I was too busy with life. Dave understood and was very empathetic. When I was ready to pursue this again, he jumped right in and I was informed every step of the way, what I needed and where we stood. I am so thankful to have found such a knowledgeable group of professionals to...

Christine L. | 1/18/2017

David Lugo made this simple. He stayed on top of EVERYTHING and did what he said he'd do. This was the best experience I've ever had with a lender. Thanks Dave!!!

Janet N. – 11/18/2016

David Lugo was amazing. He told us what we needed and we got it to him. If we had a question, we called him and he got right back to us. This process was very smooth and a HUGE thanks to David for walking us through the process. We moved into our new home today and are very happy. Thanks Guaranteed Rate and all the staff that helped us.

Timmie R. – 10/24/2016

David Lugo the best Loan Officer ever! Very professional and provided me an amazing rate!

Robin C. – 10/3/2016

David Lugo made my loan process run smoothly. He stayed in communication with me throughout the process. I appreciate his dedication, support, and professionalism.

David A. – 9/30/2016

Dave made the loan process for me simple and efficient. Everything was prepared before closing and did not delay the sale.

Alexander T. – 8/4/2016

Dave Lugo was very helpful and always available for me whenever I had questions.

Matthew E. – 7/11/2016

Dave Lugo was great. I knew I could trust him right away.

Maribeth C. – 7/15/2016

Dave was very patient and explained everything, each step of the way. I feel as though he had my best interest at heart and diligently worked to meet all requests. I would definitely work with and recommend Dave and Guaranteed Rate again and again.

Elizabeth S - Chicago, IL | Feb. 2016

Very helpful throughout my mortgage process. Having gone through a short sale 3 years ago I wasn't sure if I was going to qualify. Not only did Dave help through the qualification process but was extremely helpful in securing down payment assistance, without which, I wouldn't have been able to be a homeowner again. My family and I are so grateful!

Terri R. - Crystal Lake, IL | Dec. 2015

David was really clear on expectations and steps. Even the title closer and both realtors commended on Guaranteed Rate.

Scott C. – 2/26/2016

Smooth sailing. Dave and everybody did a great job and made the home buying process easy and stress free. Thanks guys.

Kevin D. – 1/11/2016

David Lugo was very good at his job always kept us informed thru the whole process.

Edward C. – 12/22/2015

Very helpful throughout my mortgage process. Having gone through a short sale 3 years ago I wasn't sure if I was going to qualify. Not only did Dave help through the qualification process but was extremely helpful in securing down payment assistance, without which, I wouldn't have been able to be a homeowner again. My family and I are so grateful!

Terri R. – 11/19/2015

Mr. Lugo was a true professional. He took the time to explain every step to my wife and I. Mr. Lugo made this whole process very painless. I would highly recommend him to all my friends and family in the future.

Matthew Z. – 11/16/2015

Dave Lugo and his colleagues were awesome. They were professional and courteous and we had a very quick and pain free refi.

Thomas R. – 7/8/2015

David Lugo did an awesome job. He is very knowledgeable and answered my questions on point.

Andre W. -- 3/18/2015

Dave Lugo was amazing! I would use him again. He worked very hard.

Jason G. -- 6/29/2015

David was amazing. We had a few challenges and he helped me work everything out. He walked me through the process as I had been in my former home for 37 years and had no idea what steps to take. He also kept me informed and promptly advised me of necessary paperwork and signatures that were required. I am eternally grateful for all his assistance!

Judith S.– Tinley Park ,IL | June 2015

About David

Guaranteed Rate, The Home Purchase Experts®, is one of the 10th largest retail mortgage lenders in the U.S., $22.9 billion in total home loans for 2016 alone. We have approximately 175 offices and approximately 3,000 employees ready to serve our customers in person, online or by phone. With turnaround times in as little as two weeks, customized loan products to fit almost every need and a 95 percent customer satisfaction rating.

The combination of our products, pricing, and experience ensure that our clients are receiving exceptional service they may not find elsewhere. Assisting real estate agents to increase their purchase business, educating my clients on the many different approaches to mortgage financing, being responsive to a person’s needs, and focusing on the details are the corner stones of my business. With over 20 years of experience in the financial & mortgage industries, my extensive background includes financial planning, residential lending and commercial lending.

I am never too busy to help you or help those most important to you, so please contact me regarding your needs or pass my name and number along. Please feel free to view mortgage/real estate information and/or click on “Apply Now” for a preapproval.


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