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Danny Delgado

Branch Sales Manager
1240 Iroquois Ave, Ste 300, Naperville, IL 60563
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NMLS: 192800
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TestimonialsCustomer testimonials Read more

The process was smooth sailing. We had great correspondence via emails and a couple phone calls. All forms were forward by email in an account and I could sign and initial electronically. Notification after documents were sent back that they were received.

Desanie B. | 10/2016

Danny and his team were quick to respond to our questions and they were very efficient and thorough. We were able to refinance in about a month and we were able to have the closing at our house on a Friday evening which was very convenient. A much faster and smoother process than my last refinance with another lender 6 years ago. We would work with Danny again!

Lisa H. | 10/2016

As a first time home buyer, I had no idea what I was doing going into my search. However, since Danny and his entire staff were extremely knowledgeable, friendly, and honest, they made my first home purchase a breeze! I was clear-to-close three weeks in advanced, and everything went extremely well, and now I could not be happier. The low rate helps too! ;) Thanks, Danny, and team!

Eric B. | 09/2016

Working with Mr. Delgado and his associates (Christy of special consideration, made the entire loan process almost enjoyable-moving is never fun. Without Danny's help and assistance, I doubt if the entire loan process from application to closing would have been as smooth as it turned out to be. There were never any issues, at least none that affected the process, that were not quickly and efficiently addressed. I highly recommend using Guaranteed Rate as long as Mr. Delgado is associated with...

Donald K. | 09/2016

This was our second purchase of a home. Our first loan officer made so many promises, but never lived up to any of them. When we contacted them to refinance they stopped responding. Danny and his team were the complete opposite. I am especially grateful to Michelle. They were always available to answer questions and helped with everything we needed. I would highly recommend Danny and his team to anyone looking for a lending agency to contact.

Robert S. | 09/2016

Made it almost painless! Have used Dan to help with several refinances; always gets us the BEST rate. Even arranged to have the closing at OUR house to save us time.

Frank B. | 09/2016

Danny and his team are very good. They locked the rate for us within 3 days after I first contacted him, whereas it was taking more than a month, going back and forth with other major banks. Also, I thought the rate was very competitive with reasonable costs that were lower than competitors. In the end, the entire process was very smooth, well communicated and handled seamlessly. I highly recommend this team. Besides saving money with good rates, they'll make the entire process very easy and...

Veena J. | 09/2016

Danny and his team were efficient and so helpful throughout this whole refinancing process! They made me feel so comfortable and when it was ready to sing the papers they came to me! Danny, Michelle, and Kristy answered all my questions immediately and I couldn't have done it without them!

Laura R. | 09/2016

Danny and his team are a class act! Very professional, very knowledgeable and very professional. Whenever I had a question, it was answered in a very short time and if things needed to be explained, they were willing to do so in terms that made sense. If I ever need to go through this process again, Danny and his team will be my first call! Thank you everyone for the opportunity to work with such a great team!

Eric B. | 08/2016

Great experience and easy process. Danny was really helpful through the whole process. I would recommend to other people looking to buy their first home.

Rebecca H. | 08/2016

I had some problems with my previous lender and had little time to get the loan. At that time I got to know about Danny and called him, after 20 days my loan got approved when I almost lost hope on it. Thanks to Danny and his Team, now I own a house. I highly recommend working with Danny and Guaranteed Rate for your next home purchase.

Prasad A. | 08/2016

Danny's team was able to close my home loan within 30 days! I am a first time buyer and his team was very helpful in explaining each part of the process and get me the best rate possible. I highly recommend working with Danny and Guaranteed Rate for your next home purchase. Thanks again!

Manisha R. | 08/2016

About Danny

Danny has been in the residential mortgage business since 1992. He first started young, only 21, and soon learned that he would have to prove himself through his knowledge of the business. Danny made strong connections with his clients and quickly proved himself.

To ensure a smooth mortgage process, it begins with getting pre-approved. Before you start your house hunt, Danny will confront all your questions and concerns so you’re shopping in confidence. He will collect all the documents needed for you approval as if you had actually purchased a home. This way your loan is being reviewed up front so both Danny and you will know what to expect when the real house comes along.

Danny’s goal is to create a client for life by providing the best experience a client could have while making, possibly, the biggest investment of their life. Danny Feels he’s been a success if that client refers him to a friend, co-worker, or family member.

Danny interview Q&A

How long have you been in the mortgage business? What awards have you won?
I have been in the residential mortgage business since 1992. When I first started, I was very young, only 21, and I soon learned that I would have to prove myself through my knowledge of the business. I made strong connections with my clients and quickly
Tell us about a mortgage product that consumers may not be aware of?
People assume that it's difficult to obtain mortgage financing these days. I do not agree. Is it different than it was 10 years ago? Yes. Given the housing market over the past 5 years, the mortgage industry has shifted closer to it's original underwriting guidelines. Employment, Down Payment, Credit Scores and Income plays more of a roll when getting approved than in years past. A buyer can still have as little as 3.5% down and Credit Scores can be as low as 640. Its never been a better time to purchase a home.
What can borrowers do to insure a smooth mortgage underwriting process?
To insure a smooth mortgage process it begins with getting Pre-Approved. Before you start your house hunt let's confront all of your questions and concern so you're shopping in confidence. I will collect all the documents needed for your approval as if you had actually purchased a home. This way your loan is being reviewed up front so we know what to expect when the real house comes along.
What provides you with the most satisfaction in your job as a Loan Officer?
My goal in the mortgage business is to create a Client For Life. I do that by providing the best experience a client could have while making, possibly, the biggest investment of their life. I feel I've been a success if that client refers me to a friend, co-worker, or family member.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am a triathlete. I have qualified for and competed in the Ironman World Championship in Kona, Hawaii. As an athlete, I am able to bring a determined mental focus into my work.

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