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Derek Bamonte

Regional Vice President
724 S. Pearl St, Denver, CO 80209
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NMLS: 223032
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Derek Bamonte and crew are the best in the business.

Robert B. – Denver, CO | Feb. 2015

Smooth transaction. Liked the ability to provide documents securely and over the internet.

Linda D. - Denver, CO | Dec. 2014

“Derek Bamonte is the best Loan Officer in Colorado hands down. This is the second time I have bought a home and the second time I have used Derek and his team. The process was very smooth but if an issue came up, it was addressed immediately and professionally. He has the best team in the industry working together and quickly to make the loan process a piece of cake! I always tell people to check out Guaranteed Rate because they have the most experience in the business matched with the best...

Eric R. --Windsor, CO. -- 5/2013

I have used Derek Bamonte for years and he is the best. 200% satisfied!!!! Always goes GREAT! I recommend him to my friends. I would use him again....

Amy L. - Lakewood, CO 8/2012

This was by far the smoothest mortgage refinance I've experienced. Derek Bamonte and his team were very customer focused and professional. Questions were answered quickly and completely. A very class act.

Brian T. - Golden, CO 5/2012

Derek Bamonte took care of everything. I'd absolutely use Derek again. I have recommended Derek to friends and will continue to do so.

Alfred D. - Boulder, CO 9/2011

Everything on our loan went as smoothly as any loan we have ever applied for - probably more so. You made it easy, convenient and quick. We worked with Derek Bamonte and was extremely pleased. The information he gave us as we went along was accurate and there were no surprises at closing.

Annette S. - Arvada, CO 8/2011

I thought you all did a wonderful job. I was particularly impressed with the lack of "running around" on my part. Convenient & quick - great!

R. Waszak, Littleton

Derek was very knowledgeable. I felt very comfortable speaking with him about my finances. I would be pleased to refer him to all of my friends.

W. Swanson, Denver

got a great rate... Definitely would recommend you to our friends and family in the future.

A.J. Macias, Highlands Ranch

Personable, organized, efficient. Everyone at our closing remarked how efficiently our loan was done.

M. Barrett, Golden

About Derek

• 28 years originating loans

• Nationally ranked, top producing originator

• Straightforward, knowledgeable and unbiased advice

Derek interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
My philosophy is to educate my clients and help them understand their options. To start, I listen to my customers’ mortgage goals. Then I run the numbers so I can provide them with straight forward and unbiased advice about different programs and rate options to match their financing goals. For example, would it be better to pay points for a lower rate or choose the option with a slightly higher rate but fewer closing costs.
Tell us about a mortgage product that consumers may not be aware of?
Clients are often referred to me because their friend, co-worker or family member told them I offer No Cost mortgage options. With the No Cost option, closing costs are paid by us – these include the appraisal, bank fees, title fees and even the county recording fees. The savings is immediate with the No Cost option because there are no closing costs to recover.
What can borrowers do to insure a smooth mortgage underwriting process?
Although getting a mortgage is not as easy as it was a few years ago, there are steps one can take to help ensure a smooth experience. It all starts with a 10-15 minute phone conversation. During this time I will ask lots of questions regarding my customer’s finances - the more information they share, the better. If any out of the ordinary documentation is going to be required for a clean mortgage approval, I will let them know at this time. Likewise, I will also cover realistic time frames to expect during the process. Knowing what to expect upfront will make the entire process as stress free and seamless as possible.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
Giving back to the community is something that has always been very important to me. For the past several years I have served on the Board for Colorado Youth for A Change (CYC) in various capacities including Board Chair. CYC helps high school dropouts return to school as well as provides preventative programs helping at risk students stay in school.
Tell us something that makes you unique or something wacky, yet interesting about you?
I enjoy playing my guitar to relax, am an amateur underwater photographer and a want-to-be archaeologist.

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