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Derek Boles

Producing Branch Manager
5922 Six Forks Road, Suite A, Raleigh, NC 27609
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NMLS: 119401
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Derek interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
14 Years, I love dealing with people and seeing the satisfaction that they show after they have received prompt and professional financing.
What specific steps do you use to help your customers find the best home loan for them?
From start to finish answering all applicable questions throughout the loan process.
What are the pros and cons of a fixed rate mortgage versus an adjustable rate mortgage (ARM)?
Pros are that stability is with the fixed rate, ARM’s are short term and expect variations pending on the fixed rate amount.
What advice would you give new or first time home buyers?
Be picky. Make sure the house is what you are looking for. Get an inspection NO matter what.
Tell us about a mortgage product that consumers may not be aware of?
Ask me about Homestyle!
What part of the home loan process do customers find most difficult and how do you help them through it?
Filling out the application in full. Call me and we will walk through it.
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
Zillow, Homes.com are the big ones.
Summary of where you grew up: family, affiliations, college, high school, etc.
Winston-Salem, NC, UNCW, graduated with finance degree.
What provides you with the most satisfaction in your job as a Loan Officer?
Helping people find and finance their dream home and keeping their rate low!
Tell us something that makes you unique or something wacky, yet interesting about you?
I work a LOT and will take calls from customers and all times day and night.

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