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Don Valentas

VP of Mortgage Lending
409 Canal St, Suite 2, Plantsville, CT 06479
Contact Don
NMLS: 1295276
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TestimonialsCustomer testimonials Read more

My loan officer was Donald Valentas he was so helpful and answered 1,000 questions of mine. He responded very quickly to my emails and was very patient as it took multiple attempts to finally found the house I bought!

Amy R.

Don Valentas and robin are top notch! Made my process very easy. I'll return to work with them again.

John Z.

Don and team made this a very smooth and painless process.

Graeme P.

Don and his team were fantastic throughout the process. Being a first time home buyer I wasn’t sure what to expect but it was as smooth as can be. Don walked me through every step of the process and ensured I understood it all. With his teams on support and their responsiveness it was no longer an intimidating process and I can't thank them enough.

Adriana D.

Don interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I listen to my clients needs and goals, I want to understand where they want to be and what they're looking to do, both short and long term. Once I've uncovered these needs and goals, I will share with my clients all of the programs available to them, what the benefits of each are and how it fits into their plan. I share with them the entire mortgage process from start to finish and what to expect throughout. Last but not least I always tell my clients NO question is a dumb question when it comes to obtaining a mortgage.
How long have you been in the mortgage business? What awards have you won?
I listen to my clients needs and goals, I want to understand where they want to be and what they're looking to do, both short and long term. Once I've uncovered these needs and goals, I will share with my clients all of the programs available to them, what the benefits of each are and how it fits into their plan. I share with them the entire mortgage process from start to finish and what to expect throughout. Last but not least I always tell my clients NO question is a dumb question when it comes to obtaining a mortgage.
Tell us about a mortgage product that consumers may not be aware of?
I would say Lender Paid Mortgage Insurance programs (LPMI), these are programs that allow a borrower to get into a loan with less than a 20% down payment and not pay monthly mortgage insurance. LPMI programs are a great way to avoid the monthly mortgage insurance while paying more principle and saving monthly and staying within a budget. Going through certain ROI scenarios are key to seeing if this is the program for you.
What can borrowers do to insure a smooth mortgage underwriting process?
Great question! To ensure a smooth underwriting process, you want to make sure your application and the information provided is as accurate as possible. You also want to ensure you're getting the exact documents requested for underwriting in a quick and timely manner. This all helps to ensure a smooth underwriting process and also a quick and easy process to get cleared to close once the file is out of underwriting.
What provides you with the most satisfaction in your job as a Loan Officer?
As mentioned prior, the best feeling and most satisfaction for me comes at the closing. This is when all of the time, work and effort comes to an end and the dream of becoming a home owner and/or achieving financial gain and savings is a reality. Knowing I've helped guide and build a personal relationship with my clients for years and years to come is very satisfying and gratifying.
Tell us something that makes you unique or something wacky, yet interesting about you?
I would have to say my personality is a bit wacky! Not in a bad way, but I have a great sense of humor and the ability to relate to just about anyone at anytime. I have a unique ability to make people laugh and enjoy themselves, not sure if that's very interesting but I like to think so!

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