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Dwayne was so helpful through the entire process. He thought about our needs every step of the way. Once we completed the application, his loan staff made sure the process went as smooth as possible. Underwriting was quick, and it was less than two weeks from underwriting to close. I would absolutely recommend that everyone use Guaranteed Rate for their mortgage needs.

Jason M. | October 2017

The process was great and easy. Dwayne was always on top of things and made sure I get all the info and exactly what he needed. I will work with him and his people anytime I need a mortgage or other loans.

Mohsen K. | September 2017

Dwayne Coneeny was great. I had very limited knowledge of the process of obtaining a home loan. He made it easy and he was very flexible helping me obtain the needed documentation and information.

Patrick B. - 6/22/17

Dwayne and the rest of the team did a great job, both in putting together a loan that worked for us, answer all of our questions and keeping us informed of the process as we moved forward. Thanks to all for their great work.

Geoff H. - 6/27/17

Dwayne was an invaluable, always-available and awesome advocate for me and what i needed and wanted.

John W. - 6/1/17

I would like to personally thanks Dwayne Coneeny and his team for allowing me to purchase a dream home that I would never thought I'd get. Although we had some "difficulties", overall, I am definitely going to recommend Guaranteed Rate for their services. I am one very happy customer and I couldn't have done this without Dwayne and his team. (Amy, Tracy) Thanks again!

Manuel A. - 4/21/17

Dwayne Coneeny was always available and diligent during the whole process. His professionalism and customer care were of the very highest caliber. I am very grateful that he was the one that help me get my loan. I would definitely recommend him to anyone who wanted to purchase a house.

George M. - 5/26/17

I just wanted to thank you for all of your help. You made this so easy for us and took care of things so quickly, we will definitely make sure to pass your name forward. Thank you again for everything. We love our new home!

Elisa P. - 6/2/17

Dwayne Coneeny was terrific. He was very prompt in responding to my questions and very helpful.

Gail R. – Keene, NH | AUG 2015

I just wanted to thank all of you for helping me out with the purchase and closing on the 10003 Vanderbilt property; another great property to the portfolio. Just wanted to say thanks and I could not have done it with a great team behind me. You all did great job!

Nabil H.

Dear Dwayne, Thank you very much for the first class service you provided us during our mortgage. You delivered as promised!!! After being burned by Chase, Robert was skeptical but you continue to keep your promises, every time you promised to call, you did. I am so grateful for all your help. I will recommended you every time I get a chance. Once again THANK YOU!!!

Heidi C.

Dwayne and his team did a great job and were very easy to work with! We had an excellent experience with Dwayne and Guaranteed Rate!

Nicole J. -- Greenwich, CT 6/13/2014

"Excellent from start to finish. We are self employed. Despite outstanding credit scores and large down payment, we couldn't get a loan. Dwayne Coneeny in Dover VT was amazing and had us approved over the weekend. Process went just as smoothly right through to closing. We have purchased many properties over the years, and we truly had an outstanding experience with Guaranteed Rate."

Lynn G. -- Bennington, VT -- 11/2013

Finally moved in...mostly...sort of. Thank you for all your help with our mortgage;both the realtor and our lawyer don’t remember a closing going so smoothly. Whatever system you have in place at Guaranteed Rate, it works! Don’t change a thing! They were all very impressed by how easy you guys were to work with.

Michael - May 2013

Hey check out the great review from Michael about Dwayne! “Dwayne was extremely helpful providing great service along with his team! This was the most painless refinance I ever experience! I will absolutely definitely recommend Guaranteed Rate to anyone and everyone!

Michael S. -- Bridgewater, NJ --03/2013

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Dwayne interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?

I have been in the mortgage business for over 25 years. I was inspired to get into the mortgage industry because I find it both challenging and rewarding when I work with homebuyers as they purchase their first home, move up home and vacation homes. There is nothing more rewarding than a satisfied buyer.

How has the mortgage industry changed since you started, and what would you expect in the future?

The mortgage industry has gone full circle since I first entered the business. Underwriting has gotten back to where it was and in many cases has gotten harder. It is critical that both the borrower and the loan officer understand the process and what it takes to get from start to finish without creating undo stress.

What can borrowers do to insure a smooth mortgage underwriting process?

The most important thing a home buyer can do to insure a smooth mortgage process is to provide any requested information quickly and be sure to include everything that was requested. When you do this the process moves smoothly and there is little need for last minute documentation before closing. It is also important to have patience as there are many people involved in a mortgage transaction, attorneys, Realtors, insurance agents. The list can rise to as many as 20 people involved in just one transaction. Coordinating all of the players takes time and patience.

Summary of where you grew up: family, affiliations, college, high school, etc.

I grew up on the New Jersey shore and spent the better part of my career writing loans in resort towns along the coast. I remain in close contact with many people there as well as other areas I spent time such as the Connecticut shore and Boston Massachusetts. Currently I reside in Southern Vermont where I have spent the last few years originating loans and working with builders and Realtors to help people buy homes.

Tell us something that makes you unique or something wacky, yet interesting about you?

In between my career in New Jersey and now New England I took an extended leave of absence and went sailing with my wife and two dogs. We lived aboard a 51 foot catamaran and sailed from Nova Scotia to the Turks and Caicos along with all points in between. The trip took about a year and a half after which we settled down in Vermont where we had purchased a home prior to leaving on the trip. We have since sold the boat but still try to get out sailing whenever we can.

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