GuaranteedRate - Mortgage Company

Erika Kuhlmeyer Dragich

Vice President of Mortgage Lending
11806 Aberdeen St. N.E., Suite 250, Blaine, MN 55449
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NMLS: 370095
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TestimonialsCustomer testimonials Read more

I was unclear how the process would work and Erika and her team walked me through VERY PATIENTLY step by step what was needed. They all did a wonderful job.

Jodie G. – 1/23/2017

Erica Dragich was very professional. She answered all our questions.

Milton K. – 1/13/2017

Erika Dragrich was my loan officer and she was amazing through the entire process. This was my first home purchase and she was very helpful, responded in a timely manner and made sure I felt comfortable throughout the process. I also appreciated that she took time out of her day to come to my closing as well! I would definitely recommend her and Guaranteed Rate to friends and family. Thank you again!

Jessica K. – 11/23/2016

Erika was amazing!!! Highly recommend her!

Shelley F. – 5/6/2016

This is now my second mortgage with GR. Love how easy Erika Dragich has made refinancing for me. Thanks Erika!

– Brendan L.

Erika was a great help in refinancing or current home and obtaining a new home loan at very good rates.

– Nichlas L.

We had a wonderful experience with Eric Reeder as our Loan Officer. He was very knowledgeable and always available to answer our questions. We are grateful for his hard work and diligence in getting our loan to close on time. The entire process went perfectly and we have already recommended him to friends. Thank you for exceptional service!

Jaquelyn M. – Chisago City, MN

Erika and her team were very easy to work with. When I had a question I had several people I could call and get and answer in minutes. Erika called me the night before closing to see if I had any questions or concerns and we talked about what to expect at closing so everything went very well.

Cynthia M. – Blaine, MN

We had difficulty getting our mortgage refinanced with other lenders - they were not very professional and kept switching from VA to FHA to HARP and things got very mixed up. Erika was able to sort things out, help us get a good appraisal and exactly the terms we wanted. Erika made herself available whenever needed to answer questions or otherwise help move the process forward. She is marvelous! Thanks to her we got our first and second mortgages refinanced together at a much lower monthly...

– George C.

The loan process went very smooth for a person that thought it would be overwhelming. Erika was great and very easy to talk to. She got the rates I wanted and was quick to answer any questions I had.

– Patrick F.

Erika Dragich is extraordinarily dependable, trustworthy, responsive and professional. She took great care of us every step of the way, and was extremely personable and approachable throughout. We felt more comfortable with her than any other person involved in our home-buying process and would recommend her highly. We would almost certainly not have gotten our house (which had multiple offers in a short time frame) had it not been for Erika's availability, so we were very glad we went with...

– Jessica A.

Erika was a pleasure to work with. We interviewed three loan officers and Erika and Guaranteed Rate was an easy choice for us.

– Mark C.

We were very pleased with Erika. We were closing our loan in a short amount of time, and she worked very hard to keep everyone on the ball and everything moving. She sent out a "rally the troops" email to us, both realtors, and several other Guaranteed Rate employees making sure everyone clearly understood the timeline and what needed to be done to meet that date. And things proceeded very smoothly. Additionally, she did a great job answering my many questions prior to starting the process, and...

Jeffery H. – Chicago, IL

About Erika

Since 1998, Erika has helped people secure their best home loans for purchase or refinance. She is recognized in the real estate community for her high level of integrity, experience, and service.

Erika and her team focus on a smooth lending process while bringing savings to her customers- after all, the less you spend on your mortgage, the more you can spend on the other important things in your life.

She is actively involved in many areas of the mortgage industry and currently serves as the Treasurer on the Executive Board of the MN Mortgage Association. In 2015, she was voted Super Mortgage Professional Mpls./St.Paul Magazine, and awarded Silver Level Top Producer through MN Housing Finance Agency for her support of affordable homeownership.

Erika lives in the Twin Cities, with her husband (Paul) and son (Cash). She enjoys spending time with her family, traveling, cheering her son's sporting events, and currently the fun of 'potty training' of their new family puppy!

Erika interview Q&A

How long have you been in the mortgage business? What awards have you won?
For over 15 years I've helped individuals and families secure their home loans. In October 2015, I was re-elected to the 2016/2017 Executive Board of the Minnesota Mortgage Association.
What advice would you give new or first time home buyers?
Smart buyer’s do several important things: create a budget based on their net income (after tax), they connect with experienced professionals, and they research home loan options & the buying process. Buying a home is definitely the biggest, largest, and most expensive purchase we make in our lives….preparation and planning are key to smart purchasing.
What can borrowers do to insure a smooth mortgage underwriting process?
Use our Digital Mortgage! Our Digital Mortgage is an amazing tool for today's borrowers. It's fast, easy and flexible for those with busy schedules that can't meet in person. We could complete your home loan from start to finish using our online technology. Respond promptly to requested items. The lending process is time sensitive; and additional items are requested during the loan process. My service team is the best! Getting requested information to us within 24 hours ensures a smooth process.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
As a mother and a member of the mortgage industry, I feel good donating and telling other’s about Spare Key. Spare Key ( helps make mortgage payments so parents can remain with their critically ill child in hospital- giving families time together during crisis.
Tell us something that makes you unique or something wacky, yet interesting about you?
I’m a proven Arachnophobe- if breaking out in a sweat & hyperventilating is a sign of someone with arachnophobia. Yet, I allow my son to have a pet Tarantula, and help him care for it! I’m a believer in facing your fears- especially irrational ones. This new pet has given us lots of good dinner table conversation. She’s tiny now (a spiderling); but will grow to 8”…YIKES! We don’t pet her (him?) I like dogs too.

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