Hi. My name is Erik Torgerson. Welcome to my website!
I have been in the mortgage business since 1998 working in a variety of different roles. Through these opportunities over the years, I have learned ways to make the mortgage process more borrower friendly. I am able to take the highly qualified borrower through the mortgage process with less intrusion than they will have from the typical lender. I am also able to get the high quality borrower better opportunities in the market.
I have one of the best support teams in the industry. When you work with me you will also work with Deanna Marchal, Michael Faulhaber and Ruth Bauer.
Deanna is my assistant and she has over 3 years of experience in real estate and mortgages. She is there to assist with a smooth mortgage process. She will contact you for any follow up information we may need. You may also contact her should I not be available and she will handle your request or get it to me as quickly as possible.
Michael Faulhaber is my mortgage consultant, or MC. He will help prepare the file for the underwriter to look at. He has been with Guaranteed Rate since 2005. He makes sure we have all of the documentation we need prior to sending it to the underwriter. He is GRate at what he does and that is a benefit to our borrowers because the loan gets approved faster when it is sent with the correct documentation the first time!!!
Ruth Bauer is my loan coordinator, or LC. She will take the file once the underwriter has looked at it and let us know if there are any other conditions required prior to closing. She also helps coordinate the closing with our closing attorney so that the borrower doesn’t have to get involved. She has been with Guaranteed Rate since 2008! She is a GRate asset and with her on the file you are assured a smooth closing experience.
By having a team dedicated to my borrowers we are able to create a smooth transaction from our Digital Mortgage application to the closing table. Since Guaranteed Rate services most of their loans the GRate experience will continue until you pay off the loan. Once that happens you should call me and we can start all over!
If you are in the market to purchase a new home, refinance your current home or just have general questions, please feel free to contact me and we will put this team to work for you!!! I look forward to earning your business and making your next mortgage experience the most enjoyable one you have ever had. Anything less will be a disappointment!!!