Frank Shull

Vice President of Mortgage Lending
6701 Democracy Blvd., Suite 300, Offices 363 & 360, Bethesda, MD 20817
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NMLS: 1574666
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Frank Shull and his entire team were very helpful in our mortgage process. We were very grateful for all of their assistance and enjoyed working with them.

Daniel C. - May | 2018

Frank and his team were phenomenal! We were first-time home buyers, and this team made it extremely easy. They were quick to respond and readily available, patient enough to hold our hands through the process, and genuinely seemed as excited as we were when we were approved. They turned this process from stressful to stress free and they completed all of this for us in a very short turn around so we could successfully buy our dream home in just a matter of weeks. I highly recommend Team Shull...

Katherine F. | April 2018

Had the great experience with Frank and his team. Did everything promised and on time. Kept me informed through the whole experience. Would highly recommend his service.

Steve C. | April 2018

Frank and his team were fantastic. From beginning to the end, they answered all my questions quickly and professionally. They made the entire process smooth with their online tools and support. I will be recommending him to my friends and family. Thanks Frank!

Andy G. | March 2018

My family and I are very grateful to you and your team. Thank you for helping us buy the house we wanted, and overcome some nontrivial financial challenges. We truly appreciate your efficiency and professionalism.

Frank F. - Funded October 2017

I had never met Frank Shull before, but knowing that he was one of our neighbors made me feel more comfortable, and I was willing to give him a try. I admit that I am often skeptical about financial transactions. Frank's professionalism and pleasant demeanor were a welcome surprise. Our neighbor went above and beyond the call of duty to help us through a very complicated transaction and enabled us to save a tremendous amount of money. His knowledge of estate planning and the mortgage business...

John B. | September 2017

I have refinanced my properties half a dozen times. Frank was the first mortgage lender who understood what I wanted to achieve, set a target date and kept it and was available through the whole process. He is five stars. I have sent him referrals because he truly cares.

Clara M. - Funded 7/2017

Frank Shull was recommended by our realtor, and I'm very glad she gave us his name! He was helpful and honest throughout the whole process. He advised and coached us a lot along the way. He helped us complete paperwork and made sure we had things we needed in a very timely manner. He answered all our calls when we had questions (even on the weekend) and texted us to let us know when he'd sent us something. I cannot praise Frank enough for all he did! The speed with which he worked was also...

Carla C. - July | 2017

Frank Shull is the consummate professional. I often joke with him that before I even finish asking him for something, it’s done! But that’s how it seems. His rapid response approach to his business provides me the confidence I need in a lender to know that the job will get done and it will get done well. He’s a straight shooter and will tell it to you like it is. He is solution-oriented and is a problem-solver. If he can’t fix it, he’ll find someone who can. I wholeheartedly endorse him!!

Stacey S. | 07/19/2017

Frank was nothing but a pleasure to work with. Extremely knowledgeable, patient and responds quickly to questions. I was a first time home buyer and Frank helped me feel comfortable throughout the whole process.

Kristy W. | 04/2017

As a first time home buyer, I was completely new to the process of mortgages and the intricacies that went into it. Frank made everything extremely easy, and was beyond patient with all of my questions and concerns. He was incredibly knowledgeable. I would absolutely use him again and highly recommend him to all of my friends.

Mary W. | 03/2017

About Frank

A fourth-generation Washingtonian, Frank T. Shull IV earned a degree in finance from the University of Maryland and wasted no time in starting up his own investment firm upon graduation. Over the years, he's helped both business owners and high net worth clients expand and prosper, as well as offering comprehensive wealth management services. Frank and his partner grew the business until it was worth nearly $1 billion under their management. Focusing primarily on investment management, lending, and insurance, Frank has always had a passion for helping others. After successfully negotiating a sale of his firm in 2007, Frank helped transition his clients over to the new owners and stepped away from the business in 2013 to become the COO of his good friend's expanding restaurant group. When his non-compete expired in 2016, Frank decided it was time to get back into what he loved to do the most: helping people finance their dreams.

Frank is an avid skier, fisherman, father, and husband. Frank also loves spending time at the beach and listening to all types of music, but especially the Grateful Dead.

Frank interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
My experience has taught me that selecting the right mortgage is as important as finding the right home. As a loan officer it is important to me to go the extra mile for all of my clients as buying a home can be a very stressful time. With so many financing options available today, it is important to choose an experienced mortgage professional that is knowledgeable enough to present the options that best fit your needs. I have over 20 years of mortgage and finance experience. My primary number one goal is customer service. I will make the loan process as simple and as smooth as possible. I am very accessible because I understand how busy people are with their families and their careers.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I had a very difficult loan for a real estate agent’s personal loan. He is disabled and collects disability insurance monthly as well as sells real estate. It was very difficult to calculate his exact income as the disability payments are offset by his production. I was able to help him recreate all of his deposits and his commissions which took a lot of time and documentation. The underwriters approved the loan based on all the documentation work we did together.
What part of the home loan process do customers find most difficult and how do you help them through it?
I feel that most customers find that understanding everything that goes into an actual loan the most difficult part. My years as a financial planner help me patiently guide every single client through the each step of applying for a loan, credit scores, underwriting, closing and helping them understand the different loan programs available to them.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
As a 4th generation Washingtonian I really know the area very well which allows me to help my borrowers that are new to the area. I also went to the University of Maryland where I have football and basketball tickets which I enjoy taking my family and clients to. My real estate agent referral partners are very important to me so I like to support any fundraising opportunities that are important to them. I get a tremendous amount of satisfaction as a loan officer because I have the opportunity to help so many people buy their dream homes. It is really an honor to help finance a home for all my clients!
Tell us something that makes you unique or something wacky, yet interesting about you?
I am unique because I spent over 20 years as a financial planner and wealth manager. While doing loans was a part of my practice I developed a lot of knowledge about all the financial tools that are available to my clients. Today this helps me advise my mortgage clients on strategic ways to come up with their down payments while incurring the least amount of taxes. One other thing is I am a Dead head and have seen the Grateful Dead over 100 times!

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