GuaranteedRate - Mortgage Company
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Fred Levine

Producing Branch Manager
4470 Cox Road, Suite 150, Glen Allen, VA 23060
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NMLS: 188051
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Fred’s team of Kimberly and Lisa were amazing. We were clear to close 12 days after our application. They were incredibly responsive and very respectful and caring. It was an honor having them as our loan coordinators.

Edgar A. - 1/24/17

I was very pleased with this company. They all were very professional and easy to work with.

Melissa C. -Huntingdon Valley,PA | SEP 2016

Fred is very easy to work with, extremely responsive to voice, email and text.

Creighton Litt

Great experience! A few interruptions along the way, but overall I am truly satisfied with my experience. All were graceful and knowledgeable and patient.

Anthony Campbell

They did a great job of keeping me in the loop of things which is important to me. Thanks!

Keri Reeves

Fred Levine, Lisa Atkinson and Kimberly Webster were outstanding! The process was very smooth and they answered all questions we had in a very timely fashion. I cannot provide a more enthusiastic recommendation for Fred and his team of professionals! 100% will recommend Guaranteed Rate to anyone who is applying for a mortgage. Thank you very much!

Ted Dennis

Fred Levine worked with me and my wife Ann thru all the steps even when what I thought were roadblocks Fred was very confident about everything!! He is so very professional about his job. Tip of the hat to Fred and we would recommend him to friends to obtain a loan. Above all thanks to you Guaranteed Rate.

Larry & Ann Wells

About Fred

Purchasing a home should be an exciting time- congratulations! What it shouldn't be is stressful. When I purchased my first home, I was intrigued by the importance and complexity of the mortgage process with my personal loan. I thought there should be a better and easier way and wished I had a more stress-free process. Shortly thereafter, I added to my Bachelor's Degree the extensive training to become a licensed Mortgage Lender. It has now been 25 years that I have had the privilege of helping thousands of clients buy their first home, move up to larger homes, or downsize. Knowing that a majority of my clients choose to give their repeat business to me confirms my team and I provide great service. My passion is to help buyers and homeowners achieve their goals of home ownership by finding the best possible interest rate and program saving them thousands of dollars.

I currently serve on the Board of Directors for the Virginia Mortgage Lenders Association, and I am a prior President of the Mortgage Bankers Association. As the co-chair of the Associations Legislative Committee; I work vigorously to assist in mortgage law reform to improve the industry as a whole for consumer protections. I strive to make my Clients feel comfortable and make the process of obtaining your home loan as smooth and stress-free as possible. That is why I choose to represent Guaranteed Rate Mortgage with their extremely low rates and their Digital Mortgage process which streamlines and eliminates paperwork! I can provide financing in all 50 states and look forward to earning your business.

My wife Jamie and I live in Glen Allen and enjoy tennis and cycling. We also love to support my alma mater Old Dominion University whenever possible. GO MONARCHS!!

• Extremely Low Rates

• Simplified Digital Mortgage Process

• 96% satisfaction rating

• 85% Net Promoter Score (twice the Industry Average)

• 25 years of experience puts me at the top of my game

• Co-Chair of the Mortgage Assoc. Legislative Committee

• Prior President of Local Mortgage Bankers Association

• Financing in all 50 States

Fred interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for over 25 years and still enjoy helping people get into a new home. The satisfaction comes from helping people start a new chapter in their life. If clients want to refinance I feel the responsibility to let them know if it makes financial sense, if it does how to best use their equity or lower their payments.
What advice would you give new or first time home buyers?
First and foremost review your credit history online, its free. If you have some bumps and bruises on the history; fix them before you start the home buying process. Second, do not make any new major purchases needing financing if you are considering buying a home. It could potentially eliminate you from qualifying for a mortgage. Third, have your finances in order; funds needed for a home purchase must be verified in an account. Choose a Loan Officer you feel you can trust above all.
What can borrowers do to insure a smooth mortgage underwriting process?
Provide all the requested documentation as soon as possible. The mortgage process has many steps and, any delays providing necessary documents slows the whole process down. Be upfront with your Lender, we are here to help you get into a new home.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Playing tennis, reading historical novels, and painting military figurines
Tell us something that makes you unique or something wacky, yet interesting about you?
Reading historical accounts of military history

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