GuaranteedRate - Mortgage Company
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Fred Levine

Producing Branch Manager
4470 Cox Road, Suite 150, Glen Allen, VA 23060
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NMLS: 188051
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Fred’s team of Kimberly and Lisa were amazing. We were clear to close 12 days after our application. They were incredibly responsive and very respectful and caring. It was an honor having them as our loan coordinators.

Edgar A. - 1/24/17

I was very pleased with this company. They all were very professional and easy to work with.

Melissa C. -Huntingdon Valley,PA | SEP 2016

Fred is very easy to work with, extremely responsive to voice, email and text.

Creighton Litt

Great experience! A few interruptions along the way, but overall I am truly satisfied with my experience. All were graceful and knowledgeable and patient.

Anthony Campbell

They did a great job of keeping me in the loop of things which is important to me. Thanks!

Keri Reeves

Fred Levine, Lisa Atkinson and Kimberly Webster were outstanding! The process was very smooth and they answered all questions we had in a very timely fashion. I cannot provide a more enthusiastic recommendation for Fred and his team of professionals! 100% will recommend Guaranteed Rate to anyone who is applying for a mortgage. Thank you very much!

Ted Dennis

Fred Levine worked with me and my wife Ann thru all the steps even when what I thought were roadblocks Fred was very confident about everything!! He is so very professional about his job. Tip of the hat to Fred and we would recommend him to friends to obtain a loan. Above all thanks to you Guaranteed Rate.

Larry & Ann Wells

About Fred

I entered the mortgage business at the suggestion of a friend too long ago to mention. It has been a rewarding career in many ways. I enjoy helping people buy their first home, seeing clients grow their families and move up to bigger homes, and also helping retirees that want to down-size. When previous clients return for their next mortgage, I know I have done my job well. Over 50 percent of my business is repeat clients which has allowed me to earn many awards over the years (Five Star Service, Presidents Club, etc.)

I attended Old Dominion University and earned a degree in Economics for Secondary Education. After college I taught and coached football in the public schools for a couple of years. When I bought my first home I was intrigued with the mortgage business for many reasons. After a few conversations I was hooked.

My wife Jamie and I now live in Richmond, VA and will very soon be empty nesters. Our son has chosen a career in the Air Force and my two daughters are finishing up their degrees. Now I have a new best buddy coming along, my 2 year old grandson Parker.

In the spare time I do have I enjoy all sports pertaining to Old Dominion, a diehard Monarch fan I must admit. My wife and I enjoy tennis and I do read up on my history.

Fred interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business for over 25 years and still enjoy helping people get into a new home. The satisfaction comes from helping people start a new chapter in their life. If clients want to refinance I feel the responsibility to let them know if it makes financial sense, if it does how to best use their equity or lower their payments.
What advice would you give new or first time home buyers?
First and foremost review your credit history online, its free. If you have some bumps and bruises on the history; fix them before you start the home buying process. Second, do not make any new major purchases needing financing if you are considering buying a home. It could potentially eliminate you from qualifying for a mortgage. Third, have your finances in order; funds needed for a home purchase must be verified in an account. Choose a Loan Officer you feel you can trust above all.
What can borrowers do to insure a smooth mortgage underwriting process?
Provide all the requested documentation as soon as possible. The mortgage process has many steps and, any delays providing necessary documents slows the whole process down. Be upfront with your Lender, we are here to help you get into a new home.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Playing tennis, reading historical novels, and painting military figurines
Tell us something that makes you unique or something wacky, yet interesting about you?
Reading historical accounts of military history

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