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Jim Giacone

Branch Manager
2000 PGA Blvd, Ste A-3210, Palm Beach Gardens, FL 33408
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NMLS: 174500
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I cannot say enough positive things about Jim Giacone and Guaranteed Rate. He was efficient, professional, and very open. He was always available for questions and was pleasant to work with. I would highly recommend Jim to anyone!

Sherri P. - 10/11/2016

Jim Giacone and team were exceptional to work with. I will definitely work with Jim again if the opportunity presents itself.

Richard H. | 10/3/16

Thank you for making the loan process expeditious.

Zarah A. | 06/16/2016

Jim G and his team are the best! Jim makes things run seamlessly and is extremely knowledgeable. I will continue to use him and refer him as needed. Thanks JIM G!

James J.

We had extenuating circumstances involved with getting our loan. Our loan officer was amazing and went above and beyond to make sure we got our loan!

Gregory H.

First and foremost the honesty, willingness to provide all the facts of your loan process the patience displayed was just wonderful and refreshing. In an environment where corporate profits overshadow the human aspect of doing business in a honest way it was good to see that Guaranteed Rate put the customer first and not just selling a loan. They say in life you need a good doctor, dentist and lawyer well, don't forget a good and sound lender as well. Great job overall !!!

Herman T.

Jim was absolutely wonderful, He helped me close on my first home and did it within a short amount of time. He and his team of professionals kept me in the loop regarding every aspect of my loan process and the Guaranteed Rate loan application process was easy and effortless. I recommend anyone looking to buy a home to reach out to Jim, you will not be disappointed. I am so glad I made the decision to go to Jim, I started with another lender and things did not turn out well and Jim managed to...

Matessia Y.

This is my second time using Guaranteed Rate and Jim has been the best !!!! He and his entire staff our very professional very family oriented they over exceeded on help ..... All i can say is wow thank you for having a staff that goes above and beyond.I will be very proud to recommend Jim over and over again. Thanks Carmen Olivero & Carlos Jorge

Carmen & Carlos - June, 2016

I cannot say enough nice things about James Giacone. He was very supportive and allways professional. Thank you

Richard D. May 26, 2016

Jim giacone was extremely helpful with the whole process.explained everything in great detail and responded to all my calls and questions very quickly. Thank you

Brian Z. - May 6, 2016

Jim Giacone was so helpful in getting out loan as quickly as possible. We were out of the state and sometimes the country during our closing period, so he stayed on top of everything for us! I would definitely recommend Jim and Guaranteed Rate to anyone seeking a loan!

Morgan H - May 10, 2016

Jim Giacone was the absolute best! As this was our first home purchase, we had very little knowledge of the mortgage process. Jim made it so easy, and was always quick to respond to all of our questions and concerns. Would highly recommend him and his team to anyone looking for a mortgage!

Jillian K - Funded 5/5/2016

Jim Giacone represents the pinnacle of the mortgage industry. Jim's worth ethic is unparalleled to none. He symbolizes everything that lenders all over the world strive for; greatness, the epitome of excellence. It is my firm belief that Guaranteed Rate's success is directly attributed to their decision to hire Jim Giacone and leverage his acumen.

Matthew S - Hudson, FL | Feb. 2016

Jim did a great job in dealing with the inevitable issues that arose.

Michael H. – Lantana, FL | SEP 2015

Jim was very helpful and I was satisfied with the interest rate

Mark R.i – Port Saint Lucie, FL | June 2015

Jim Giacone and his team were beyond fantastic,this was the best experience Mortgage loan experience that I have ever had in my life and I would strongly recommend Guaranteed Rate and Jim to anyone that I know. I will definitely be back when I need another Mortgage

Kenneth S. – Jupiter, FL | Apr. 2015

Jim Giacone was great. He's a true professional. Jim Giacone is very knowledgeable and is able to make the loan process a breeze.

Lynn C. – Wesley Chapel, FL | Feb. 2015

Guaranteed Rate was incredibly helpful, courteous, and a real joy to work with! Jim was always there to give us guidance and made the whole loan process easier to understand.

Ashley M. - Jupiter, FL | Dec. 2014

Great service from James - Answered any question I had. James was able to give me various options on how I can position my loan and funds and also Keep me informed on any changes and the process to follow.

Gregory R. -- Hollywood, FL. 10/21/2014

I was very pleased with the highly professional and efficient manner in which Jim Giacone handled all phases of our loan process!

Joesph O. -- Bedford, MA 6/12/2014

I'm very satisfied, I could not have picked a better loan officer. James Giacone is the best. He took the time to explain everything to me, we had an encounter face to face, not like the other loan companies that want to do business over the phone. I recommend him as your loan officer if you're thinking of buying a house.

Christian O. -- Palm Beach Gardens, FL 3/3/2014

It feels great to open the door to my new home and know that this is all mines. I just wanted to thank you again for all your efforts and support with this phase of my life. I was indeed blessed to meet someone like you who was so patient and understanding to guide me along the journey. I know I already thanked you but just want to say thank you again and to let you know that I truly appreciate the help that you gave Antonio and I.

Corinthia E.- June 2013

Hey check out the amazing review from Eric about Jim! “We have purchased a home in South Florida and had the pleasure of working with Guaranteed Rate's Jim Giacone. Jim was involved and helpful from pre-approval to closing. Always replied to emails and returned phone calls promptly. His knowledge of his business is very evident. We always felt like we received first class treatment always placing our best financial interest forefront! If anyone is searching to buy or refinance, give Jim a...

Fidel F. -- Fort Lauderdale, FL -- 01/2013

About Jim

James Giacone has worked in the mortgage industry for over 20 years, funding over $500 million in residential mortgages. Throughout his professional career, he has received numerous top sales and leadership awards, as well as being one of the top 10 elite originators for one of Fortune Magazines "100 Best Places to Work" for 5 years.

Jim grew up in New Jersey and graduated college from Penn Sate University before moving the sunny South Florida over 20 years ago. He has had a long-standing history of serving the Palm Beach community as a reliable mortgage lender, earning the trust and respect of many top local builders and real estate agents.

With his years of experience and in-depth knowledge of loan products, secondary markets and underwriting guidelines, Jim and his team can help keep the loan process understandable and put their customers at ease during each step of the process.

Jim attributes his success to his commitment to superior service, integrity, ethics and building client relationships for life. He builds this relationship from the start by educating his clients and helps them find the best mortgage solutions that meets their unique and individual needs.

He specializes in financing single family homes, townhomes and condos in Palm Beach, Broward, Miami Dade and Martin counties as well as the rest of Florida.

He has extensive knowledge of FHA, VA, conventional and Jumbo financing options and his clients range from the first-time homebuyer to complex self-employed clients purchasing million-dollar second homes

He business is 100% referral basis from raving fan clients, top realtors, attorneys and financial planners

He is a member of Guaranteed Rate's President's Club and was a member of the Achiever's Club for one of the Southeast's fastest growing lenders for 10 years prior.

He also built a mortgage lending business from grass roots to one of the top 100 lenders in the country.

Jim's past-times are golf, playing drums where he serves in his church's worship band, working in the garden at his home and traveling with his wife to different locations throughout the U.S.

Jim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business since 1991. After graduating from college and going thru purchasing my first home, I saw a lack of customer service and professionalism in the industry. I knew that I could help clients navigate through the home buying process and help make the process as easy as possible.
How has the mortgage industry changed since you started, and what would you expect in the future?
I have watched this business go thru so many changes over the years. In the beginning of my career I saw how difficult and how much paperwork was needed and how manual a process getting a mortgage is. It then morphed into an industry where we did not ask for anything to where the industry is today. Today I believe we have found the right mix and with the use of the great technology that Guaranteed Rate has created we have become more efficient and helps us meet more of the changing needs of today's clients.
What part of the home loan process do customers find most difficult and how do you help them through it?
The initial pre approval process is the most important part of the home buying process. With the use of the Digital Mortgage it has made the process that much easier for clients. My experience and knowledge of all of the nuisances of the business is what allows me to help clients get through this process. I also make sure that they are aware of the all of the details of the process once they find a home. I also provide them accurate information because we ask all of the important information up front to avoid issues once they find a property.
What provides you with the most satisfaction in your job as a Loan Officer?
I love helping client's achieve the dream of home ownership. I am constantly talking to clients that are told that they can't be helped and I find a way to help them become a home owner.

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