What specific steps do you use to help your customers find the best home loan for them?
I like to ask as my clients about their financial goals when discussing their mortgage financing. Each client is different and has different goals. Whether it be buying their first home, moving up to a new home or downsizing, I will ask the right questions to help my clients identify the best loan program for them.
What advice would you give new or first time home buyers?
The advice I would give to any first time homebuyer is to get your pre-approval before you start to look at homes. I would recommend reviewing your credit well before you start the process so that you can be prepared.
What can borrowers do to insure a smooth mortgage underwriting process?
To ensure a smooth underwriting process, it is recommended that each client provide as much documentation as the loan officer requests upfront. Also, if there is anything out of the ordinary about your personal situation, it is always best to explain that upfront to your loan officer so that he can accurately discuss your file with underwriting.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I am a very active person so when I'm not giving mortgage advice, you'll generally find me running a trail or riding my bike when I'm not attending my kids activities.