How long have you been in the mortgage business and what inspired you to get into it?
I have been in the mortgage business since 2005. I was inspired to join the mortgage industry the summer during my second and third year in my Master degree. I worked as an intern with Hudson & Hudson investment firm. I loved helping people achieve their goals financially. I decided then I wanted to do mortgages. I just had a niche for it.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
I once had a challenging situation when a competitor was not able to finish a loan in time. One of my realtor partners was the listing agent and recommend that they call me to see what I could do. Guaranteed Rate was able to close the loan in 10 days, and the borrowers received a better rate and lower fees.
What can borrowers do to insure a smooth mortgage underwriting process?
If you want to have a smooth underwriting experience be as honest about your personal information on the application. Ensure that you find and purchase a house that is in good condition with a price range within your budget. Finally listen to my council and ensure we get all the proper documentation possible.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in a small town in Northern Wyoming called the Bighorn Basin. I grew up working hard on my family\'s Farm. I move to Las Vegas in my early teens and graduated from Chaparral High School. I attended the University of Nevada Las Vegas, after serving a full time mission from my church, where I received a double under Graduate degree in Business Management and Corporate Finance. I finished my MBA with honors in 2004. I was the Student body president and the LDSSA president for the 8 years I was at UNLV.
Tell us something that makes you unique or something wacky, yet interesting about you?
Besides being a Mortgage banker, I am a Black Belt in Ju-Jit-Su, I am an eagle scout, and I love to watch musicals and travel the world. My Favorite destination is Luzern, Switzerland. If you ever get the chance it is truly amazing.