Jeff Harris

VP of Mortgage Lending
4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
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NMLS: 388580
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Jeff Harris and his team were AMAZING!! They made our pre-approval, and the entire loan process, very easy. They were always available for questions - even after hours. They all went ABOVE and BEYOND to make our process go as smoothly as possible. I would HIGHLY recommend Jeff Harris and his team at Guaranteed Rate to anyone. We will use Jeff and his team in all future refinances and/or loans. Thank you all so much!

Jason D. | May 2018

Every person I dealt with through the process was very professional and knowledgeable. It was extremely fast and easy.

Richard S.

Jeff was amazing!

Travis D.

About Jeff

Jeff Harris is a Mortgage Loan Officer at Guaranteed Rate and a retired member of the U.S Navy. Jeff served on board the USS Independence as an Aviation Ordinance person in the Aviation Intermediate Maintenance Department while foreign deployed in Yokosuka Japan from December '95 until its decommissioning in Bremerton WA in '98.

Having received an Honorable Discharge in '98, Jeff went on to college in Canada to study Anthropology and Cultural/Historical Geography at Kwantlen University College and the University of British Columbia. During University, he found his passion for Real Estate and began to build his Real Estate Portfolio through taking the "know how"� skills he learned in the Military, combining it with the Geographical knowledge learned in University, and began investing, renovating, and then managing those Real Estate investments.

In 2010, Jeff moved back to his home town of Rohnert Park California and began a new career as a Mortgage Loan Officer.

In 2011, Jeff Harris brought to Sonoma County the Homes for Heroes Program, teaming up with Real Estate Professionals and Trades People to support local Heroes by giving massive rebates and discounts in most Real Estate Transactions: Buying, Selling, Refinancing, Renovations & Repairs.

Homes for Heroes:

If you are a Veteran, Firefighter, Teacher, Healthcare or Law Enforcement Professionals and would like to know more about our Homes for Heroes program please call 707.331.0111.

No Cost / No Obligation: My Pledge to you.


Jeff interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I transitioned into the Mortgage Industry in 2010 after having been a Real Estate investor and property manager in BC, Canada. My passion for Real Estate comes from both its ability to build wealth and from the comfort and security of home ownership.
Who is your typical customer and what questions do they typically have?
Typical customers range from the first time home buyer who is just starting out to the investor who is looking to create or build additional cash flow into their financial portfolio.
What specific steps do you use to help your customers find the best home loan for them?
The first step to helping customers reach their goals is to find out what those goals are. Whether it be buying a home to live in for 5-7 years until their next stage in life or finding an investment property to flip. It all starts with getting to know my you and becoming a resource for you for years to come.
How long have you been in the mortgage business? What awards have you won?
I have been in the mortgage industry since 2010 and was granted the award of Top Producer in both 2015 & 2016.
What advice would you give new or first time home buyers?
Don't break the bank! It's easy to get caught up in that perfect dream home when buying your first home. Create a budget and stick to it - you most likely have additional dreams and goals that you want to achieve and if you're maxing out the budget, you might not be able to achieve them in the timeframe you have in mind.
What part of the home loan process do customers find most difficult and how do you help them through it?
Waiting. This is generally what frustrates people the most due to the emotional investment we put into our home as it can dictate where our kids go to school, financial security, early retirement and the peace of mind of home ownership. Having the right team to listen to your concerns, address your questions and support your decisions will make the difference between wanting to fire your team or recommend them to everyone you know.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
Hanging out with my kids, perfecting my smoked BBQ ribs and brisket, and enjoying the activities in and around Sonoma County: Bodega Dunes, Wine Tasting & Hiking.
Tell us something that makes you unique or something wacky, yet interesting about you?
I've been to 12 different countries, 26 different cities outside of the United States, lived in Canada for 12 years, spent 5 months in Hong Kong and lived Japan for 2 years.

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