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Jeff Stern

Vice President of Mortgage Lending
39 South Main Street, Suite 1 & 3, Clarkston, MI 48346
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NMLS: 220810
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TestimonialsCustomer testimonials Read more

Jeff Stern and his team made the often tedious and stressful experience of mortgage application painless for me, I would highly recommend them. Thank you!

Bill D. | 05/31/2017

Jeff and his team were wonderful to work with. Glad we're done, but they made the process as smooth as possible.

Darcy A.

Great experience.

Chris N

The online process was great, Jeff was great, he explained every part of the process to me and made things very easy to understand. I would totally recommend Guaranteed Rate and Jeff to my friends and family.

Melissa S.

Jeff (and Alyssa) did a great job. I was pleasantly surprised at the level of competence and professionalism. I honestly expected less from GR than I got. Good work!

Mike A. | 11//01/2016

Jeff was fantastic to work with. Was on top of every question I had and met the tight deadlines to get to closing. Smoothest loan I've ever gotten. Great work!

- Robert B

The rate provided was awesome. I was surprised the swift response when I submitted my information online, I got a call back in less than a minute. Jeff Stern was awesome to work with and even when he was out on vacation he ensured necessary support proved and there is always a backup plan in place.

– Madhav M

Jeff Stern did a great job! Very professional and knowledgeable!

Billy W. -8/5/2016

Jeff Stern was excellent.

Jason R. -8/5/2016

Jeff Stern was excellent! He was extremely helpful, explained everything thoroughly, provided numerous options and throughout the process was in regular contact with me; managing the process very efficiently. I couldn't have been more pleased as a customer!

Karey C. -8/3/2016

About Jeff

I've been in the mortgage business for almost 20 years. During that time, I've seen the industry evolve from a slow crawl, with handwritten loan applications and faxed credit reports, to today's lightning quick online applications and loan processing. Throughout it all my motivation has remained the same...I love helping people. Nothing brings me more satisfaction than assisting my customers in financing their dream homes!

I am a two time graduate from Michigan State University (Go Green!!). My first degree was a Bachelor of Science in Physiology and I recently returned to school to complete an Master's of Business Administration from the Michigan State, Eli Broad School of Business, in 2013. My MBA complements my current mortgage career every day. I have a much stronger understanding of the principles of finance, accounting and general business topics and I strive to use this knowledge to help my customers make more informed decisions throughout their mortgage approval process.

In my free time I love to cook great meals with my wife, Renee, and take walks or day hikes with our 9 year old husky/mix, Hershey. Two new kittens, Hermione and Katniss, aren’t helping us get any more sleep but they are definitely making our lives much more exciting!

Jeff interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I like to ask a lot of questions. Once I have a thorough understanding of my customer's current situation we work together to find the best home loan to meet their needs.
What advice would you give new or first time home buyers?
Buying a home for the first time can seem like a overwhelming challenge. My best advice would be to create a network of industry professionals who will help guide you through every step of the process. A Realtor who thoroughly knows the area that you are hoping to buy in and a Loan Officer who understands your short and long term financing goals will make a complicated process much more enjoyable and efficient.
What can borrowers do to insure a smooth mortgage underwriting process?
The underwriting process can sometimes seem overwhelming. To ensure a smooth process it's best to understand that everything that an underwriter may ask for is requested for a reason. While automated underwriting systems have streamlined much of the process, providing full and complete copies of required documentation will speed the process along and decrease the likelihood of follow up documentation requests.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Southfield, MI. I spent 4 years in East Lansing and 15 years in Chicago. No matter where I've lived I have always been a Detroiter at heart. I love this city and all of the amazing things you can do here every day. I like Loui's over Buddy's, Lafayette over American and Faygo Rock n' Rye over just about anything.
Tell us something that makes you unique or something wacky, yet interesting about you?
I used to have a secret chocolate drawer wherever I lived. Over the years, the temptation became too great and now I just have a fruit bowl. You create a lot more happy friends by showing them the amazing things hidden in your secret chocolate drawer than by offering them an apple.

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