GuaranteedRate Logo

Jennifer Beeston

Branch Manager/VP of Mortgage Lending
737 Healdsburg Ave, Healdsburg, CA 95448
Contact Jennifer
NMLS: 247743
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

I really felt that they were working very hard to get me a great rate loan. Many thanks to Jennifer and the entire staff that I worked with.

Bruce F. - 10/7/2016

The best thing about Guaranteed was their availability. Throughout the process, either by email or phone, the responses were quick. Any questions or concerns were explained without delay. And, their flexibility in easing one of the rules to make the loan work was greatly appreciated. We were recommended to Guaranteed by a trusted friend and if anyone we know is looking to refi or purchase, we would not hesitate in the least to recommend you.

Gary R. - 9/23/2016

Jennifer Beeston is great, she made the entire process easier for me. She knows how to do her job and l will definitely recommend my friends and family to go with her when they need a loan for a house. Thank you Jennifer!

Arquimides V. - 9/20/2016

Being a first time home buyer and had lots of questions and a different situation with my purchase I was helped timely and in a way that was clear. Very thankful for the time Guaranteed Rate took to help us purchase a home and would absolutely use them again!

Ashlee P. - 9/8/2016

I would work with Jennifer Beeston and her team today, if I needed to!!

Cheryln S. - 9/8/2016

Guaranteed Rate for me was Jennifer Beeston and team. Jennifer was excellent to work with. She explained everything throughout the process and was extremely prompt responding to any/all questions. Thank you for such a smooth loan process.

Donald S. - 9/2/2016

Jennifer Beeston really knows the numbers which gave me a lot of confidence in her capabilities right from the start. This was further validated when my builder kept changing the completion/close date and we blew our first lock. Did that deter Jennifer? No way. Despite a constantly moving target, Jennifer remained calm, cool and collected and helped me secure an even lower rate and ensure a smooth close, right down to the last detail. I was extremely impressed with not only her upfront,...

Carla H. - 8/22/2016

She made the process so easy! THANK YOU!

Gina C. - 8/8/2016

Excellent service and professional help! In addition guaranteed rates' professional relationships with realtors in my area was instrumental in making the process as easy as possible.

Stacy S. - 8/5/2016

Both Jennifer and Laura were very helpful and nice to work with. This made the experience painless, better that buying a car! Thanks!

Christine K. - 7/19/2016

Jennifer Beeston was amazing!!! Thank you so much!

Kimberly K.

Jennifer and her team did a fantastic job and were prompt, courteous, and professional through the whole process.

Christopher H. June 2016

Jennifer and her team were awesome to work with. Even though from the time I engaged with them to the time I found a home to purchase and close on, they were always there for me. Not to mention the process that Guaranteed Rate has is very efficient! Jennifer and her team were extremely responsive and competent and I would highly recommend working with them.

Gavin H. June 2016

Jennifer and her team were always informative and kept me in the loop at all times. It was a pleasure to work with them and they would be the first ones I would call when I need any loan help. I would also highly recommend them to all of my friends and family.

Hopland, CA 95449 -- 6/13/2016

Jennifer and her team were amazing!!

Mellissa D. - 5/31/2016

Jennifer Beeston and her team are AMAZING to work with. They are professional and on top of details. They made the home buying process less stressful. I cannot even begin to thank them enough for all their hard work and commitment in helping me fulfill my dream.

Tedi S. - 6/3/2016

Jennifer and Sarah made it very easy. They were attentive and responsive to our questions and needs.

Charles D

It is important to me to take the time to let you know what a wonderful experience it has been working with you. I know this was not an easy and straight forward loan and you guys went the extra mile to do what it took and closed the loan in amazing time. You guys are an awesome team and your efforts are much appreciated. Looking forward to working with you guys again in the future. Thank you thank you thank you!!!

Alisa M

Purchasing/refinancing is often a painful process. Jennifer and her team are professional, responsive and supportive every step of the way. They made me feel like I was their only client by their attentiveness. They weighed several options and evaluated which option would work best for me. I had a great experience with them and wouldn't hesitate to work with them or refer to them in the future.

C. M. - Chico, CA

Jennifer & her team helped us fastrack our transaction in a very compressed time period. She was extremely transparent in her communications, so we always knew exactly what was needed and when. We closed and funded quickly, thanks to Jennifer & her team!

Courtney P.

Jennifer and her team are the best!

Christopher P

Jennifer, Sarah and the Guaranteed Rate team exceeded our expectations, we felt like they made getting a loan about as easy and straight forward as it could be.

Matthew B

Great team, friendly, efficient, knowledgeable.

Michael S

The whole team is fantastic and I would highly recommend to family, friends and associates!

Melissa C

I really enjoyed working with Jennifer and Sarah, they are always available with quick responses. Makes you feel like you are their only client (which I know I'm not). Wonderful service. Makes an unpleasant task tolerable.

Chandese M

Jennifer Beeston is wonderful to work with. Next refi or home purchase we will definitely come back to work with her.

Ana Cristina L.

The ladies who worked my application were so wonderful, respectful, and great at communicating. Sarah and Jennifer were so great. Even my Realtor was impressed with their professionalism, communication and ability. Never, even once had a question or email that was not answered very promptly. My most important peeve in life. Customer Service. My experience from both the Loan end and the Realtor end was top notch. Guarantee Loan is very high on my list of best experiences of my life. Thank You.

Brenda G

I had an outstanding experience and would recommend Guaranteed Rate. Jennifer was an outstanding loan officer. She responded to my questions promptly. I have had many loans in the past and Guaranteed Rate is the first loan company that when it was all over I didn't feel like I was ripped off somehow. Thank You Jennifer and those that worked with her

Brian B

Jennifer and her team are best team we've ever experienced! They were great! Extremely quick & smooth! Best experience ever!

Russell H. – Fresno, CA

Thanks to Jennifer and her team, they worked hard on removing obstacle from start to finish line.

Yao W

Everyone was amazing, kind, smart, helpful, and fast to respond.

Chelsea K.

The best team & process we've ever experienced! They were great! They worked hard to make sure that we were satisfied throughout the entire process and to accomplish closing in a timely manner! Questions answered quickly & accurately - very pleased with the application & approval process!

Russ H.

Jennifer and her team were great. Jennifer was very prompt in response to our questions and concerns.

Daniel B.

Jennifer Beeston and her team are awesome. Jennifer provided the game plan that ultimately got me the house at a good price while saving me out of pocket expense.

Matthew L.

Very nice patient people - everyone worked very hard to get an early close, and everything went so smoothly.

Patricia H.

Jennifer and here team are amazing and were always there throughout the process, especially when things came up unexpectedly. She treats us more like a friend than a client it feels like.

Thomas A.

Jennifer Beeston is professional, responsive, knowledgeable, and thorough. The staff that work with them are equally impressive.

Ryan C.

Jennifer Beeston and her team were excellent. I came to Guaranteed Rate because we were previous customers of Jennifer's. She did such a fantastic job on our original home loan that we tracked her down for the refs. Everything went smooth and everyone was very helpful. Thank you.

Keri P -- Windsor, CA

"Jennifer was great! She explained everything to me patiently! I get overwhelmed easily but this was a painless process. Everybody on the team was so helpful!"

Crystal O. -- Novato, CA

"We love Jennifer Beeston!"

Christopher O. – Santa Rosa, CA

“Jennifer was amazing to work with. She was always quick to turn documents around, very thorough when answering questions and delivered ahead of schedule! Can't ask for much more than that!”

Robert W. – Felton, CA

“Jennifer Beeston was great! She kept in contact throughout the entire process so I always knew where we were and what was needed. Thank you to Jennifer and her team at Guaranteed Rate for a great experience!”

Sean N. – Magalia, CA

“Jennifer did an amazing job working out the complex details of my situation. She returned phone calls promptly, answered questions thoroughly, and had my best interests in mind. It was clear that she works to foster a professional relationship through trust, clarity, and communication. Jennifer would be my reason for using Guaranteed Rate again!”

Ryan C. – San Francisco, CA

Jennifer was great! She took care of me!

Jessica M. -- Lakeport, CA

“Thank you so much Jennifer! You and your team have made this entire process so much easier and smoother than I could have imagined! We are so grateful to have such a great team helping us through the process! Thanks for always being available and answering all of our questions. It really made a huge difference!”

Bethany B. – Martinez, CA

“Your hard work was really crucial in our whole process. Your communication skills are amazing. Honestly, this would not have happened without you. I hope I can repay you by sending clients your way. It is easy to recommend you when you really are so good!”

Ben R. – Durham, CA

“Jennifer Beeston and her team are AWESOME! She was very professional and answered all of my questions with care and concern - no matter how silly the questions were. We received excellent communication via email on the status of the refinance. I have already recommended Jennifer to all of my family and friends!”

Susan G. – Chico, CA

“Professionalism. Period.”

Anna O. – Santa Rosa, CA

Jennifer was professional and friendly. It was great working with her and it made the whole process easy. She was very prompt at returning my calls with any questions and the whole process went smooth. Thanks for all your knowledge and expertise that helped me throughout the loan process.

David K. -- Chico, CA

"We refinanced our loan with Jennifer. She was great, we were keep well informed of the progress and what we needed to do. She answered all our questions promptly. We are now saving money and would most definitely work with Jennifer again, she's great!"

LeAnn B. -- Santa Rosa, CA

"Jennifer is outstanding. After initial contact, she got back to me very quickly, got me through pre-qualifying, analyzed my situation and how it could be improved,and had the process underway in about an hour for a refinance. The process went smoothly and faster than I expected it to. All documents went back and forth without a hitch, and they were understandable. Having worked with her previously, I knew I could trust her to give me honest, accurate information, which was the case. Jennifer...

Amy O. -- Hidden Valley Lake, CA

"Jennifer is as good a mortgage lender as you could ever find. She is knowledgeable, hard working, and most importantly, she cares. I would recommend her with the full five stars. I have worked with her in the past and know when someone is just getting by. Jennifer is not that type of person. Do yourself a favor and contact her with any questions."

Bart K. -- Sonoma, CA

"My husband and I have either financed or refinanced our home and rental properties over a dozen times in the past 25 years, and we have never had a loan go as smoothly as our recent refinance with Jennifer. She anticipated issues caused by the new lending environment and helped us navigate them easily. I will definitely use her again and highly recommend her."

Megan W. -- Orange County, CA

"Jennifer Beeston was amazing! She was very informative and patient with us, and fought for us to get the best loan possible"

Christopher O. -- Santa Rosa, CA

"Jennifer is an excellent loan officer with great knowledge on how it get the loan to completion. She worked over and above to get my loan approved, processed and closed. Everyone on Jennifer's team that I worked with was very knowledgeable and professional and I appreciate their hard work. Without Jennifer's encouragement I might have just given up on buying the home, but she was very patient with all my questions and concerns and responded to them promptly. If we had a problem it was...

Christine C.-- Hidden Valley Lake, CA

"I really liked the simplicity and clearness of a majority of the forms. Everyone I worked with was on top of email, phone, etc. and knew their stuff. In general, the home buying process is stressful and you helped alleviate some of that stress by being very accommodating to various methods of communication and willing to answer questions quickly. I am very happy we closed on time and I'm happy with the overall experience. Great service!"

Andrew J. -- Chicago, IL

"Jennifer was excellent about keeping me up to date at all times. The help from Jennifer and her team was very essential in several areas of the loan process."

Randolph H. --- Lakeport, CA

"Looking to purchase or refinance a home? If you're serious and ready to get it done, Jennifer is the one to call- she doesn't mess around! Expect top notch service and communication from start to finish. Expect to have your questions answered. Expect that you'll be so satisfied that the next yelp review will be coming from you! In our day to day business, we work with a LOT of lenders. Hands down, Jennifer is the best of the best. We love her, and so do our clients."

Sandi B. -- Chico, CA

"Jennifer Beeston is great! She always got back to us quickly and took time to explain everything. The constant communication was essential - we could get the team what they needed and they then could make the process go as quickly as possible. They made the loan process easy, from preapproval to closing, and I was very happy we closed on time (25 days!)- Jennifer and her team worked hard to make that possible."

Ana L. -- Redwood, CA

“I was very pleased with everyone involved with our process and with the work that was done throughout! Jennifer Beeston kept us informed all the way. I will definitely work with Guaranteed Rate again!”

Robert S. – Lakeport, CA

“My experience with Jennifer Beeston and Guaranteed Rate was perfect. I was very satisfied throughout the entire process. Fast and easy! Great personnel, too. Thanks again, Jennifer!”

Rosendo M. – Cloverdale, CA

I really enjoyed working with Jennifer and Sarah, they are always available with quick responses. Makes you feel like you are their only client (which I know I'm not). Wonderful service. Makes a unpleasant task tolerable.

Chandese M.

About Jennifer

I am passionate about real estate financing and providing excellent service to our clients. I have created a team of mortgage professionals who ensure our clients have the smoothest transaction possible in today's ever evolving loan market. By pairing with a company that offers a wide range of products and options I am able to offer competitive and interesting loan options tailored to meet each client's needs and situation. The number one objective of my team is to always protect our client and help them plan for the long term so that their real estate investments become positives in their financial portfolios. We work with everyone from first time home buyers to the seasoned investor buying their 15th home. My greatest accomplishment in business is having clients that come back again and again as they build their real estate portfolio because they trust and know I will always take care of them.


Sarah Kohut, Associate of Mortgage Lending - Sarah is our Seattle presence, Jennifer's right hand and our team's social media strategist. She can answer any and all questions about financing your home and advise on any part of the mortgage process.

206-707-8970/949-300-4246 (cell),

Lauren Newberry, Elite Mortgage Consultant - Lauren controls the upfront part of the process. She will send all loan disclosures over via DocuSign, invite you to TransferSafe (our secure document system) to upload all required supporting documents and she submits to underwriting.


Krissy Andrade, Loan Coordinator - Krissy is the back end part of the process. She will review the loan approval and connect with borrowers to request additional information if needed. She will work with borrowers to get the loan back to underwriting for the clear to close. Krissy then submits the loan file to our closing team to coordinate getting the loan docs to title.


Kristina Cabrera , Operations/Sales Assistant - Kristina assists Lauren and Krissy on a day-to-day basis. She may request items from borrowers during the process and handle things like insurance documentation and condo questionnaires/approvals.


Jennifer interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I am a huge believer in talking about both current goals and long term financial goals. I also discuss lifestyle and how they want to live their lives. A house should compliment your life, not be a burden or your entire life. I make sure we are balancing the loan chosen with their current and future financial and lifestyle goals.
What advice would you give new or first time home buyers?
Buying a home for the first time is a huge deal. You are going to have lots of questions and concerns. Please make sure you find a strong lender that is willing to walk you through the process and is your advocate. A lot of people think it is all about the mortgage rate and that is all lenders do. A strong lender is your biggest asset and advocate. They know how to control the transaction to get you to your end goal as smoothly as possible. A good lender is not more expensive than a bad one so why not get the best.
What are the top 3 misconceptions people have about the home loan process?
1)You need at least 20% down 2) Jumbo loans are hard to get 3) All lenders are the same
What provides you with the most satisfaction in your job as a Loan Officer?
I love the excitement and happiness when I tell a buyer that they are clear to close. Being part of someone's home purchase is really special and it never loses its excitement for me. Over the years I must have said it over 1000 times but I still smile just thinking about those magic words. You are clear to close!
Tell us something that makes you unique or something wacky, yet interesting about you?
I live outside of the box. I am extremely optimistic and think anything is possible. Where someone may see a wall, I see a window.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now