Jennifer Beeston

Branch Manager/VP of Mortgage Lending
4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
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NMLS: 247743
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Jennifer was great to work with. And her team was very responsive. We were able to close our escrow in 15 days.

Sean O. | August 2018

Jennifer was great to work with. And her team was very responsive. We were able to close our escrow in 15 days.

Sean O. | August 2018

Jennifer Beeston was very honest and up front with all prelim info. She was available for any assistance or questions every step of the way. The mortgage rate offered beat 3 other lenders offers and supported it with completely filled out loan estimate. I'm already recommending Jennifer to all my friends and family. Thank you!

Christopher C. | July 2018

Jennifer was awesome to work with. Always available and kept everyone up to date on the process and timelines.

Randall G. | June 2018

Working with Jennifer Beeston and her team was awesome. There were no surprises, unreasonable requests, or repetitive questions. Once again, I am very happy with your product and will recommend to my family and friends. Thank you!

George N. | July 2018

Jennifer Beeston and Kristi Webb are awesome! Always on the ball and timely in everything I needed! I wish them all the best in their lives and careers!!

Patrick S. - June | 2018

Jennifer was awesome to work with. Always available and kept everyone up to date on the process and timelines.

Randall G. | June 2018

Jennifer Beeston was really awesome in helping me get my loan and was so responsive during the whole process. I felt like she was my friend of reason and worked really hard to help me close on a house.

Amie S. | June 2018

Love Jennifer and her team! I sent my girlfriend to her and she closed her purchase, as well. A great job well done!

Donna G. | May 2018

Jennifer Beeston and her entire team are rock stars. Professional, expedient, great communication, and extremely friendly. Outstanding experience. Thank you!

Emiliano A. | May 2018

The entire process was quick and easy.

Diane C. | May 2018

Jennifer Beeston was so awesome and professional, thank you so much for being so easy to work with!

Paul B. | April 2018

I have purchased property in the past and have used different lender companies. By far Guaranteed Rate is far superior. The reason was our relationship with Jennifer Beeston. Jennifer and her associates made the loan process not only efficient and professional but also enjoyable. I would highly recommend Guaranteed Rate to our friends and colleagues. Sincerely, Michael & Ellen Dougherty

Michael D. - May | 2018

Jennifer Beeston and her team did an awesome job with our loan. They got everything completed in a short time even with a change in purchase price late in the game. This was the most pleasant loan experience I have ever had. Thank you!

Danna P. | May 2018

Jennifer was easy to work with, and open to all the questions my wife and I had during this process.

Justin F. - 4/6/2018

Jennifer Beeston is the best lender I have ever worked with. She was able to assist with all areas of our home purchase. We would not have purchased this home with Jennifer Beeston’s encouragement along the way! We are very grateful to have Jennifer as our lender and overall helper. Thanks so very much.

Ray C.

Jennifer Beeston and her team did an excellent job getting me my loan. I couldn't have had a better team working on it for me. They were easy to work with and very helpful throughout the entire process of getting me my loan.

Robert L.

Jennifer Beeston went above and beyond for me and made my first home buying experience great and easier than I ever imagined! Thank you so much I already have recommended her to a lot of friends and family!

K. Shields

Jennifer Beeston is the best! Give her a raise!

E. Chan Seng

Jennifer Beeston and her team are the absolute best!

Valicia B.

Jennifer Beeston and her team of rock-stars at Guaranteed Rate made the whole mortgage process fast and smooth! I have been telling everyone I know about my experience and how wonderful everything has been. I never thought I would be able to buy a house anytime soon and they all have helped make my dreams come true! If i could give them higher scores I would. They were all very professional and I was impressed with how attentive they were. I always received an e-mail response usually within the...

Vanessa C.

Jennifer and her team were a dream to work with. The best in the game!!!

Brenton K

Closed on time for a more than average difficulty loan. I can't complain.

Nelson C. 9/7

Jennifer Beeston needs a raise! She is excellent at what she does and gets it done. Thank you Jennifer!

Michael M. 8/31

Jennifer and her team were great throughout. Extremely responsive.

Tania C. 7/31

Jennifer and her team made the loan process stress free and easy!

Mary S. 7/31

Jennifer Beeston, Sarah Kohut & Krissy Olivas all made the experience of obtaining our home loan extremely easy and pleasurable.

Brian C. 7/20

Jennifer Beeston and everyone at Guaranteed Rate have been so amazing to my husband and I. They helped us get our FHA loan about a year ago and now we are happy to have also refinanced into a conventional loan with them. If you want a team of people who know what they are doing and are excellent at communicating then these are the people for you! Thanks again you guys, you have helped us go from terrified rookies with getting a loan to being knowledgeable and comfortable.

Matthew B. - Sebastopol, CA | JUL 2017

My first home purchase couldn't have gone any better thanks to all the ladies that helped! I had many questions and required much hand holding through the process but the ladies always guided me and made me feel respected. I wouldn't hesitate to recommend the Guaranteed Rate Team!

Ginger D. - July | 2017

You guys are the BEST! No one can beat your service! Thank you so much for all your hard work! In this day and age it is great to find people that are so knowledgeable, so professional, and above all, just plain nice and easy to work with. You are HIGHLY RECOMMENDED. Thank you all!

Ronald E. - July | 2017

This is our third time using Guaranteed Rate and I would use it again!

Jonathan C. - 5/10/2017

The team that worked my loan was great. Got my loan funded in a month. I am so grateful to them.

Christine C. - 5/2/2017

It was fast and on time. Extremely pleased.

Dennis B. - 5/5/2017

Wells Fargo was my banker. They abused me during the loan process, and I knew it (I have a history in real estate brokerage, and I have two law degrees). I shifted to Guaranteed Rate halfway through escrow, and everything smoothed out. Jennifer Beeston and her team were fantastic to work with. I cancelled my accounts at Wells Fargo...

Peter S. - 4/7/2017

You guys were great!

Eric L. - 4/6/2017

Jennifer Beeston is the best. She was integral to identifying a problem with our credit early enough in the process back in 2013 that we were able to get our credit report corrected in time to qualify, and we chose her again this year. She brings professionalism, humor, and constant communication, and never failed to answer one of my many questions that came up. Title company had a blip, but she was great and will get my referrals.

Robert H. - 4/20/2017

Jennifer Beeston and her team were not only professional and proficient to work with but absolutely wonderful and personal. They treated me like one of their own and made sure we were well taken care of. Quick, great rates and easy. We will be sharing their names and our experience with our employees and fellow business partners knowing they will get the same fabulous treatment.

Raymond D - 03/27/2017

Jennifer Beeston was very attentive and went above and beyond to help with any questions we had. We would definitely recommend her to friends! Thanks for everything!

Marcos D. - 2/23/2017

Everyone with whom I dealt was pleasant, professional, and competent.

Thomas R. - 1/31/2017

Jennifer was amazing and very helpful throughout the whole process. She got me a great rate and helped me get locked in at the right time. I would recommend her to anyone.

Grant J. - 1/12/2017

Jennifer Beeston was extremely helpful and was really to work with. I had a great experience through this whole process.

James F. - 12/21/2016

The team was committed to helping us get a loan. They spent time to know our personal assets, investment and sources of income. They provided guidance as to the information needed by lenders and the regulatory requirement. The main thing for us was that they were there to make this a successful process, in spite of the extensive documentation requirements. They kept us informed, especially near the closing date.

Louis M. - 11/30/2016

Jen and her team were outstanding!

John S. - 11/30/2016

Jennifer Beeston is such a pleasure to work with. She kept us informed every step of the way and made it possible for us to close early. It is clear that she is looking out for the client. This is our third time working with her and her team. Next time we refinance or purchase a home we will definitely work with Jennifer at Guaranteed Rate again. I will also recommend her to family and friends.

Ann C. - 11/30/2016

Every person I worked with was accessible and very helpful!

Lawrence O. - 10/31/2016

Jennifer and her team communicated well with me on every step of the loan process and we're very helpful with any questions that I had for them. Jennifer also was very helpful and informative on getting me the best rate possible.

Neil A. - 11/3/2016

Jennifer was always positive and supportive.

Herb D. - 10/20/2016

Jennifer Beeston was a darling, the whole process was painless. Five Stars!

Wayne T. - 10/19/2016

I really felt that they were working very hard to get me a great rate loan. Many thanks to Jennifer and the entire staff that I worked with.

Bruce F. - 10/7/2016

The best thing about Guaranteed was their availability. Throughout the process, either by email or phone, the responses were quick. Any questions or concerns were explained without delay. And, their flexibility in easing one of the rules to make the loan work was greatly appreciated. We were recommended to Guaranteed by a trusted friend and if anyone we know is looking to refi or purchase, we would not hesitate in the least to recommend you.

Gary R. - 9/23/2016

Jennifer Beeston is great, she made the entire process easier for me. She knows how to do her job and l will definitely recommend my friends and family to go with her when they need a loan for a house. Thank you Jennifer!

Arquimides V. - 9/20/2016

Being a first time home buyer and had lots of questions and a different situation with my purchase I was helped timely and in a way that was clear. Very thankful for the time Guaranteed Rate took to help us purchase a home and would absolutely use them again!

Ashlee P. - 9/8/2016

I would work with Jennifer Beeston and her team today, if I needed to!!

Cheryln S. - 9/8/2016

Guaranteed Rate for me was Jennifer Beeston and team. Jennifer was excellent to work with. She explained everything throughout the process and was extremely prompt responding to any/all questions. Thank you for such a smooth loan process.

Donald S. - 9/2/2016

Jennifer Beeston really knows the numbers which gave me a lot of confidence in her capabilities right from the start. This was further validated when my builder kept changing the completion/close date and we blew our first lock. Did that deter Jennifer? No way. Despite a constantly moving target, Jennifer remained calm, cool and collected and helped me secure an even lower rate and ensure a smooth close, right down to the last detail. I was extremely impressed with not only her upfront,...

Carla H. - 8/22/2016

She made the process so easy! THANK YOU!

Gina C. - 8/8/2016

Excellent service and professional help! In addition guaranteed rates' professional relationships with realtors in my area was instrumental in making the process as easy as possible.

Stacy S. - 8/5/2016

Both Jennifer and Laura were very helpful and nice to work with. This made the experience painless, better that buying a car! Thanks!

Christine K. - 7/19/2016

Jennifer Beeston was amazing!!! Thank you so much!

Kimberly K.

Jennifer and her team did a fantastic job and were prompt, courteous, and professional through the whole process.

Christopher H. June 2016

Jennifer and her team were awesome to work with. Even though from the time I engaged with them to the time I found a home to purchase and close on, they were always there for me. Not to mention the process that Guaranteed Rate has is very efficient! Jennifer and her team were extremely responsive and competent and I would highly recommend working with them.

Gavin H. June 2016

Jennifer and her team were always informative and kept me in the loop at all times. It was a pleasure to work with them and they would be the first ones I would call when I need any loan help. I would also highly recommend them to all of my friends and family.

Hopland, CA 95449 -- 6/13/2016

Jennifer and her team were amazing!!

Mellissa D. - 5/31/2016

Jennifer Beeston and her team are AMAZING to work with. They are professional and on top of details. They made the home buying process less stressful. I cannot even begin to thank them enough for all their hard work and commitment in helping me fulfill my dream.

Tedi S. - 6/3/2016

Jennifer and Sarah made it very easy. They were attentive and responsive to our questions and needs.

Charles D

It is important to me to take the time to let you know what a wonderful experience it has been working with you. I know this was not an easy and straight forward loan and you guys went the extra mile to do what it took and closed the loan in amazing time. You guys are an awesome team and your efforts are much appreciated. Looking forward to working with you guys again in the future. Thank you thank you thank you!!!

Alisa M

Purchasing/refinancing is often a painful process. Jennifer and her team are professional, responsive and supportive every step of the way. They made me feel like I was their only client by their attentiveness. They weighed several options and evaluated which option would work best for me. I had a great experience with them and wouldn't hesitate to work with them or refer to them in the future.

C. M. - Chico, CA

Jennifer & her team helped us fastrack our transaction in a very compressed time period. She was extremely transparent in her communications, so we always knew exactly what was needed and when. We closed and funded quickly, thanks to Jennifer & her team!

Courtney P.

Jennifer and her team are the best!

Christopher P

Jennifer, Sarah and the Guaranteed Rate team exceeded our expectations, we felt like they made getting a loan about as easy and straight forward as it could be.

Matthew B

Great team, friendly, efficient, knowledgeable.

Michael S

The whole team is fantastic and I would highly recommend to family, friends and associates!

Melissa C

I really enjoyed working with Jennifer and Sarah, they are always available with quick responses. Makes you feel like you are their only client (which I know I'm not). Wonderful service. Makes an unpleasant task tolerable.

Chandese M

The ladies who worked my application were so wonderful, respectful, and great at communicating. Sarah and Jennifer were so great. Even my Realtor was impressed with their professionalism, communication and ability. Never, even once had a question or email that was not answered very promptly. My most important peeve in life. Customer Service. My experience from both the Loan end and the Realtor end was top notch. Guarantee Loan is very high on my list of best experiences of my life. Thank You.

Brenda G

Jennifer Beeston is wonderful to work with. Next refi or home purchase we will definitely come back to work with her.

Ana Cristina L.

I had an outstanding experience and would recommend Guaranteed Rate. Jennifer was an outstanding loan officer. She responded to my questions promptly. I have had many loans in the past and Guaranteed Rate is the first loan company that when it was all over I didn't feel like I was ripped off somehow. Thank You Jennifer and those that worked with her

Brian B

Jennifer and her team are best team we've ever experienced! They were great! Extremely quick & smooth! Best experience ever!

Russell H. – Fresno, CA

Thanks to Jennifer and her team, they worked hard on removing obstacle from start to finish line.

Yao W

Everyone was amazing, kind, smart, helpful, and fast to respond.

Chelsea K.

The best team & process we've ever experienced! They were great! They worked hard to make sure that we were satisfied throughout the entire process and to accomplish closing in a timely manner! Questions answered quickly & accurately - very pleased with the application & approval process!

Russ H.

Jennifer and her team were great. Jennifer was very prompt in response to our questions and concerns.

Daniel B.

Jennifer Beeston and her team are awesome. Jennifer provided the game plan that ultimately got me the house at a good price while saving me out of pocket expense.

Matthew L.

Very nice patient people - everyone worked very hard to get an early close, and everything went so smoothly.

Patricia H.

Jennifer and here team are amazing and were always there throughout the process, especially when things came up unexpectedly. She treats us more like a friend than a client it feels like.

Thomas A.

Jennifer Beeston is professional, responsive, knowledgeable, and thorough. The staff that work with them are equally impressive.

Ryan C.

Jennifer Beeston and her team were excellent. I came to Guaranteed Rate because we were previous customers of Jennifer's. She did such a fantastic job on our original home loan that we tracked her down for the refs. Everything went smooth and everyone was very helpful. Thank you.

Keri P -- Windsor, CA

"Jennifer was great! She explained everything to me patiently! I get overwhelmed easily but this was a painless process. Everybody on the team was so helpful!"

Crystal O. -- Novato, CA

"We love Jennifer Beeston!"

Christopher O. – Santa Rosa, CA

“Jennifer was amazing to work with. She was always quick to turn documents around, very thorough when answering questions and delivered ahead of schedule! Can't ask for much more than that!”

Robert W. – Felton, CA

“Jennifer Beeston was great! She kept in contact throughout the entire process so I always knew where we were and what was needed. Thank you to Jennifer and her team at Guaranteed Rate for a great experience!”

Sean N. – Magalia, CA

“Jennifer did an amazing job working out the complex details of my situation. She returned phone calls promptly, answered questions thoroughly, and had my best interests in mind. It was clear that she works to foster a professional relationship through trust, clarity, and communication. Jennifer would be my reason for using Guaranteed Rate again!”

Ryan C. – San Francisco, CA

Jennifer was great! She took care of me!

Jessica M. -- Lakeport, CA

“Thank you so much Jennifer! You and your team have made this entire process so much easier and smoother than I could have imagined! We are so grateful to have such a great team helping us through the process! Thanks for always being available and answering all of our questions. It really made a huge difference!”

Bethany B. – Martinez, CA

“Your hard work was really crucial in our whole process. Your communication skills are amazing. Honestly, this would not have happened without you. I hope I can repay you by sending clients your way. It is easy to recommend you when you really are so good!”

Ben R. – Durham, CA

“Jennifer Beeston and her team are AWESOME! She was very professional and answered all of my questions with care and concern - no matter how silly the questions were. We received excellent communication via email on the status of the refinance. I have already recommended Jennifer to all of my family and friends!”

Susan G. – Chico, CA

“Professionalism. Period.”

Anna O. – Santa Rosa, CA

Jennifer was professional and friendly. It was great working with her and it made the whole process easy. She was very prompt at returning my calls with any questions and the whole process went smooth. Thanks for all your knowledge and expertise that helped me throughout the loan process.

David K. -- Chico, CA

"We refinanced our loan with Jennifer. She was great, we were keep well informed of the progress and what we needed to do. She answered all our questions promptly. We are now saving money and would most definitely work with Jennifer again, she's great!"

LeAnn B. -- Santa Rosa, CA

"Jennifer is outstanding. After initial contact, she got back to me very quickly, got me through pre-qualifying, analyzed my situation and how it could be improved,and had the process underway in about an hour for a refinance. The process went smoothly and faster than I expected it to. All documents went back and forth without a hitch, and they were understandable. Having worked with her previously, I knew I could trust her to give me honest, accurate information, which was the case. Jennifer...

Amy O. -- Hidden Valley Lake, CA

"Jennifer is as good a mortgage lender as you could ever find. She is knowledgeable, hard working, and most importantly, she cares. I would recommend her with the full five stars. I have worked with her in the past and know when someone is just getting by. Jennifer is not that type of person. Do yourself a favor and contact her with any questions."

Bart K. -- Sonoma, CA

"My husband and I have either financed or refinanced our home and rental properties over a dozen times in the past 25 years, and we have never had a loan go as smoothly as our recent refinance with Jennifer. She anticipated issues caused by the new lending environment and helped us navigate them easily. I will definitely use her again and highly recommend her."

Megan W. -- Orange County, CA

"Jennifer Beeston was amazing! She was very informative and patient with us, and fought for us to get the best loan possible"

Christopher O. -- Santa Rosa, CA

"Jennifer is an excellent loan officer with great knowledge on how it get the loan to completion. She worked over and above to get my loan approved, processed and closed. Everyone on Jennifer's team that I worked with was very knowledgeable and professional and I appreciate their hard work. Without Jennifer's encouragement I might have just given up on buying the home, but she was very patient with all my questions and concerns and responded to them promptly. If we had a problem it was...

Christine C.-- Hidden Valley Lake, CA

"I really liked the simplicity and clearness of a majority of the forms. Everyone I worked with was on top of email, phone, etc. and knew their stuff. In general, the home buying process is stressful and you helped alleviate some of that stress by being very accommodating to various methods of communication and willing to answer questions quickly. I am very happy we closed on time and I'm happy with the overall experience. Great service!"

Andrew J. -- Chicago, IL

"Jennifer was excellent about keeping me up to date at all times. The help from Jennifer and her team was very essential in several areas of the loan process."

Randolph H. --- Lakeport, CA

"Looking to purchase or refinance a home? If you're serious and ready to get it done, Jennifer is the one to call- she doesn't mess around! Expect top notch service and communication from start to finish. Expect to have your questions answered. Expect that you'll be so satisfied that the next yelp review will be coming from you! In our day to day business, we work with a LOT of lenders. Hands down, Jennifer is the best of the best. We love her, and so do our clients."

Sandi B. -- Chico, CA

"Jennifer Beeston is great! She always got back to us quickly and took time to explain everything. The constant communication was essential - we could get the team what they needed and they then could make the process go as quickly as possible. They made the loan process easy, from preapproval to closing, and I was very happy we closed on time (25 days!)- Jennifer and her team worked hard to make that possible."

Ana L. -- Redwood, CA

“I was very pleased with everyone involved with our process and with the work that was done throughout! Jennifer Beeston kept us informed all the way. I will definitely work with Guaranteed Rate again!”

Robert S. – Lakeport, CA

“My experience with Jennifer Beeston and Guaranteed Rate was perfect. I was very satisfied throughout the entire process. Fast and easy! Great personnel, too. Thanks again, Jennifer!”

Rosendo M. – Cloverdale, CA

I really enjoyed working with Jennifer and Sarah, they are always available with quick responses. Makes you feel like you are their only client (which I know I'm not). Wonderful service. Makes a unpleasant task tolerable.

Chandese M.

About Jennifer

“I believe that your money, life and home can all interact and work together harmoniously.”

-Jen Beeston

Hi, I’m Jen Beeston. I take a holistic approach to the mortgage process, looking at lifestyle and financial goals in addition to the mortgage basics. My practice of ensuring that loans and lifestyle work together earned my position in the Top 1% of loan originators nationwide.

Working with Guaranteed Rate Mortgage, I offer my clients a wide range of options from a multitude of investors so each of my clients’ needs are met with the perfect loan product. I also control the loan process from start to finish, so there are no surprises.

My team and I are obsessed with making the process as easy and transparent as possible. Our state of the art mortgage technology is designed to streamline our clients’ experience so getting a mortgage is seamless.

In my spare time, I work on my passion project - increasing financial literacy. Through my YouTube Channel, I provide basic financial education. It is incredibly rewarding to hear from people around the country who have seen my videos and made financial changes because of them.

*Multiyear Presidents club recipient

Jennifer interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
I am a huge believer in talking about both current goals and long term financial goals. I also discuss lifestyle and how they want to live their lives. A house should compliment your life, not be a burden or your entire life. I make sure we are balancing the loan chosen with their current and future financial and lifestyle goals.
What advice would you give new or first time home buyers?
Buying a home for the first time is a huge deal. You are going to have lots of questions and concerns. Please make sure you find a strong lender that is willing to walk you through the process and is your advocate. A lot of people think it is all about the mortgage rate and that is all lenders do. A strong lender is your biggest asset and advocate. They know how to control the transaction to get you to your end goal as smoothly as possible. A good lender is not more expensive than a bad one so why not get the best.
What are the top 3 misconceptions people have about the home loan process?
1)You need at least 20% down 2) Jumbo loans are hard to get 3) All lenders are the same
What provides you with the most satisfaction in your job as a Loan Officer?
I love the excitement and happiness when I tell a buyer that they are clear to close. Being part of someone's home purchase is really special and it never loses its excitement for me. Over the years I must have said it over 1000 times but I still smile just thinking about those magic words. You are clear to close!
Tell us something that makes you unique or something wacky, yet interesting about you?
I live outside of the box. I am extremely optimistic and think anything is possible. Where someone may see a wall, I see a window.

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