My mortgage team and I have built a reputation for excellence in client service, extensive industry experience and a dedicated commitment to our clients. My expertise in the mortgage industry and forward thinking approach allow me to adapt and rapidly respond to market changes that affect you. We take the time to learn about you, your goals both now and down the road and help explain all the options you have and together we will come up with the best loan for you. While I have all of the typical loan products available such as FHA, VA, Conventional, Jumbo and USDA plus many Down Payment Assistance products, where I differentiate myself from other Mortgage Loan Officers, is by staying focused on providing excellent client service and honest, reliable consultation. As a dedicated mortgage professional, with over 20 years in sales and over a decade in the mortgage and real estate business, I will be there for you every step of the home buying process. From selecting the right home loan product that suits your life stage and financial means, to providing real-time loan status and communication between you, your real estate agent, the title company and my office, to being able to answer all of your questions during the life of your mortgage, I am committed to making you feel you are my #1 priority! Exceptional client service makes a difference! I strive to help each of my clients obtain their specific and individual goals with a do-whatever-it-takes attitude. I know you have to earn peopleýs business, both before and after the sale. A deadline is a deadline and must be met. My personal and professional relationships are extremely important and I grew up with the Golden Rule. I try to live life to the fullest and encourage all the new friends I meet each day to do the same. We understand excellent communication is a must and promise to keep you informed, educated and aware of each step of the process from start to happy ending! I am proud of the many client testimonials I have received throughout my career. My passion is to help our clients not just get a great mortgage but to improve their overall financial picture leading to a happier and healthier family and life fulfillment. This is why I am always here to answer your questions and be of any assistance as you look at different possibilities and opportunities...don't hesitate to call me anytime. I want you to have an excellent experience when buying the home of your dreams and I strive for excellence in making this a reality!