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Jim Chad

Vice President of Mortgage Lending
17177 N Laurel Park Dr, Ste 340, Livonia, MI 48152
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NMLS: 162140
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TestimonialsCustomer testimonials Read more

Jim Chad was an excellent loan officer. He helped explain so I could better understand what was going on and make the right decisions. I felt that he got me the best possible deal he could have for my situation! Everything online also made it very convenient! Thank you!!

Emily J. – 3/21/2016

Jim Chad was very helpful and always available to answer questions. He was instrumental in making the process go smoothly.

Patrice R. – 3/22/2016

Jim Chad communicated well every step of the way. His knowledge of the process made the sale a very smooth transaction.

Judy L. – 3/1/2016

Jim and his team were very helpful!

Iftikhar S. – 11/11/2015

I've dealt with a couple of the big name mortgage companies over the years and I can say Jim Chad is by far head and shoulders above the rest. Jim is one of the rare few who can make this stressful time more bearable. His knowledge and patience and ability to explain things in layman's terms is so very important.

Jason M. – 5/1/2015

Jim Chad has been an incredible loan officer and mortgage agent. He was, and continues to be, patient, kind, understanding, intelligent, and has a mastery of the loan process that added to our comfort level of using Guaranteed Rate. My wife and I were extremely happy using his services and would not feel comfortable using any one else. Thank you.

Rocky R. – 3/15/2016

I would like to mention that - the loan officer did fabulous job of explaining each and every minute detail, educating and providing timely updates and effectively communicating through out the process. He was spot on and went above and beyond to help and establish good connection and discuss options and gather appropriate information in consistent way and answered all queries to provide utmost satisfaction with commitment , enthusiasm and passion. Good work Guaranteed Rate.

Chandrasekhar A. - Farmington Hills, MI | Jan. 20

Jim was highly knowledgeable and incredibly helpful in answering all the questions I had as a first time home buyer. Jim was always available, regardless of the time of day to address any and all of my concerns. I felt comfortable throughout the entire process, and I felt like my best interests were kept in mind. Everything was completed quickly and to my satisfaction. All in all, my experience with Jim and guaranteed rate exceeded my expectations.

Ryan T. – Romeo, MI | SEP 2015

Jim was highly knowledgeable and incredibly helpful in answering all the questions I had as a first time home buyer. Jim was always available, regardless of the time of day to address any and all of my concerns. I felt comfortable throughout the entire process, and I felt like my best interests were kept in mind. Everything was completed quickly and to my satisfaction. All in all, my experience with Jim and guaranteed rate exceeded my expectations.

Ryan T. – 9/9/2015

Jim Chad was very helpful, I had a lot of questions and he helped me at all times of the day.

Nicholas B. – 4/13/2015

Jim Chad was very helpful throughout the entire process. His professionalism and knowledge made my application process simple. He kept me up to date on the status of my application and answered any questions I had. Jim is a valuable asset to Guaranteed Rate.

Ivan T. – 9/17/2015

What I loved most is Jim Chad kept us updated during the whole process and gave me his personal cell phone if I ever had a concern. He really made the process as easy as can be!! Thanks!

Brock & Cathy E. – 9/17/2015

Jim Chad was very helpful, knowledgeable & professional throughout this experience! He really knows his stuff!

Jason B. – oakland park, FL | June 2015

Jim, Branden, and Aleecia know how to do their jobs! Jim was very helpful and was great to work with!

Jennifer S. – Garden City, MI | May. 2015

" I've dealt with a couple of the big name mortgage companies over the years and I can say Jim Chad is by far head and shoulders above the rest . thank you Guaranteed Rate ."

Jason M. – Brighton, MI | May. 2015

About Jim

I have been highly successful in building, and maintaining long term relationships with my clients and business partners over the last several years. In this line of work the number one priority is keeping the focus on white glove service, always striving to achieve the absolute best results possible. I believe that working efficiently to deliver second to none results for clients generates the most out of a referral-based business.

Jim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I started in the mortgage business in 2001 at the time I was in business school still trying to make a career choice when an old friend convinced me to join him at a small mortgage company. Thanks to him, within six months of working there I had found my calling!
What advice would you give new or first time home buyers?
My best advice to a first time homebuyer has always been to live within your means, and to make sure the payment on the home fits within their budget.
What can borrowers do to insure a smooth mortgage underwriting process?
The best thing a borrower can do when getting ready to buy home is to provide all of the requested documentation up front at the time of application.
What provides you with the most satisfaction in your job as a Loan Officer?
The best thing about my job is that I always have the honor of assisting my clients with one the largest decisions that they will have to make. Buying a home!
Tell us something that makes you unique or something wacky, yet interesting about you?
I have always been able to find a way to take up interest in people, so communication is my largest asset.

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