GuaranteedRate - Mortgage Company

Jim Golotko

VP of Mortgage Lending
1102 S. Florida Ave, Suite 108, Lakeland, FL 33803
Contact Jim
NMLS: 989282
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TestimonialsCustomer testimonials Read more

Thank you so much to Jim Golotko, Jesse Rocha, and their team for helping me with my new home!!

Christine M. | December 2017

Jim Golotko was amazing! He made this homebuying process easy. I never thought getting a loan would be as easy as he made it. He got it done and educated me on the loan process and types of loans. Him and his team were so easy to work with. Thanks again, Jim. I will make sure to refer everyone I know to Guaranteed Rate!

James G. | November 2017

Jim Golotko and his team were very helpful and answered any question I had. Very pleased with the job they did. Jim's team included Alicia Golotko, Jessica Brightman, and Jesse Rocha.

Jeffrey B. | October 2017

Jim Golotko is The Best, and I would recommend him to anyone!

Kanesha G. | October 2017

Jim Golotko worked with my wife and I every step of the way. He explained everything clearly and even attended our closing. I will certainly recommend him to my family, friends and colleagues.

Joshua H. | September 2017

Jim started working with my husband and I about a year ago. He assessed our credit, listened to our wants, and gave us honest advice on how to improve our credit to qualify for a home loan. Here we are a year later, as Jim projected, and we closed on our first home with a VA mortgage last week. We couldn't be happier!

Robert M. | September 2017

Jim A+++++, and his team was top notch I will keep them in mind again, along with passing his card around for future clients.

Lloyd H. - 7/18/17

Jim was outstanding and was there to help us every step of the way.

Robert S. - 6/6/17

Jim was very knowledgeable and very easy to get a hold of at any hour. Answered all my questions quickly and accurately. Had an excellent experience. Will use for my next house purchase.

Dustin R. - 6/5/17

Jim and the team were extremely helpful throughout our first time buying a home. No matter the hour they were always prompt to responding to any questions we had. This made the process extremely easy.

Adam D. - 6/13/17

Jim & his team were very helpful throughout the whole process. He worked with us even up to closing to get us the best possible outcome, which surpassed any of our expectations. I would recommend Jim & his team to any of my friends or family.

Steven F. - 6/2/17

Jim & his team were very helpful throughout the whole process. He worked with us even up to closing to get us the best possible outcome, which surpassed any of our expectations. I would recommend Jim & his team to any of my friends or family.

Steven F. | 06/02/2017

Jim made my first home purchase very easy to understand. I gathered great insight.

Bret R. - 5/3/17

Jim was so helpful during this process. Jim and his team are knowledgeable and are aware of the documents neeeded for Underwriting to expedite the load and closing process. Jim was always a telephone call away to answer questions. Thanks for everything, Jim. Chip and Melanie

James R. - 4-24-17

Team was quick to respond and great about keeping me informed on each step.

Andreina B. -4/21/17

Jim was easy and a pleasure to work with. He was always available at anytime to answer any questions. I hope to work with Jim again in the future.

Justin K. - 3/28/17

Jim Golotko was very responsive and prompt. We are not tech savvy and Jim was very patient and helpful. This was our first time obtaining a mortgage. Jim explained every step and answered all our questions.

Robert A. - 3/31/17

Jim and Alicia where absolutely amazing to work with, they did an outstanding job in keeping us up to date and informed through the whole process. Thank you for all your hard work!

Billy A. - 3/31/17


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Jim interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been in the Mortgage Business for 4 years, as a Licensed Loan Officer.
Who is your typical customer and what questions do they typically have?
I work with all types of customers; Veterans, First Time Homebuyer, Multiple Home Owners
What specific steps do you use to help your customers find the best home loan for them?
I listen to their needs and goals, and then find the best loan program for them.
How long have you been in the mortgage business? What awards have you won?
At my previous company, I won the Champions Club (Top Producing Loan Officers) 2015 & 2016
What advice would you give new or first time home buyers?
Patience and a Positive Attitude will help you get into your new home sooner than later.
How has the mortgage industry changed since you started, and what would you expect in the future?
The amount of documentation needed from the borrower to get approved for a loan. Technology will be the way of the future when processing loans and closing closings.
What part of the home loan process do customers find most difficult and how do you help them through it?
I set the expectation level at the beginning of the loan process. There is a lot of documentation that is needed to approve loans today. As long as the borrower understands the expectation of what is needed and the time frame the documents are needed, the process will run smoothly.
What can borrowers do to insure a smooth mortgage underwriting process?
Start gathering and organizing your financial documents in advance. This will give the borrower time to retrieve documents they may have misplaced or lost.
Summary of where you grew up: family, affiliations, college, high school, etc.
I was born and raised in Upstate; Owego, NY. I graduated from Iowa Wesleyan University, 1987, with my BA in Business Administration; I graduated from the University of Phoenix, 2000, with my MBA. I have been married for 7 years to my beautiful wife Alicia, I have three step-daughters, identical twins Makenzi & Avory (19), Chole (16) and my son, Jasper is 5.
What provides you with the most satisfaction in your job as a Loan Officer?
I am most satisfied when I am sitting at the closing table, and my buyers are receiving the keys to their new home!!!
Tell us something that makes you unique or something wacky, yet interesting about you?
I have traveled all over the world, but I am most proud of having traveled and visited all but six states in the great USA; North Dakota, South Dakota, Montana, Idaho, Wyoming, and Alaska. My goal is to have traveled the remaining states listed above in the next five years.

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