"So pleased with my experience working with GR and Joe Caltabiano - he was able to get me the loan I wanted with no surprises, no hiccups and on-time closing. I got a lower interest rate than what other banks were offering and without the need for PMI."
Corbin H. - Chicago, IL - 11/20/2014
"Everything went extremely smooth. The attorneys and title company commented several times on how impressed they were with your service level!"
James R. - Chicago, IL - 11/17/2014
"Joe Caltabiano continues to provide top notch service. I have now used him and Guaranteed Rate for my last 3 mortgages and will continue in the future."
Robert T. - Chicago, IL - 1/4/2015
"Joe C and team were amazing. Extremely responsive, and helped get us through the process in record time."
Robert G. - Chicago, IL - 4/1/2015
"Nikki and Joe did an amazing job locking in rates for us. Our condo was delayed more than four months and they were so attentive, and patient."
Paul B. - Chicago, IL - 11/20/2014
"It was easy as it could be these days. I thought Joe and his assistant were great! We were very happy."
Wendy N. - Hinsdale, IL - 9/10/2014
"Joe Caltabiano and his team are fantastic."
Scott U. - Chicago, IL - 07/2015
"Joe and Nikki. Period."
Marco R. - Chicago, IL - 06/2015
"Joe and team were a pleasure to work with. Everything delivered as promised."
Marcus K. - Winnetka, IL - 03/2015
JOE C. and team GET IT DONE! I won't use anyone else.
Eugene S. – 3/29/2017
"Extremely great customer service and prompt responses. I have actually already recommended Guaranteed rate to a number of co-workers."
Roberts G. - Chicago, IL - 01/2015
Everything was smooth and easy and dealt with me not having a clue what to do.
Joseph E. – 3/7/2017
"Joe and his team are incredibly responsive and helpful. I had a few questions along the way and team would get back to me immediately, making the process easy and frustration free. Everyone involved were friendly and helpful, I've used Joe C. and his team before and it's always been perfect."
Daniel G. - Natick, MA - 01/2015
Joe Caltabiano and Nikki Mardos were great!
Jennifer H. – 2/1/2017
Honestly, things were so seamless that it almost seemed too easy.
Anthony H. – 1/13/2017
"Joe was great."
Stephen L. - Glenview, IL - 01/2015
My Loan Officer Joe was great. He got me through the process faster then the bank I was using at first. My Underwriter Chris was excellent too. They always kept me in the loop of things.
Tariq A. – 1/6/2017
"Joe and Corbin worked very quickly and handled everything with steadfastly and with ease. Communication was consistent and they were always able to respond back to email and questions within a matter of hours."
Ellen S. - Chicago, IL - 12/2014
I have always had a positive experience working with Joe C. and his team in Chicago. Kudos to Guaranteed Rate for making the process as streamlined as possible.
Glenn H. – 1/9/2017
"I recommend you guys to everybody. Great rates, low cost, and high speed."
Thomas B. - Portland, OR - 12/2014
Joe and his team did a great job of processing my loan!
Albert W. – 12/15/2016
"Joe Caltabiano and his team are without compare."
Eric B. - Chicago, IL - 11/2014
Without your help and knowledge we would have never successfully closed our HUD foreclosure purchase. We are happy here and grateful for your work!
Danielle S. – 2/13/2017
"Joe and Nikki are extremely pleasant to work with. I was kept apprised every step of the way, so I knew where I stood. They made it extremely easy to navigate the whole refinance process. Joe is very proactive! When other lenders turned me down, GR came through big time. Everything went without a glitch. What more could someone ask for?"
N. Paguaga - Lincolnwood, IL - 11/2014
"Quick response times, quick turnaround, very knowledgeable staff, and best of all a low rate!"
Thomas W. - Chicago, IL - 6/2015
"Joe Caltabiano is the best ever."
Paul S. - Indianapolis, IN - 9/25/2014
"Both of the loans we got through Guaranteed rate went off without a hitch. Joe told us from the beginning that this would be the case and he was correct."
Knox L. - Chicago, IL - 2/5/2015
"Joe Caltabiano and his team were outstanding throughout the process! They clarified required documents and provided timely information to me!"
Richard R. - Pittsburgh, PA - 8/27/2014
"Joe was fantastic and very easy to work with!"
Stuart S. - Chicago, IL - 7/29/2014
"Joe was straightforward with everything and he made everything extremely smooth!"
Gerardo M. - Darien, IL - 4/23/2014
"Joe is a consummate professional, a clear communicator and helped us navigate a complex process seamlessly. This was a fantastic experience. Everyone at your company was a great communicator, provided everything we needed and delivered on what they said they'd do."
William K. - Chicago, IL - 4/15/2014
"Joe is fantastic and the entire team was extremely professional and did a great job. We have done a couple of home purchases and several refinances with Guaranteed Rate and we have had the same fantastic experience. This time was great as well. At the closing table, my attorney, they sellers attorney, the (dual) real estate agent and the Chicago Title Closer all were relieved to have Guaranteed Rate as the lender for the home purchase. Each of them had specific positive stories of their own...
Christopher R. - Geneva, IL - 3/10/2014
"I have had the honor of working with Joe Caltabiano for over 10 years. He is a consummate professional and a great guy. As a leukemia survivor, he has a unique understanding of what is important in life and generously serves organizations such as St. Jude Children's Research Hospital. He also appreciates the value that realtors like myself offer to clients and the greater community. His level of service is second to none. He responds to calls, gets the best interest rates and educates clients...
Joe Zimmerman, Partner, MKT Properties