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Joe Alvini

Producing Branch Manager
20 Clementon Rd E, Suite 102N, Gibbsboro, NJ 08026
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NMLS: 388759
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Joe Alvini was great!!! He guided us through all the documents, explained everything in detail. Was very professional and prompt on his return phone calls and emails. We were approved very shortly after applying all due to Joe an his expertise. I would highly recommend Joe to anyone. I would definitely use Joe in the future. Asset to your company. True Professional.

Donna G.

I had an excellent experience with my loan officer, Joe Alvini. He provided me with top flight service and was very thorough with all of the details. He answered every last one of my questions with both precision and attention to detail. Thanks to Joe, I have nothing but the best things to say about Guaranteed Rate. Thank you very much, Joe!!

Peter B. | June 2017

Nick and Joe were absolutely amazing and answered any questions that we had. They were very friendly, and I am definitely going to use them again in the future!

Dominique C. | June 2017

I thought everyone I worked with at Guaranteed Rate was very professional and explained everything to me. They were friendly and a pleasure to work with. I highly recommend this company.

Christy M. | 05/19/2017

I thought everyone I worked with at Guaranteed Rate was very professional and explained everything to me. They were friendly and a pleasure to work with. I highly recommend this company.

Christy M. | 05/19/2017

Joe Alvini is absolutely amazing. 5 stars to him and his team!!!!!!

Ryan G. | 03/22/2017

They couldn't have been anymore helpful. They were great. They were with me step by step and was always there with an answer every time I called.

Dana S, | 05/12/2017

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Joe interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I’m in my 30th year in the mortgage business. I come from a humble background and a neighborhood that didn’t have many homeowners because housing was unaffordable to the typical neighbor. When I saw the opportunity to get into an industry that would allow me the opportunity to help folks become homeowners, I jumped at it. Even after 30 years, I am still passionate about coming to work every day!
What advice would you give new or first time home buyers?
Make your home buying decision with your head and not your heart. You can find that perfect home that you fall in love with while still maintaining your budget so that you can enjoy other things in life instead of worrying about the mortgage payment every month.
What are the top 3 misconceptions people have about the home loan process?
1. I have to put 20% as a down payment. 2. I haven’t been at my current job for 2 years. 3. My credit scores are below 700 so I probably won’t get qualified for a loan.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I enjoy spending time with my beautiful wife, Josephine, my high school sweetheart. I also enjoy spending time with my children, Nick & Gabriella, and my 2 grandchildren, Brooklyn & Matteo. I also enjoy cooking, bowling, fishing and reading.
Tell us something that makes you unique or something wacky, yet interesting about you?
I am a fountain of useless knowledge, as my family tells me, but it makes me a very good Jeopardy player. One day, I hope to try out!

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