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John Hastings

Vice President of Mortgage Lending
12924 63rd Ave N, Maple Grove, MN 55369
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NMLS: 268715
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TestimonialsCustomer testimonials Read more

Streamlined process. Very easy to work with and explained all my options. Also, called to remind me of my final form to sign before closing.

Joy P. – 8/29/2016

John Hastings and his team are amazing. My last financing experience was terrible. This was wonderful. It could not have gone more smoothly or been better. I will use John and his team for all future mortgages and recommend them to anyone I know. I cannot say enough good things. Thank you!

James M. – 8/18/2016

Everyone we worked with at Guaranteed Rate was friendly, professional and timely in getting back to all of our questions. They made acquiring a loan fun and we could not have purchased our new home without their help! Thank you to everyone who worked with us at Guaranteed Rate!

Joel S.- Shoreview,MN | MAY 2016

John Hastings and his son Matt Hastings were wonderful. John is excellent at his job, we have used him before with a previous house loan, and specifically wanted him again. If the time comes for another home purchase, I will again go to either John or Matt.

Judith M. – 4/18/2016

Process went quickly and smoothly. Loved working with John Hastings as he was available and helpful as I was walking through the steps as a first-time home buyer.

Scott W. - Minneapolis, MN | Dec. 2015

Thank you for making our refinance so fast, smooth, and seamless. You were great to work with and we look forward to doing business with you in the future!

Luke & Jacqui

Thank you for taking time with us and clarifying our options with transferring home ownership. Although I had been doing some research online, it was your ability to readily advise and predict the numbers that helped us with our decision.


Our time with you was enjoyable and educational. Thanks so much for your thoroughness and for sharing your time, expertise, and wisdom. We look forward to future conversations!

Gretchen & Sam

Thank you, thank you, THANK YOU for your wonderful help and assistance as went through the process of buying our first home. You took the time to explain all that goes into applying and qualifying for a mortgage and made sure we were comfortable with our loan. You worked on our behalf to ensure we were in the best situation possible. We are so thankful for your advice and support!

Jason & Allison

Thank you for all of you help on refinancing my home and investment properties. The file had its’ challenges, and other mortgage professionals gave up on it. Thank you so much for your work.

John B.

John was so attentive and fantastic to work with. We so appreciated him for every single detail that he did in such a fast, thorough and professional way. We really loved working with him and have sent as many people as we know his way. He’s a great man of integrity!

Kim & Mary

We all want to thank you for the great work you did to help us buy our first house. You were wonderful and the advice you have us not just on our mortgage but our finances with our marriage was a tremendous blessing. You gave us a better experience than we could ever have hoped for.

Kendall & Choua

It has been such a joy to work you on our mortgage loan! Thank you for your wisdom, counsel, patience, and kindness! We appreciate you so much!

Tanya & Jared

John interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been helping individuals and families for the last 18 years. I got into it by accident, when an acquaintance suggested that my financial planning background would be a perfect fit for helping people with their mortgage needs. I tried it for 3 months, while I was still doing financial planning and then decided to switch over. I never looked back.
What specific steps do you use to help your customers find the best home loan for them?
I think the most important aspect of what I do is listen to my client’s needs and goals are, educate them about their options, make recommendations based on their needs and goals, implement the plan and then keep in close communication with them and others involved in the process along the way.
What advice would you give new or first time home buyers?
I think the best advice is to be careful of where and whom you get real estate and mortgage information from. The internet does have some good advice, but because the laws and underwriting guidelines, as well as market conditions, change so rapidly, what used to be accurate or true even last week may not be anymore. Also, while family and friends may be well meaning, they can be really out of touch when they give advice based on upon purchasing a home even just a year or two ago.
What are the top 3 misconceptions people have about the home loan process?
The biggest myth I hear is that people need to have 20% down to purchase a home. Another one is that the Federal Reserve determines interest rates. Not true for mortgages. A big one for young adults beginning their career is that they have to be at their job for a year or two before they can purchase a home. That is not true anymore.
What can borrowers do to insure a smooth mortgage underwriting process?
Respond to requests for documentation within 24 hours. Also, ask questions if they don’t understand or aren’t sure about something. Lack of communication or lack of response will really delay the processing of their application.
Summary of where you grew up: family, affiliations, college, high school, etc.
My wife, Eloise and I grew up in the San Francisco Bay Area where we lived for 27 years. We met while we were in college and started our family before we moved to Minnesota in 1991. We now have 5 children, spread out all across the country and around the world and range in age from 19 to 27. No grandkids yet. Darn!
What provides you with the most satisfaction in your job as a Loan Officer?

Knowing that I am doing the right thing for people. Sometimes they need to hear that it’s not the right time to purchase a home. That’s a hard conversation, but a necessary one, because I will never allow someone to put themselves on the edge of a financial cliff just to purchase a home. The greatest joy is working with those same people over a period of years, give them advice that puts them into a stronger financial position and see them put that plan into action and then help them finance the home of their dreams.

Another great source of satisfaction is when past clients call and ask me to help them again. I love and truly appreciate the fact that I am privileged to establish long term relationships with my clients!
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
I love going on long walks in the woods with my wife and our dogs, Jack and Minnie. It’s a great time to decompress, relax and get in tune with each other. I also love playing tennis, jogging, playing golf, kayaking, biking, and going to various sporting events here and all across the country.
Tell us something that makes you unique or something wacky, yet interesting about you?
I’m a big band geek. I played in the marching band in high school, marched in a drum and bugle corps over a couple of summers, and try to attend one or two shows every summer when the major drum corps are on tour.

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