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John Pace

Senior Loan Officer
301 Edgewater Place, Ste 220, Wakefield, MA 01880
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NMLS: 26503
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TestimonialsCustomer testimonials Read more

My family and I can't thank John and his team enough for getting us to the finish line. From the start John said we would close on time and we did. He gave us options and pathways to get there. He even got us a lower interest rate right before it was time to lock in which was unexpected but greatly appreciated. I can say with the utmost confidence John is who you need to talk to if you are looking for a mortgage company.

Steve P. - 6/27/17

Working with John was great. He was very responsive and made everything easy! I would highly recommend him if you are looking for a home mortgage.

Thomas H. - 4/27/17

John Pace and his team provided an exceptional mortgage experience. Being a first-time home buyer, I had a number of questions regarding the mortgage process. John and his team were supportive and quick to respond to any questions I had, calming any anxieties I had about the process. In addition, the Guaranteed Rate 1% Down Double Match mortgage John recommended made it easier for me to own the home I really wanted. Thanks!”

nkalinay - 3/8/17

John first helped me by giving me a pea-qualification for a loan. It wasn't until months later when he helped me close on a property. He was always available to answer any question I had. He was very helpful and great at his job. Highly recommended!!!

Michaela K. - 3/1/17

We were extremely pleased with the group of true professionals at Guaranteed Rate. Our Loan Officer John Pace was knowledgeable, detailed, and always made sure all our questions were answered. John explained the process and followed through, we were offered competitive interest rates and were treated like a customer, not a number. I will definitely recommend Guaranteed Rate to my friends and family. Thanks for all your help John

Previous Customer

John recently helped purchase our first home, and we feel so fortunate to have found him. Our realtor recommended him as we were new to the area and it was a great referral! He is professional and extremely competent---what more do you want from a mortgage lender? Going into the process we were completely naive to what it entails to buy a house. John helped us in so many ways. He helped us secure a great loan at an awesome rate in less than a month (YES, you read it right, in less than a month,...

Mishra K. - 5/23/16

John Pace goes above and beyond and raises the bar when it comes to service. There is no comparison in the loan market. The entire team made this the easiest loan process from the initial phone call to the day we closed. We always felt informed and understood exactly where things were in the process. We were not just a number to them and that is a rare accolade with the majority of companies today. They have earned a customer for life. We will definitely be referring John and his team to all...

Louis C. - 4/6/16

John Pace was excellent to work with; his assistance and the time taken to explain and work with us through our re-finance was what will make us keep coming back to Guaranteed Rate.

Ashley M. -Stoneham, MA | MAR 2016

You guys are the Best. Thank you so much John!!!

Emerson B. - 3/23/16

Once again Guaranteed Rate delivers! I'm extremely happy with the professionalism displayed by John Pace and his team. We were able to close the mortgage on our beautiful home painlessly. We were kept well apprised of all details during the process. My wife and I absolutely love working with Guaranteed Rate! Thank you again!

Maurice B. 2016

I just finished purchasing my first home with John Pace at Guaranteed Rate and couldn't be more thrilled with the entire process. John never rushed me and stayed by my side the whole time offering tips along the way. Once I made a decision and was ready to go, John jumped into action and got everything in order in lightening speed. I would call, text or email him and I'd have an instant response. ALWAYS! His professionalism, knowledge, support, etiquette, and honesty were truly remarkable and I...

Deanna S.

I've worked with John in the past. As an industry professional I've had the opportunity to work with a lot of different mortgage brokers.... John and his team are one of the best out there. Make it easy on yourself, work with John Pace and his team.

Andrew N.

As a first time homebuyer, I was unfamiliar with the entire process of purchasing a house, to say the least. John Pace with Guaranteed Rate, not only secured a better rate than I had been offered by another lender, but also patiently and thoroughly explained each step of the way. My experience at each phase of the loan process was superior because of John. He is extremely knowledgeable and professional, and worked hard to get me into the home I really wanted. I couldn't be happier and would...

Raj M.

Hey John! I want to say thanks a million for be SO AVAILABLE to RoostWise, Inc.'s clients. No one should be available 24/7 but somehow you find a way to be. Happy New Year! Looking forward to an exciting and prosperous partnership with you in 2016!

Nancy S.

I would like to thank the team at Guaranteed Rate that had worked super hard and went beyond and over the mile for me and my brother to have our own place. i cant believe how hard i had John Peace and James Tracy working to get this done. i want to say thanks to them all and that i appreciate all the hard work that they put toward this deal. Super professional and very friendly team that I will 100% recommend them to friends and family.

Abdelaziz I.

Thank you John. You have once again made this so easy and really this time seemed so much simpler. I have been recommending you to everybody!

Sean C.

John and Sue, Thank you so much for all your help in this process. I really appreciate your willingness to go above and beyond to meet all the deadline dates. This truly has been a miraculous experience for me because I had seen the impossibilities becoming possible. You guys are awesome and thank you again for prioritizing my needs!!!

Eskedar M.

If you are looking for a mortgage for your first home or like us for your second house or just looking to refinance get in touch with John Pace at Guranteed rate. Dont wait friend him today. First home i had bad credit and got me a loan and this time told what i wanted to has a payment and he ran the numbers told me exactly what my range was for houses. As they say now a days he is a beast.

Sean C. - 9.22.15

"AWESOME!!!! Can not say enough about John Pace. To work as hard as he did for such a small loan is awesome. He answered emails answered his phone morning noon and night and even on sunday. made sure I was getting the best loan with the lowest rate (which he did by a lot compared to other institutions). Pick John Pace from Guaranteed Rate and you will know you are getting a hard worker knowledgeable worker and the best rate"

Ryan P.

Guaranteed Rate is an extremely easy company to work with. All of your employees are well versed in what they do. The ability to directly contact my loan officer was a big plus because often times at other places it can be hard to directly get a hold of the person you're working with which can be frustrating. Overall Guaranteed Rate made the home buying process easy by making sure everything was taken care of, promptly and effectively a dressing any issues, and keeping their clients up to date...

Elizabeth D.

Any questions I had were always answered promptly and thoroughly. Also any problems that arose I was immediately made aware of and they were addressed quickly by my loan officer.

Elizabeth D.

John Pace did an excellent job taking care of the loan process. He was always available either by phone or email, beyond regular business hours to answer any questions I had throughout any part of the process. In addition to John Pace the other members of his team as well as anyone in the office was always willing to help, answer questions or accept documents and make sure they got to John. John Pace's patients and willingness to answer any and all questions really helped to make the process of...

Elizabeth D.

John was incredibly helpful, fast, responsive....easiest loan I have ever done!

Tracy B.– Haverhill, MA | May. 2015

John pace went above and beyond. Great service.

Samantha N. – Chelsea, MA | Apr. 2015

I would like to thank the team at Guaranteed Rate that had worked super hard and went beyond and over the mile for me and my brother to have our own place. i cant believe how hard i had John Peace and James Tracy working to get this done. i want to say thanks to them all and that i appreciate all the hard work that they put toward this deal.super profesional and very friendly team that i will 100% recommend them to friends and family.

Abdelaziz I.

John Pace again was the ultimate professional (for the second time since I'm a repeat customer of his). I greatly appreciate his promptness and ability to find the best loan that fits my needs. I'll be mentioning Guaranteed Rate to some friends and family members over the holidays.

Thomas K.

We worked with John Pace and his team. In one word - AMAZING! They worked tirelessly to get everything done and kept us updated throughout the entire process. We would recommend working with John without any hesitation.

Carmen L. -- Westwood, MA, 10/31/2014

I was very pleased with the level of service I received from John! It far surpassed my expectations!

Shannon G. -- Bridgewater, MA 7/16/2014

Ahhhhhh!!!! Thank you EVERYONE for everything!! I know it's your business, but it's our life and all the hard work means so much to us!! A new house and a new baby all in 24 hours!!! That just might be the definition of insanity!!

Erin & Jon

John was able to get things done when all other brokers at other companies failed. I was talking to banks for over a year either directly or indirectly through a mortgage broker, but none were able to get me approved for a loan. I have had multiple loan offers make promises and ultimately fail. John was able to get me approved for a mortgage with my IBR. Don’t waste your time with other loan mortgage officers, save yourself time and frustration and give John a call.

Tom- Jan 2014

Overall happy that the loan got approved and with Guaranteed Rate's efforts (John Pace, Matt Roberto, Alba Kotoni, Kerri-Anne Deeran).John Pace was the ultimate professional. Very quick to respond to questions and get things done. I believe his current title is "Senior Loan Officer", but from my experience it should be changed to "Miracle Worker." I have already recommended a friend to John Pace.

Thomas K. - 9/2013

John has very deep knowledge of his business. He provided us with comprehensive explanation and guidance on options available to us. He is responsive, easy to talk to and he is there to help, not to oversell his services. I highly recommend him for your mortgage needs.

Serge K. - September 2013

“I worked with John Pace and I emailed him all of the required documents within minutes of our first communication--obviously, I was desperate. John delivered on every promise he made. I even avoided closing costs, which wasn't on the table with the bank I had previously worked with. I would definitely recommend John....I'm still amazed at how he managed to get things done in such a short period of time.”

T.J. -- Boston, MA – 8/2013

Hey, check out this amazing review from John about John! “I just used Guaranteed Rate for my first home purchase and they were great! John Pace and his staff were very informative and nice during the whole process. I would recommend that everyone use them on a purchase or refinance deal.”

John W. – Middleton, MA – 4/2013

I can't thank you enough for all your help. Not only for your help in my refinance but to close on the home line of credit. I finally feel I have control of my finances again. When I wanted to refinance I couldn't find anyone to help me until YOU. You have changed my life in a positive way. I am now back on track and will have my home paid off in less than 15 yrs. That is the best feeling I have had in many years. Again thanks to you! I can actually sleep at night worry free. Thank so much...

Denise B. - March 2013

Hey check out the glowing review from Carmen about John! "Thanks to John we now owners of a house! John made the 4 easy steps to buying a house seamless! No words can describe the gratitude of making my dream come true! Two tries with other mortgage companies and it never happen until my third try with Guaranteed Rate! I guess you really have to have the best of the best! I greatly appreciate everything and will absolutely recommend you to everyone. Now my family has a place to call home....

Carmen O. -- Pepperell, MA -- 02/2018

I had a wonderful experience. John and his staff were very profession and prompt. I would recommend Guaranteed Rate to all my friends and family. I can't thank everyone who was involved in my loan process enough. I would use Guarantee Rate again in a heart beat. Thanks again to all......

Denise B. - Salem, MA 9/2012

It has been a pleasure getting to know you and working with you this past year. You have done a great job for me and my clients and I look forward to working with you in the 2012 year.

Tammy D. - Jan 2012

John, I cant thank you enough for everything you did for me with our refinance. Best of luck, I look forward to working with you again in the future.

David F. - Jan 2012

I have referred John to many of my buyers and he always does a great job. Having a reliable mortgage broker is very important these days given the continually changing lending conditions. He is knowledgeable, fair, and always gets the job done.

Paul S - February 2011

John was excellent to work with in the past, always expedient, attentive to details, proffessional, and very quick to solve anything that came up. Having had close contact with his clients, it was clear to see that he'd had their trust & confidence. Look forward to working with John in the future.

James B - February 2011

My firm works with many of the top mortgage loan originators in the region. Mr. Pace is among the best. I would and do recommend him to many clients.

Scott K - February 2011

John's constant monitoring and knowledge of the real estate market and mortgage rates has allowed me on three occasions to consolidate and lower my rate saving me hundreds of dollars. John makes it easy save money, get through the process and will always keep you up date with what's happening in today's market.

Brian L - February 2011

I have used john numerous times for my mortgage and refinance needs. He is very knowledgeable in his profession. I will absolutely use him again when the need arises. I would recommend john to anyone looking for a mortgage or refinance.

Amando C - February 2011

As a Realtor, I have recommended John to a number of my clients who were looking for an experienced mortgage broker and he has always delivered. John is knowledgeable, detail oriented and hands on. I will continue to recommend John to my clients whether they are first time home buyers or seasoned investors.

Anthony B - April 2011

I recently was referred to John to help me an my wife secure financing for our first home. John was able to get us deal after others could not. John told us exactly what steps I needed to take to clean up some credit issues and got me 20 extra points on my score. John worked with me as my credit issue was related to stay in the hospital and John was extremely understanding. I cant say enough about the way he treated us and the deal he ultimately secured for us. Anybody looking for someone that...

Sean C - May 2011

We at Righteous Appraisals have worked with John for nearly a decade and our mutual clients have always expressed satisfaction, at the vey least. Johns reputation is immaculate and one of professionalism, expedience, comptetence, and good overall public relations skills.

James B - May 2011

About John

I have 12 years of mortgage experience and have been a President's Club member for the past 5. I have been ranked in the Top 1% of Originators since 2012 and this past year I closed $46.4 million in total volume, bringing me to a total of over $455 million in career sales.

I am a proud father and husband to my lovely wife Erin. My son Christian is now 4 years old and loves to sing and perform at family gatherings.


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