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Jon Lamkin

Senior Vice President of Mortgage Lending
322 Route 46 W, Suite 260W, Parsippany, NJ 07054
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NMLS: 143207
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“Guaranteed Rate was able to process a refinance with complicated conditions when other companies said it couldn't be done. Jon Lamkin took the time to look into the law and the specific circumstances, and was able to make it happen. Everything happened smoothly and by the book. Everyone involved in the process was courteous and conscientious, and the refinance was processed without a hitch. All bases were covered with no problems. Highly recommended!”

Kate L. – Margaretville, NY

Working with Jon Lamkin and his team at Guaranteed Rate was a huge plus! They were all very timely, efficient, and helpful. I'd definitely recommend John and his team if someone asks me for a lender!

Sandeep S. -- Livingston, NJ

Jon Lamkin and his team were extremely professional! I was always kept in loop with each step of the application process! Jon and his team were very diligent and made sure there are no hiccups throughout!

Kalyan V. -- North Bergen, NJ

Jon and his team were great! They made the process go so smoothly!

Vikas S.

Jon Lamkin and his team were super easy to work with. Very communicative and really great at guiding me through the entire process.

Nancy P. -- Summit, NJ

Great process. Easy and turn-key.

Stephin C.

Jon Lamkin is top notch. Service and communication were excellent and met my high expectations.

Bruce K.

This is my second time working with John. It was incredibly better than before and that time was outstanding. I couldn't believe he could refine the process that much more - Amazing!!!!

Kevin M. – Maplewood, NJ

Jon Lampkin is a STAR. I am a dentist of over 30 years and understand customer service. Jon offered Ritz Carlton service every step of the way.

David S. – West Orange, NJ

Thank you Jon and the whole Guaranteed Rate TEAM for the smooth and precise loan process which is very clear and excellent!! Your blueprint and technology process made my home buying experience a great one!

Romal P.

We want to extend our sincerest thanks for your professionalism and getting us to our short deadline. Each of you were instrumental throughout this process, and helped to make the process as painless as possible. Again, thank you for your efforts.

René and Alicia Verna

Jon Lamkin was very reachable and very helpful in the pre-planning for the application.

Delmos M. – Florham Park, NJ

Jon Lamkin and his team went above and beyond for me and my husband to obtain our mortgage that I was extremely happy and thankful for their hard work and dedication.

Maria C.

Not only did Jon get us the construction loan we needed, he was very consultative throughout the entire process. He answered all of our questions & was available at all times in getting us the answers we needed. You won't find a more knowledgeable, professional & experienced mortgage broker who understands the in's & out's of what can be a very complicated application process. Jon Lamkin is one of the best in the business!

Jessica M.

Jon Lamkin and his team went above and beyond for me and my husband to obtain our mortgage that I was extremely happy and thankful for their hard work and dedication...

Maria C. – Dunellen, NJ

Overall my husband and I had a great experience with Jon Lamkin and his team. They were always there to answer questions and made the process easy for us. They were awesome and I would use them in the future and recommend to friends and family.

Stacey F.

Jon Lamkin is a professional and amazing loan officer. He was outstanding in guidance, explanation and quickly answered all of our questions. I'd absolutely recommend him and have already done so.

William K.

The entire team of Jon Lamkin was EXCELLENT to work with!! I am a first time homeowner so I know I was a very anxious individual and asked a lot of questions, and I felt that they were always patient with me and got back to me right away.

Rachel B.

Overall my husband and I had a great experience with Jon Lamkin and his team. They were always there to answer questions and made the process easy for us. They were awesome and I would use them in the future and recommend to friends and family.

Stacey F. - West Orange, NJ

The entire team of Jon Lamkin was EXCELLENT to work with!! I am a first time homeowner so I know I was a very anxious individual and asked a lot of questions, and I felt that they were always patient with me and got back to me right away.

Rachel B. - Florham Park, NJ

Jon Lamkin and his team were a pleasure to work with. We are very happy we chose him to help us in the loan of our new home purchase. We will continue to refer him with high praises.

John S.

Jon and his team couldn't have been more wonderful to deal with. I would not even think of using another loan provider again. I trusted them with everything and they did not disappoint. Best experience I've ever had.

Dolly B.

Jon's team is exceptional in every aspects imaginable. Kaitlin is a superstar!

Richard M.

Jon and his team couldn't have been more wonderful to deal with. I would not even think of using another loan provider again. I trusted them with everything and they did not disappoint. Best experience I've ever had.

Dolly B.- Mountainside,NJ | MAY 2016

Jon Lamkin for president!!! He was absolutely incredible. Not only was he so fast, but he was gracious and very kind. We could always count on him to be fast, responsive, and so helpful!

Dianne C.

Working with Jon Lamkin was easy. He is fast, responsive and patiently answered our questions. I also like how streamlined and automated the digital process is. You know exactly what you need to upload and when items are due.

John S.

Jon Lamkin and his team were absolutely fantastic to work with. They made the entire process simple, straightforward and stress free. I would highly recommend Guaranteed Rate, and specifically Jon and his team, to anyone!

David S.

Very knowledgeable. Offered various choices, promptly locked into the rate and managed to lower rate just a week before closing.

Roman K.

It is always scary attempting to take on refinancing because of all the requirements. Guaranteed Rate made this process very easy for me. I was able to submit everything electronically, which is a huge plus. This gave me the ability to complete all of the required tasks at my own time and pace. I found the employees of Guaranteed Rate to be very friendly, helpful, responsive and very efficient. I was able to complete my refinancing from start to finish in 3 weeks. This is AWESOME!!! Full credit...

Mohammed R.

Great service. Very satisfied & very impressed with the people.

Alexander H.

About Jon

Jon Lamkin has been originating loans for the past 14 years. Recently he was named one of the top 1% mortgage bankers in the country by Mortgage Origination Magazine for the 6th year in a row and he has been highlighted in the Scotsman Guide as one of the Top 200 originators in the country for two years running. Jon’s attention to detail and ability to get the his clients to the closing table on time is what separates him from the competition. And that’s why homeowners, realtors, attorneys, financial planners and CPAs turn to him to come through in the clutch when the stakes are high. Jon’s management style and networking skills have established an unparalleled network of relationships which have allowed his business to grow each year. He is constantly looking for new programs that his clients can utilize to help them achieve both their long term and short term financial goals. He resides in Short Hills, New Jersey with his wife Michelle & 3 daughters. In his spare time he loves coaching & watching his daughters compete in Soccer, Basketball and Lacrosse and when time permits sneaking in a few rounds of golf.

Jon interview Q&A

Who is your typical customer and what questions do they typically have?
I am proud to say I have an extremely diverse client base, most of which have been referred by a previous client or another trusted advisor. What sets me apart from most banker’s is my overall knowledge of the lending guidelines which help my client easily navigate through the mortgage process. First time home buyers, people in transition or a previous client looking to shorten the term of their loan are examples of some of the people we deal with on a daily basis. I am always researching professional publication and investor notices to make sure our clients will have access to everything that is out there in the market.
What specific steps do you use to help your customers find the best home loan for them?
The first thing I always do is listen to their needs and provide multiple options based on what they have expressed to me. Then we try to make sure that mortgage financing makes sense in the clients long term financial goals. Finally we continue to educate our clients on new programs and interest moves so they are fully aware of everything that can benefit them.
How long have you been in the mortgage business? What awards have you won?
14 years - I got into the business for entrepreneurial nature of the business and having the ability to help and educate. Mortgage Origination Magazine Top 1% in 2010, 2011, 2012, 2013 and 2014. Scotsman Guide 2011 top 200
What can borrowers do to insure a smooth mortgage underwriting process?
The most important thing a client can do is get the paperwork back as soon as possible so in the event something needs to be corrected we have ample time to get them to the closing table. In addition, keeping accurate records of your income and assets are essential for a smooth transaction.

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