How long have you been in the mortgage business and what inspired you to get into it?
Got into the business in 2004 and what inspired me to get into the business was that I wanted to buy my parents a house
Who is your typical customer and what questions do they typically have?
My typical customer is someone who wants to maximize their mortgage experience they might not know it at first but with me I squeeze everything available under my power to go above and beyond their expectations
What specific steps do you use to help your customers find the best home loan for them?
I like to find out about their goals so that I can put them in a situation that they will benefit from long term.
How long have you been in the mortgage business? What awards have you won?
I have been in the business since 2004 when I started working at Guaranteed Rate I was Awarded the Rising Star Award. I have also been blessed to provide a great experience to every client I have done business with. My ratings are always 5 stars.
Tell us about a specific challenging borrowing situation and how you got the mortgage closed and funded.
FHA used to be very strict about the condition of homes. In this case I had an elderly borrower who was buying a home for her and her grandchildren to live in. After the appraisal got done the appraiser called for the chipping paint on the outside of the home to be scrubbed off and repainted. My borrower could not afford any other costs, and she also needed to move out of her apartment. So I took the time to go to the home she was buying and did the scrubbing and repainting myself. We were able to close the following day and her and her grandchildren were extremely happy.
What advice would you give new or first time home buyers?
My advice to first time homebuyers is to make sure you set up a budget for where you wish your mortgage payment should be. That way you make sure your mortgage is manageable and you can have additional reserves every month to enjoy life or make other investments
Tell us about a mortgage product that consumers may not be aware of?
Our 203K Rehab or Construction loans are second to none. They can help someone buy a property that needs a lot of work and repairs and turn it into a dream home.
What 2 or 3 mobile apps would you recommend for home buyers or house hunters, and why? What Smart Apps do you recommend your customers use for the house hunting process?
What Smart Apps do you recommend your customers use for the house hunting process?
I really like REDFIN which is an app that provides you with current market listings which is great for homebuyers. I like Zillow payment calculator and Zillow apps both great to use for purchase needs.
What resources could you recommend that borrowers use to learn more about the mortgage process and how to ensure a successful home closing?
I love helping every step of the way. There are a lot of moving parts in the mortgage process but a knowledgeable loan officer is the best resource and my advice is to use them (me) to pick their brain in every aspect of the process.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I am a member of NAHREP & LUSO and have dedicated some of my free time to help IHDA.org with various educational Homebuyer Seminars and love to motivate and guide teens who don't have the resources or guidance to take that next step in believing in themselves. Anything is possible!
Summary of where you grew up: family, affiliations, college, high school, etc.
MAINE WEST H. S., Harper College, Barceloan Soccer Club, My local Church, Facebook
What provides you with the most satisfaction in your job as a Loan Officer?
The ability to help people save money, increasing cash flow and also in helping people obtain a mortgage.
What do you enjoy doing most in your spare time when you are not helping people with their home loans?
When I am not helping people, I am at home with my fiancé and baby boy sharing quality time. We like to be active and we do things like mini golf, bike riding, and going to the movies.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love sports that is the way I get to relax after a long day. Watching and practicing any sport is great for the body mind and soul :)