GuaranteedRate Logo

Josh Grupe

Sales Manager
16535 W. Bluemound Rd, Suite 310A, Brookfield, WI 53005
Contact Josh
NMLS: 83579
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Helped me so much through this process. For a first time home buyer I didn't know what I was doing but my loan officer Josh Grupe made it very easy and understandable. Thanks again!

Nicole W. -Sheboygan, WI | MAR 2016

Josh Grupe was a great loan officer. He made everything happen fast and we were able to close on our home in a timely manner. Josh's team was also a huge help during the process. As first time homebuyers, they answered all our questions and we had a lot. I would recommend Josh and Guaranteed Rate to all my family and friends.

Kelly K - HOWARDS GROVE, WI | Feb. 2016

Josh Grupe did an outstanding job. He and his staff obtained our loan in a very short period of time. They responded to our questions promptly and explained everything clearly. We will definitely be using him when we need a new loan in the future. We could not be more pleased with him and his staff.

Jay P. - Sheboygan, WI | Dec. 2015

We were very fortunate to find Josh as a mortgage professional. He sat down and explained the whole home buying process with us which, made first time home buying more comfortable. He was very available for meetings and questions which was necessary in our situation. I would recommend him to anyone!

– Sheboygan, WI | MAR 2015

I worked with Josh to purchase a new home. This was the second mortgage I've secured and the entire experience exceeded my expectations. Josh took the time to walk through all the paperwork upfront and answer my questions, then Jackie managed my file with the utmost professionalism. Underwriting can be a painful experience, but Josh and Jackie made sure I always knew where we were in the process and provided at least weekly updates. Calls and emails from me were always returned promptly and I...

– Oostburg, WI | APRIL 2015

Josh was really knowledgeable about every available option out there to get us a loan. He worked tirelessly to make it happen! He and his crew were so nice to work with and were great about keeping us informed at every step. I truly don't think we'd have got our home without him!

– Kohler, WI | APRIL 2015

Josh was always just a call away, and if for some reason he is busy he is always quick to call you back. Working with Josh made everything so easy in the home buying process. When I purchase my next home it will surely be through Josh. I highly recommend him for anyone going through the approval process. He is great at what he does, very knowledgeable, and Josh and his team are very reliable and easy to work with.

– Sheboygan, WI | MAY 2015

Josh was very accommodating. We met at a local Coffeehouse. Both he and Jackie made sure I knew what was happening and why throughout the process. Josh is a wealth of financial knowledge, and very customer based I would recommend Him to anyone in need of a mortgage

– Cudahy, WI | MAY 2015

Highly recommended, and Josh and his team were great team to work with. They walked us through everything, acted with urgency and ensured we addressed all purchase requirements. They had everything ready ahead of the deadline. Great experience.

– Sheboygan, WI | MAY 2015

Josh has been fantastic! After being denied with another lender with a very short window prior to closing, Josh and his team moved quickly to make our loan happen! We couldn't have found a better professional to work with.

– Chilton, WI | JUNE 2015

This was an amazing company to work with. Josh Grupe was SO informative and really took the time to sit down with us and educate us regarding our credit score, credit report, the mortgage process, rates, etc. The actual process of the loan went so smooth. My husband and I walked away with more than just a new home. I strongly recommend Josh Grupe and his team to everyone.

– West Bend, WI | JUNE 2015

Josh Grupe was very informative and educated my finance and I throughout the home buying process. He sat down with us for 2 hours going over all our options. I would definitely recommend him.

– Waterford, WI | JUNE 2015

Josh helped us obtain a mortgage and answered all of our questions promptly and thoroughly. We were on a relatively tight time frame and Josh and his team came through for us, working through a number of issues involving our out of state condo purchase.

– Nashville, TN | JUNE 2015

Josh treats you with respect and goes out of his way to make sure you understand all areas of the mortgage process. He is very professional and thorough. He is very conscientious and always answer your questions the best way he can. He has a strong support staff that will help as well.

Gail M. – Howards Grove, WI | SEP 2015

Josh and his team continuously went above and beyond throughout the whole house buying process. Josh even came out to sit down with us for over two hours over a year before we were ready to buy just to help get us on the right track and teach us about the process. We opted to change up our type of loan late in the process and Josh's team assisted us the entire way to the finish line. I would recommend Josh and his team 100 times out of 100 without hesitation!!!

– Waukesha, WI | SEP 2015

Josh is extremely easy to work with, attentive and trustworthy. My schedule is very demanding and Josh and his staff made it easy, no matter where or when we needed to be going through the process.

– Sheboygan Falls, WI | SEP 2015

Josh made the home buying process comfortable and efficient. He was extremely patient with our lack of knowledge, as we were first-time buyers. Josh and his team were responsive and did a lot of leg work on our behalf. We wouldn't recommend anybody but Josh Grupe!

Stephanie M. – Milwaukee, WI | JULY 2015

Josh Grupe was excellent and very helpful. Process was fairly painless.

Jenny G. – Muskego, WI | SEP 2015

About Josh

Hi there! Being in the Mortgage Industry since 2002, my work has put customers of all shapes and sizes in homes throughout Milwaukee, Sheboygan, Sheboygan Falls, Plymouth, Glendale, Grafton, Greenfield, Wauwatosa, Brookfield, Waukesha, Bay View, and many more southeastern Wisconsin locations. Intrigued by the concept of home ownership, I really take pride in getting people pre-approved for a mortgage loan and helping them further achieve the American Dream of purchasing a home. Throughout the first half of my career, my work primarily focused in mortgage refinancing and helping customers reach better financial situations. Through the second half of my career, I have shifted focus to home purchases, dealing with loan programs such as FHA, Conventional, USDA, VA, WHEDA loans and numerous others. Growing up in Cleveland, WI I attended Sheboygan North High School. Furthering my education, I attended the University of Wisconsin-Milwaukee on Milwaukee's East Side, where I studied Marketing and Finance. Now, I've made it to the Bay View community. Family is very important in my life, and I love spending time with them, especially Danielle, my wife of three years. As for some quick fun facts, I am very active in Milwaukee's Rugby Community, and love listening to Country Music! I'd love the opportunity and privilege of being your Home Purchase Expert!

Josh interview Q&A

What specific steps do you use to help your customers find the best home loan for them?
After the application process is complete, I do what I call "Planning Sessions" with each of my customers. Each session is an in-person meeting to discuss certain aspects of the mortgage process. Aspects range from providing information regarding how credit works and possible credit repair tactics, where interest rates are at and how they work, discussing different loan programs such as FHA, Conventional, USDA, VA, WHEDA, 0% Financing, and more while making you aware of the positive and negatives of each program tailored to your personal financial situation. The goal of the planning session is to educate the customer so that they can make an informed decision on their financial journey. Every sessions is designed uniquely for the customer at hand, with priority given to minimizing the out of pocket expenses tied to acquiring a mortgage.
How long have you been in the mortgage business? What awards have you won?
13+ years of experience in the mortgage industry.
What advice would you give new or first time home buyers?
I am constantly reminding customers that the best approach to starting the home buying process is to get started on the pre-approval process 3-4 months prior to the actual time you are looking to purchase a home. The reasoning behind this is that little things can be done to address unique customer needs to make the loan situation better for the customer to qualify for a lower interest rate financing option.
What can borrowers do to insure a smooth mortgage underwriting process?
The most challenging aspect to customers in today's mortgage process is the amount of financial documentation needed to get the process off the ground. Right off the bat, the customer should gather a complete list of what financial documents are required for the mortgage process from their Loan Officer. Once the documents are gathered, the customer should get them back to their Loan Officer in a timely manner so that he or she can run a detailed income analysis. This analysis tells us two things. One, the customer will know they are 100% qualified to receive a mortgage, and two, the mortgage process will not seem as stressful due to not having to scramble around for other income documents while under contract.
Summary of where you grew up: family, affiliations, college, high school, etc.
I grew up in Cleveland, WI and attended Sheboygan North High School and furthered my education at UW-Milwaukee where I earned my bachelor’s in Marketing and Finance. I am very close with my family and spend a lot of my time with family for events and vacations. I have been married for 3 years and my wife’s name is Danielle. I am also very active in Milwaukee’s Rugby community.
What provides you with the most satisfaction in your job as a Loan Officer?
Nothing beats the experience of helping First Time Home Buyers get the keys to their new home! It feels great knowing you are the one who guides them through the crucial mortgage process and helping them make the biggest financial decision of their lives. I love forming new relationships and the get great satisfaction from the opportunity to advise and serve people's dreams.
Tell us something that makes you unique or something wacky, yet interesting about you?
I love my cat Simba!

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now