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Josh Numbers

VP of Mortgage Lending
750 Lexington Ave, 4th Floor, New York, NY 10022
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NMLS: 218459
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About Josh

Josh Numbers is a Vice President of Mortgage Lending at Guaranteed Rate with 13+ years of professional mortgage lending experience. In his professional career Josh has funded nearly $1 billion in residential mortgages. Throughout the years he has achieved many sales awards including multiple and consecutive Top Producer awards. Josh has successfully helped all types of clients who need many different loan types. He is highly experienced in all property types, including single family & multi-family residences, townhomes, low rise, mid rise, high rise condos & coops, renovation and new construction.

Guaranteed Rate offers access to just about every mortgage product available in the market today and Josh has proven expertise with: Jumbo and Super-jumbo loans, Fannie Mae & Freddie Mac conforming loans, FHA, VA, USDA government loans, Construction, Renovation, and non-conforming loans. Guaranteed Rate has very strong relationships with many of the nation's top mortgage lenders and banks and can access unique "outside the box" programs to help more customers. As a result of these incredible relationships, Josh will consult multiple lenders to offer great rates and mortgage solutions.

Josh has had continued success in the mortgage business for a number of reasons but he says, "The only way to be truly successful in this business is to always put the customer and their experience first!" He and his team are passionate and committed to providing the best possible customer experience. His primary goal is to be a trusted partner with each customer, educate and provide loan products specifically tailored to meet their financial goals. He also works diligently to close loans precisely and timely.

Josh and his highly talented team thoroughly educate their borrowers throughout the mortgage transaction so they fully understand their options, are informed and feel comfortable with the home loan process. Josh is committed to building lifetime relationships with his customers and business partners. He is always just a text, email or phone call away.

Josh attended Bluffton University and Ohio State University. He grew up in Bluffton, Ohio and currently resides with his wife in Red Bank, NJ. He enjoys time with his wife, family, friends and pursues interests in travel, golf, health, fitness, MMA and local community activities.

Josh invites you to click on the "apply now" button and use Guaranteed Rate's Digital Mortgage at no initial cost and find out if you are pre-approved today!

Josh interview Q&A

Who is your typical customer and what questions do they typically have?
The typical customers for me are first time homebuyers, folks buying second homes or investment properties. Customers typically ask about the process at Guaranteed Rate followed by "what is the rate and closing costs?" Unlike a typical bank that has multiple sources of revenue (mortgages, checking, savings, credit cards, auto loans, etc.), I work as a wholesale correspondent mortgage banker. 100% of my business is mortgages. Because of the many banks and lenders we partner with on a wholesale discounted basis, we are very competitive on rate pricing and discounted fees. I will partner with you to discuss your long-term and short-term goals and provide you with first in class options and service!
Tell us about a mortgage product that consumers may not be aware of?
Freddie Mac Double Match. This is a great first time homebuyer product that many people have never heard of. It only requires a 1% down payment! There are income and loan size limitations determined by location. It's a fantastic product. Please email or call me to find out more!
What part of the home loan process do customers find most difficult and how do you help them through it?
There is no doubt that customers find the very beginning of the loan process the most difficult. (The gathering of financial documents and information, etc.) Guaranteed Rate's Digital Mortgage is the answer. This cutting edge technology makes the upfront application process so much more customer friendly, efficient and secure. Everything can be done digitally anytime, anywhere with Guaranteed Rate. Please call me or apply online today to get started!
What provides you with the most satisfaction in your job as a Loan Officer?
I love creating relationships with people. I get to work with so many different types of people and I get to meet so many great and smart people from all over the country with this career. I am very grateful to have the opportunity to help people improve their financial situation and in many cases achieve the American Dream of Home Ownership!
Tell us something that makes you unique or something wacky, yet interesting about you?
I got married in footie pajamas!!

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