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Julianna Sandin

Vice President of Mortgage Lending
855 West Broadway, Ste B, Forest Lake, MN 55025
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NMLS: 370731
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TestimonialsCustomer testimonials Read more

The skill and professionalism of our Loan Officer Julianna Sandin and her team. If they could handle our loan with that much ease, I would trust them to help any of my friends or family. We have complete confidence and trust in our Loan Officer to handle our loan. As long as she's with Guaranteed Rate, we would use them again. I also like that Guaranteed Rate is NOT a publicly-traded company. They are not "slaves to the shareholders" and can give more individualized service.

James B. 08/15/2014

Julianna Sandin and her team were terrific. Instructions and requests were thorough and clear. Communications were as needed, and they were quick to reply to any questions. We never had a hiccup from pre-approval to closing 5 weeks later. She made us feel completely confident with the loan process and that she and her team had everything under control right from the very beginning. We even got Clear to Close more than 72 hrs prior to scheduled closing. We got the final HUD for review a full 24...

James B. 08/15/2014

Julianna Sandin and her team were terrific. Instructions and requests were thorough and clear. Communications were as needed, and they were quick to reply to any questions. We never had a hiccup from pre-approval to closing 5 weeks later. She made us feel completely confident with the loan process and that she and her team had everything under control right from the very beginning. We even got Clear to Close more than 72 hrs prior to scheduled closing. We got the final HUD for review a full 24...

James B. 08/15/2014

Julianna and her team were wonderful to work with. They answered all of our questions and were very professional, personable and efficient. Buying a house is always stressful but her team helped to keep that at a minimum. We wouldn't hesitate to use them again. Thanks Julianna!

Dawn G.

Julianna was very professional and friendly! She made me feel at ease. I am grateful to have had the chance to work with her and would recommend her to anyone!

Brandon D. -- Little Canada, MN 6/16/2014

What a great job Julianna did for us! She was always there for ALL my questions and stayed on top of everything through the whole process. Thank you Julianna, you’re the best. You’re a FIVE STAR SERVICE!

Sue T.

A huge thank you to Julianna Sandin-for taking care of EVERYTHING for us! You kept the stress level for us at a bare minimum! If anyone is looking for a lender, call Julianna at Guaranteed Rate!

Julie B.

Julianna was very professional and friendly made me feel at ease. I am grateful to have had the chance to work with her and would recommend her to anyone. Great experience. I would also like to thank her assistant Joy Brown for all her help- she was very nice.

Brandon D.

Julianna is hands down the best loan officer I've ever worked with! She is personable and works well with all of the buyers I refer her to. Julianna is very thorough in the approval process, attends the closings of her buyers whenever possible, and when she says a file is going to close, it does!

Realtor

Julianna and her team were an absolute dream team for helping my family and I realize the dream of owning our first home! She is detail oriented, dependable and went above and beyond in the area of customer service. I am lucky to have gained a lifetime friendship as well. Thank you Julianna!

Emergency Room RN

Julianna is extremely helpful to her clients and listens to their needs! She always finds a solution and recommends ideas and options on many levels in and out of mortgage lending. I am highly impressed with her as a business owner and mortgage lender!

Debbie J.

Julianna always has a client first approach to her business. She is highly organized, knowledgeable and an easy going person. If you are looking for a mortgage professional that puts service and relationship first, I highly recommend Julianna.

Personnel Manager

I have referred Julianna to my family to help with their needs for refinancing and loans. She has always been quick to get back to her clients and has many suggestions. She has been in her field for a very long time and knows all the ins and outs. So, I can always feel great about referring her to anyone. The client will be in capable hands.

Laura B.

Julianna truly understands her customer’s needs. She is great at walking her buyers through the process and stays in contact with everyone throughout the process. Great programs for anyone.

Janet V.

I have had the pleasure of working with Julianna. Julianna possesses a knowledge of the mortgage industry that few originators do today. Her ability to create opportunity through excellent communication, problem solving and professionalism is how she has remained so successful!

Regional Sales Manager

Julianna has helped us refinance our home a number of times. We have also referred her to our friends. It is amazing to see her at work. All the details are considered, and all the paperwork is at-hand and orderly. I am always very confident that the transactions are prepared and completed. It is never stressful when she's around. Highly recommended!

Lara N.

Julianna is always a pleasure to work with! She is very passionate about getting the job done for her clients in a timely and professional matter.

Independent Closer

I currently have the pleasure of working with Julianna within a Business-to-Business partnership. She is a consummate professional! She possess a tremendous amount of knowledgeable in regards to the numerous lending products and guidelines; she is resourceful; and she extremely hard working.

Sara B.

Julianna is extremely knowledgeable about mortgage lending. She continually keeps up with all changes in the mortgage industry and can help almost anyone with their lending needs.

Terry B.

Julianna is one of the most knowledgeable and professional loan officers I have had the pleasure of working with. As a business woman, she is a cut above the competition. If I were to originate loans again I would seriously consider joining her team. If someone were considering buying or refinancing I would highly recommend Julianna!

Howard G.

I have worked with Julianna numerous time over the years and I am always impressed with the level of excellence that she shows from beginning to end with her clients. She has various loan programs and can find one to fit her client’s needs. Her ability to get the job done is AWESOME! I highly recommend her to anyone that is looking to buy a new home or refinance their existing home!

Barb G.

Julianna is so efficient and has done our original loan and two years later did a refinance of our mortgage. She gets you the best deals and so quickly! I'm always recommending her to others! Not to mention she has this awesome closer that makes things so convenient to close in the loan! My husband is out of state and was home on a short visit and Julianna made everything happen just to get papers signed and done in a short amount of time...thank you!!!

Judy J.

Julianna interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have originated loans for over 20 years. I was working with a lender and traveling all over the US for my job. I missed Minnesota, where my family and friends were, and came back home to pursue loan origination. I worked with a broker, a bank, and eventually became a broker myself. I enjoy the process of helping borrowers to achieve their financial goals and buy the home of their dreams.
What advice would you give new or first time home buyers?
Work with a real estate agent and a mortgage professional that you trust. You can always tell from your initial conversation whether you are a good fit. Work with someone that you know is there to assist your needs.
What are the top 3 misconceptions people have about the home loan process?
That it is going to cost more than quoted, not understand the process, and not going to close on time. With the right guidance, these things do not happen.
Are you active in any local associations or community groups, and at what level? What goals and/or success have you helped these groups achieve?
I have been a volunteer art teacher for seniors for many years, and enjoy encouraging their creative spirit while listening to life stories and lessons. I am active in my church and community association, and our city’s annual festival.
Tell us something that makes you unique or something wacky, yet interesting about you?
My husband, son and I spend as much time on the lake as possible during the summer. Our son is involved in football, hockey and lacrosse and we love to watch his sporting events.

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