Julie Orsini

Vice President of Mortgage Lending
177 Defense Highway, Suite 5, Annapolis, MD 21401
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NMLS: 455879
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Very satisfied with a Julie Orsini, great service!

Leslie M. - June | 2018

Julie Orsini was professional and personable from the moment we became clients. She went above and beyond working towards closing our loan in a difficult situation, making herself available at all times of the day and evening. Her guidance was valuable. I would recommend Julie to family and friends without hesitation.

Greg D. - Chesapeake Beach, MD | JUL 2017

Julie Orsini was so extremely helpful for my first home buying process!! She always did a fabulous job keeping in contact and getting things done quickly and smoothly. She will defiantly be recommended to anyone who is in need of her services! Very pleased with Guaranteed Rate.

Reanna G. - Edgewater, MD | JUL 2017

I've always heard that buying a home was the American dream. Though skeptical, Julie Orsini made be a believer. No matter the obstacle, she hurdled it. Also took me along for the ride. She is now part of the family. I say this because she treated me like I was part of hers. Tireless efforts and support given by her has made me a fan of her and Guaranteed Rate.com, that she represents. Mere words can't express the gratitude and appreciation and love I have. We love you Julie and thanks for...

Larry H. - Waldorf, MD | JUN 2017

Julie was super easy to work with and extremely responsive, even at weird hours.

John and Cassie G, - Crofton, MD | JUN 2017

Julie Orsini and every member that participated were informative, responsive, and a pleasure to work with.

Mike and Susan R. - Mount Vernon, VA | MAY 2017

My Loan Officer Julie was excellent , she went over and above in getting the job done and assisting me. Excellent customer service skills. I just appreciate Julie and Kim (they need a raise), great women.

Clara B. - Washington D.C. | APR 2017

Julie Orsini was a pleasure to work with. She knows her stuff, was patient, courteous, and led me through the refi process promptly and seamlessly. I will recommend her GR whenever possible. Thank you!

Matt P. - Severna Park, MD | MAR 2017

My Loan Officer was very professional, personable, and detailed oriented; I really received a better rate and lower monthly payment. Julie made my experience a breeze and worry free. Thanks for such a wonderful experience.

- Kimara S.

Very professional and are quick getting you all documents that are required.

- John T.

This has been a great experience working with Julie, Tene and Jessica! They made my family so happy to be able to purchase our dream home. We are sooooooo thankful to Guaranteed Rate staff!!!

- Wanda A.

Julie was incredible from start to finish. She was so knowledgeable, helpful and made the whole process for us easy and stress free!! I will highly recommend her to anyone in the future.

- Ryan and Julie B.

Julie was great in explaining everything every step of the way.

- Mary G.

The process was encouraging from the start. All my questions were answered. Timely check-ins to let me know what was going on helped me stay calm throughout securing my loan.

- Nathalie R.

My agent Julie Orsini is a consummate professional. I never felt like a mushroom.

-Jim P.

Everyone was great.Thank You!!!

- Kyra P.

Always a pleasure to work with Julie Orsini!! Whenever I don't understand I can always ask Julie who would break it down to my knowledge. She is trust worthy which makes my life a lot easier. Thanks again Julie!!

- Catherine G.

Julie Orsini was incredible. She helped us immensely. My husband and I had issues with the 1st home we tried to purchase as the sellers didn't show up to closing. Julie helped us with the purchase of the second home getting everything together in a timely manner and doing so kindly. I feel like she is family! She is fabulous. Her team was great too!

- Maria L.

I have used them several times and I love them.

- Melissa C.

I want to say Thank You to Julie Orsini who assisted us with the loan process that was sometimes overwhelming but she came through for us to get us back on track and was always available to assist and answer our questions when we did not understand. I also would like to acknowledge Leslie Hahn & Kimberly Webster for their support as well. Viola Liard was my realtor who help us find our home. I/We would like to extend a big Thank You to Guaranteed Rate & Re/Max for helping us find our "BIG...

- Chantelle G.

All of the parties involved in the process were very helpful & always provided updates on the status of the loan & sale.

- Chad B.

Julie, Lisa, and Kimberly provided me with excellent, prompt service! Julie promptly answered whatever questions I had and was wonderful!

- Jennifer S.

Everyone was very helpful and available with all of my questions and I was expecting the process to be painful and complicated but it was the opposite. I would recommend Guaranteed Rate to a friend and would use Guaranteed Rate and specifically request Julie and Kim again.

- Amy C.

Julie Orsini did an awesome job! She was such a pleasure to work with! Her patience and knowledge made my wife and I feel comfortable. There were times we were ready to panic and Julie knew just what to say and/or do to make everything alright. This is my first home and I don't think anyone could've done a better job in turning my dream home into reality. I am so grateful I have had the pleasure of meeting this amazing woman! She tended to all of my needs and more. I can go on and on about...

The Manley’s

Julie Orsini did a great job with explaining everything and moving the process along. I greatly appreciate her efforts.


Julie Orsini was very knowledgeable, accessible and helpful during the whole loan process. She got me the loan amount and rate that I was looking for.


Julie Orsini has become my new best friend. She is very encouraging and keeps her customers uplifted and up to date at all times! Leslie Hahn was funny and very helpful! So thankful I was able to work with such a great team!!


Julie was very knowledgeable. She explained everything in a way that made it easy to understand. She kept me calm during a stressful time frame. Julie is a godsend

Mr. and Mrs. Liberty

Julie Orsini was one of our biggest supporters during the entire buying process, and that made us feel better about purchasing a home. Overall, she was one of the best and most knowledgeable lending agents we've ever spoken to. I would recommend her to anyone who wants to buy a home!

Patrick and Jenna

Julie Orsini did a great job with explaining everything and moving the process along. I greatly appreciate her efforts.

Michael G. - Gwynn Oak, MD | APR 2016

Julie was absolutely wonderful! She walked me through every step and was always available. She was also very kind and friendly. The whole process was wonderful! Thank you!

Rachael M. -Pasadena, MD | MAR 2016

Julie was our loan officer. My husband and I are so very grateful she was able to successfully help us combine our two mortgages into one. Julie was so very knowledgeable, professional and excellent. We did not have normal circumstances and had been told by other lending banks that there was nothing that could be done without huge out of pocket expenses. Julie worked her magic and we were approved. Thanks Julie! We will be forever grateful! The Hahns

Christopher H. - GLEN BURNIE, MD | Jan. 2016

I was very satisfied with the service I received from Julie Orsini and her Team. They were extremely helpful and timely. They communicated the process at every junction. I was kept informed and knowledgeable as they moved forward, which provided me a sense of comfort with the process.


Julie Orsini was the absolute best to work with. Very kind, professional, detailed and timely. Thank you so much.


Thomas Weiss, Julie Orsini, Paulie Crone, and Rhonda Lampley, were the team that serviced my loan. The amount of work that they did, above and beyond what was expected, to get our loan to close on 11/30 was amazing. I've had 5 different homes, and this is the first time I've ever used Guaranteed Rate. I can guarantee that I will ONLY use Thomas, Julie and their teams for any loans in the future!


Working with Julie Orsini was a blessing. There was never a time that I could not get hold of her for questions and never a time when she did not have the answers that I was looking for. She is definitely an asset to your company.


Thank you so much, it's been a "breeze" working with you on this transaction.

O. Robinson

Julie Orsini was AMAZING! She was patient, kind, understanding even though the process of me finding the right house went on for 6 months. Her customer support for me was incredible, responsive, present both day and night.


The process went extremely well from our perspective. Julie Orsini and the Guaranteed Rate staff were excellent. Thanks to Julie, Jackie, and all the others; the process was a lot quicker than our previous experience. Despite all the efficiency, there is still a tremendous of amount of paperwork. At least we had a great bunch of folks to work with through the process. The entire experience starting with Julie, the support staff and through closing. Julie Orsini, extremely professional and...

C. & B. Helms

My loan officer, Julie Orsini walled me through the whole process, she was GREAT!!!!! Being a first time home owner, she made it less scary for me! Julie came to my closing and if I had any questions with a paper, she was right there. I truly appreciate her!

S. Johnson

Julie went above and beyond to provide me with excellent service during my home buying process. The process was really smooth and the whole guarantee team made it a pleasurable experience.

Duriel C.

It was a pleasure to work with everyone, especially Julie Orsini. : The team walked me through every step. Julie Orsini was very helpful & professional. Again, the process went very smoothly. ..no issues.


Julie Orsini was awesome. I'm a first time home buyer and she practically held my hand through each step of the process. I saw able to make educated decisions and felt completely conformable with loan I got. Electronic signing of documents made paperwork a lot easier. Closing was like smooth sailing. Everything was done ahead of time and all we had to do was being our licenses and sign the paper work. Julie is a pro and very knowledgeable. I didn't make any decisions without feeling comfortable...


I was guided step by step of what was needed for the approval process. As a first time home buyer I was in great hands and had no worries. I can't emphasize enough! The process went smoothly from beginning to end! Perfection, Patience, Professionalism, Determination and Great Results! I'm a very happy client!


Julie is an awesome Loan Officer. The first time I spoke to her, I felt like I had known her for years. She is very knowledgeable of her work and explained everything to a “T”. She kept me up to date and never did I feel like she had forgot about me. I would truly recommend Julie to anyone that I come across looking for a home. I’m happy & excited to say, I have a new home and cant “THANK” Julie enough for everything she had did for me!! Thanks Julie!!! :)


My family and myself have used Julie Orsini as our primary loan officer since 2003 and we have bought quite few houses and refinance as well with her. I like her professionalism and that fact that she can a make herself available at anytime to help you with any questions that rises. She is a great person to have representing your company.

Regla R. – King George, VA | Apr. 2015

Julie, I just wanted to write you quickly to say hello! I hope you are doing well. I think of you often and appreciate all the work you did for my family.

Anita and Brandon

Yes we are all set and I can't thank you enough. I know without your guidance and persistence this would not have come to fruition. Thank you thank you thank you! I will gladly and with my highest regard recommend you to any one! Best.


Julie is an awesome Loan Officer. The first time I spoke to her, I felt like I had known her for years. She is very knowledgeable of her work and explained everything to a “T”. She kept me up to date and never did I feel like she had forgot about me. I would truly recommend Julie to anyone that I come across looking for a home. I’m happy & excited to say, I have a new home and cant “THANK” Julie enough for everything she had did for me!! Thanks Julie!!! :)

Catherine G.


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Julie interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
I have been helping people purchase and refinance homes for over 25 years now. I enjoy working with people to help obtain the dream of homeownership and reach their financial goals. . Whether you are a first time buyer, purchasing a second home, investor or purchasing your waterfront dream home, I will help you through the process. I feel like people need an advocate to get them on the right path. Mortgage financing has become complicated, I will explain in terms you understand .
What advice would you give new or first time home buyers?
Be prepared, learn about the process and gather your financial paperwork together before you talk to your Loan Officer.
How has the mortgage industry changed since you started, and what would you expect in the future?
When I started in the mortgage business it took 2-3 weeks to get a credit report.Now, you can click on the “Apply Now” button on my web site, obtain a copy of your credit report and get the process started. I believe that the industry will move more towards paperless processing and closing to hopefully save a few trees and become more “Green” I also believe that borrower’s need a Loan Officer advocate to help them understand the process and paperwork requirements.
What part of the home loan process do customers find most difficult and how do you help them through it?
I find that buyers or clients that are refinancing their homes cannot believe the amount of paperwork lenders require. I like to prepare people up front and set the proper expectations as part of our initial consultation. Being able to gather your paperwork together, upfront, before you find the home of your dreams allows for a more accurate pre-approval and allows us to address any potential issues in the beginning.
Are you active in any fundraising organizations? What goals and/or success have you helped them achieve?
I currently volunteer for 4 Wheel 2 Heal. They are a non-profit organization whose Mission is dedicated to boosting the morale of Wounded Veterans from all branches of service. By taking these vets four wheeling, rock crawling, mud bogging and camping, it takes their minds off rehabilitation and recovery. Visit www.4wheeltoheal.org for more information and how you can help!
Summary of where you grew up: family, affiliations, college, high school, etc.
I was born in DC and lived in Prince Georges County when I was little. We moved to Arnold, then Severna Park where I went to Severna Park High School and on to Anne Arundel Community College. I have been active in the Anne Arundel County Board of Realtors over the years and served as Treasurer of the Severna Park Chamber of Commerce way back when. I have helped thousands of people through the mortgage process, I love what I do and find that now I get to help my client’s children purchase their first home! Exciting!
Tell us something that makes you unique or something wacky, yet interesting about you?
I am blessed to have three beautiful Grandchildren. I love to sing but Karaoke or the shower is the best I could do. No American Idol for me but…. I get to sing with my Granddaughter. Hoping to nail “Let it Go” from Frozen in 2015 :)

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