Kristen Kost

Vice President of Mortgage Lending
2250 Millennium Way, Suite 300, Enola, PA 17025
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NMLS: 403807
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TestimonialsCustomer testimonials Read more

Kristen was very responsive to our questions and was always able to provide accurate answers. No surprises, and that's what it's all about.

Michael M. | June 2018

Kristen, Angela, and Nicole were amazing to work with. They answered my questions immediately and made me very comfortable through this whole process. I appreciated all the help they gave and will recommend guaranteed rate to anyone I know looking for a mortgage.

Shannon K. | May 2018

Kristen and her team did an amazing job walking me through and explaining every step of the way...

Austin B. | May 2018

Kristen Kost and her team are exceptional at what they do. They go above in beyond at every aspect of the transaction. Whenever I have a transaction with her, my job as a Realtor is made so much easier.

Twila G. - Realtor

Kristen is my go-to lender. She is fast and responsive when someone needs attention, and she will jump through hoops to get a client to closing. One of Kristen's best attributes is problem solving, when there is a challenging situation, she will look at it from all angles and figure out a way...... she treats all of her clients with care and respect, no matter the price or loan amount. Kristen's clients truly do come first. I work with Kristen because she gives my clients the best care and...

Jen F. - Realtor


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Kristen interview Q&A

How long have you been in the mortgage business and what inspired you to get into it?
If you would have asked me what I wanted to be when I grew up, doing mortgage loans would not have been my answer. But funny how things work out! I have always had a fascination with homes, the design, detail, floor plan, décor, etc. I am an HGTV and decorating junkie! Back in 2003, I decided to use my marketing degree to start in the financial industry business and started helping people refinance their home loans. I loved to talk to people about both their finances and their largest asset, their home. In 2009, I moved onto the purchase market and have never looked back. I thoroughly enjoy being a small part of my client’s path to home ownership. This is such a rewarding career to be able to know you are helping put families into the homes they have always dreamed of!
How has the mortgage industry changed since you started, and what would you expect in the future?
The only constant in the mortgage industry is change. The world today is a completely different world than even a few years ago. Today everything revolves around documentation, documentation, documentation. There is a lot of uncertainty and anxiety around the mortgage process, and a lot of that is resolved by walking people through the process, requirements and options we have out there today. I do my best to ensure I educate my clients upfront so they know what the process will be like and am there to help every step of the way.
What are the top 3 misconceptions people have about the home loan process?
The home loan process can be challenging but I have found if there is clear communication, realistic expectations and a sense of urgency, the process is a much smoother road. I encourage buyers to speak with me as early in the process as possible. I am here to help them through every step of the way!
Summary of where you grew up: family, affiliations, college, high school, etc.
I was born and raised in Pittsburgh, PA. I went to Penn-Trafford High School and then graduated from Penn State University with a B.S. in Marketing. So naturally I am a huge Steelers and PSU fan! After college, I moved to Mechanicsburg, PA where I currently live with my husband and two children, Camden, 3 yrs old, and Charlotte who is 1.
Tell us something that makes you unique or something wacky, yet interesting about you?
My children are my everything and I am blessed to have them. My son was born via my sister being a gestational surrogate. Then after years of being unable to carry a child, my daughter was born. I live my life with the attitude that you can never give up on your dreams. My children are the proof of that!

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