GuaranteedRate - Mortgage Company

Lee Pearson

VP of Mortgage Lending
1408 N. Westshore Blvd, Suite 450, Tampa, FL 33607
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NMLS: 139372
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Lee Pearson was undoubtedly the best loan officer my family has ever dealt with. He made everything happen and took care of any small (or large) items or issues that came up. His professionalism and dedication to our family was pure joy compared to almost every other aspect of our move.

David O. - Funded 12/4/17

My experience with Guaranteed Rate was a wonderful one, Lee Pearson and his team were great always there to answer my questions as well as guiding me through this process. If I were asked if I would change anything during my experience I would answer no, and I would highly recommend Guaranteed Rate to my family and friends. Thanks for everything you are all great!

Angelina M.| November 2017

Lee Pearson was excellent. He explained every step and was always available for questions/direction! His associate Marcy Blackwell was also fantastic. We’ve purchased other houses in the past and this one was by far the best experience. Thanks very much!

Brenda N. - Funded 11/13/17

Lee Pearson was amazing. He helped in every step of the way and pretty much held my hand through the entire way as a 1st time home buyer. As well as I did not have as much contact with the others that I did deal with at Rate, but everyone was fast, efficient and on point with the position they held in this matter. Thank you all very much and not only will I recommend Rate I would use them again if I ever decide to sale/move!

April L. - November | 2017

Lee Pearson did a fantastic job guiding us thru the loan process. He always responded to any questions and kept us on track until closing. He supported us at the closing; smooth transaction!

William F. - October | 2017

Thanks to Lee Pearson for spending the time to explain processes, steps and practices in order to answer all my first time home buyer questions; and provide information I didn't even know I needed.

Heather C. - October | 2017

Lee Pearson made the whole loan process easy and painless. Thank you so much!

Gretchen F. | September 2017

Lee Pearson went above and beyond for me! I can't say enough. I actually just referred my friend to him. Thank You!

Amy C. | 09/28/2017

Lee Pearson was professional and awesome in handling our loan. Very satisfied.

Louis P. - Funded 9/28/2017

Lee at Guaranteed Rate was amazing helping us close on our home in 15 days and he also helped us save $5,000 from Quick Loans. We are very pleased with their professionalism and know how. Definitely we highly recommend Guaranteed Rate for everyone. Thank you Lee Pearson and his team to help us to have an smooth closing for us!

Luis M. - September | 2017

Lee and his team went above and beyond to get me eligible for a homebuyers program and qualified for a loan with zero to close. Very pleased and grateful.

Kamala A. - September | 2017

Lee was a true professional and stayed on top of the entire process right to the closing.

Jeremiah O. | September 2017

Guaranteed Rate, especially Lee Pearson, came in and got the job done when other loan companies could not. They were awesome all the way through closing!

Jonathan Y. - Funded 8/30/17

Lee with Guaranteed Rate was great to work with no matter the time of day he was always available. The process was quick and seamless. I would highly recommend Guaranteed Rate.

Christopher D. - August | 2017

Lee was outstanding! Being a first time home buyer, I had a lot of questions. Lee was there for me every step of the way. Lee was patient and extremely knowledgeable. I will definitely be recommending him to everyone I know!

Michael K. - Funded 8/23/17

Lee Pearson was a complete a total professional. His diligence, his patience and his knowledge to get the job done made my experience a great one. I will recommend Lee to all of my friends. Thank you Lee Pearson

Todd R. | 08/09/2017

This was my first time buying a home and Lee was an absolute pleasure to work with! He's fast efficient and always does what he says he will. He explained everything to me step by step and never let me feel like I didn't know what was going on. Lee answered every question I asked as well as everything I didn't think to ask!

Marlena G. | 06/30/2017

I was very pleased with every part of this process. Lee helped make the process very easy. Best mortgage experience I have ever had!!!!

John H.

Lee Pearson and Marci Blackwell were amazing and wonderful to deal with! These people made me want to do business with Guaranteed Rate again!!!

Alan M. | 05/16/2017

I'm basically a first time home buyer so really don't know much about the process. Lee and his team were very helpful and made the process painless. Lee provided tons of information and educated me along the way. I feel much more knowledgeable. All of this helped the closing to go very smoothly. I was already aware of much of the information discussed at the closing because Lee and Marcy had filled me in on what to expect.

Susan S. | 6/5/2017

Lee and Marcy were fantastic to work with!

Cody B. | 05/31/2017

Exceeded all of my expectations! Great group to work with. Thank you Lee for providing outstanding customer service.

Jamieson H. | 05/26/2017

I had complete faith in Lee and he made this easy for me when it isn't always an easy process. He really had my best interests at heart. Couldn't have asked for a better experience as out of my five previous mortgages, he was the one that seemed to truly care. I will let anyone I know that is buying a home that they should use Lee and Guaranteed Rate! Thank you!

Catherine A. | 04/27/2017

Lee Pearson was awesome. He made our homebuying easy and quick!

Cheryl L. - April | 2017

Lee, Wes, and Marcy did a great job getting my VA loan done with a great rate! I felt very taken care of and their teamwork helped the whole process run smoothly.

Ryan W. | 03/31/2017

Lee did a phenomenal job. This is the second loan he has closed for me!

Brian G. - 3/31/2017

I had an amazing experience. I would like to send special thanks to Lee Pearson. He is the best and I appreciate everything he has done for us. I also want to thank Wes and Marcy for their help as well. You all are amazing! :)

Barbara T. - 3/9/17

Lee Pearson was incredible. Being a first time home buyer, I had little understanding of the home buying process. Lee and his team were extremely helpful and very thorough with explaining everything I needed to know. His processors, Wes and Marcy, deserve credit as well. Thank you Lee, Wes and Marcy for all your help! You guys are the best.

Kyle B. | 3/14/2017

Lee Pearson was great. I would highly recommend him. Also, Marcy Blackwell did an excellent job coordinating our loan. You have a great team at guaranteed Rate!

Gregory T. | 03/10/2017

Lee Pearson went above and beyond. Very hard worker on my case and extremely nice. Sooooo helpful!!!

Tracy G. | 02/28/17

If I could give higher ratings than 5 out of 5 and 10 out of 10 I would. I had an absolutely incredible experience with Guaranteed Rate. Lee Pearson was the utmost professional and extremely personable at the same time. He and his team work extremely well together and are very punctual as well. They went above and beyond for us. I would refer Lee and Guaranteed Rate to anyone! In 5-10 years when we are looking to upgrade our home I will definitely be giving Lee Pearson a call!

Jonathan O. - February | 2017

Lee did an amazing job. Kept us very informed throughout the whole loan process. I would recommend Lee to all my friends.

William G. - February | 2017

My Team: Lee, Marcy and Wes are rock stars; very personable, professional and always responded - even on a Holiday! Loan approval and ready to close in less than 15 days in a holiday month, too bad the title company wasn't as prepared as my Team was, that would have made Ripley's believe it or not!

Lori S. | 12/30/2016

Lee Pearson, and the whole entire Guaranteed Rate team all did an excellent job.

Gerald J. | 12/15/2016

Lee is the best! Very knowledgeable and helpful!

Danielle S. | 11/28/2016

Lee Pearson has closed multiple loans for me. He will continue to be my choice as a loan officer- his knowledge and accessibility make what could be a stressful endeavor feel seemless and easy.

Jarrod L. | November 2016

Lee Pearson and the rest of the team made it such an easy experience and answered all my questions.

Mason H. - 10/28/16

My mortgage banker, Lee, was fantastic throughout the process. He was transparent, proactive and extremely responsive.

Mark F. - 10/26/16

Everyone did what they said they would do, when they said they would do it. Help work with various insurance/inspectors to help me get the needed information from them. Everyone friendly. Loan Officer, has great follow-up and knowledge. Has even made calls after the close to make sure I was satisfied.

Dean R. - 10/14/16

Lee Pearson was great to work with. He made the entire process smooth and painless. I would highly recommend Lee to any of my friends who are looking for loans and I would definitely use him again.

Parker G. - 10/3/16

The process was very simple and customer friendly. All of my questions were answered promptly and efficiently.

Joseph K. - 9/30/16

Lee Pearson was fantastic to work with. Very detailed and always punctual with his responses. A+++

Sean S. - 9/15/16

Lee was fantastic and made the whole process very easy to understand.

Lindsay M. - 8/31/16

Lee Pearson is a godsend! He went beyond the call of duty with every aspect of the loan. Always called and explained every step to me! He made this such a easy process! Thank you!!

Heather A. - 8/26/16

Lee Pearson is the hardest working man I know. He went above and beyond to ensure that the burden of homebuying was off of my shoulders and on his. He communicated clearly and timely so that I was able to manage the whole process. Additionally, he helped me to get the best rate possible and to save money wherever I could. We were on a tight deadline with a move for my husband's job, and Lee made it happen!

Erica F. - 7/22/16

Lee was a fantastic help!

Martin S. - 7/20/16

Lee and his team kept in constant contact with me regarding what was need & when as well as handling any issues that arose. The service provided to me outstanding! I will definitely recommend them to my friends & family.

Susan S. - 7/13/16

I absolutely loved working with Lee. He was recommended by a friend, and for good reason. He was constantly in contact and answered all my questions. He provided a wealth of information on the entire process. Thank you so much for helping me purchase my first home, Lee! Could not be happier.

Erica S. - 7/8/16

Lee Pearson was awesome! He knows his stuff and was extremely helpful! Great experience!

Danielle S. - 6/28/16

Lee was awesome. I would have been lost without him. He addressed every concern in a timely manner. I appreciate everything he did to make all this possible.

Elizabeth M. - 6/24/16

My loan officer Lee Pearson went above and beyond to make sure my loan closed. He was professional, persistent and knowledgeable. I feel that I received the best rate on the market and the service from start to finish was exceptional. Even when the seller's Title agency dropped the ball, Lee and his team communicated with me to ensure that nothing was missed. I have closed on several properties and this was by far the best experience.

Henry Z. - 6/13/16

Enjoyed the whole process and made buying a house a lot easier than normal banks.

Frank S. - 6/15/16

Lee was outstanding. I have already recommended him to my friends.

Gregory C. - 5/27/16

Lee was an immense help with obtaining a loan for my new home. He was friendly and always willing to help me by answering any questions. I really appreciated Lee's consistency with keeping me updated throughout the process, going so far as to call me outside of business hours. If I come across anyone else who needs a new home loan, I'll definitely be giving them Lee's contact information.

Jonathan S. -Tampa, FL | APR 2016

Lee Pearson, has done a fantastic job! He made the process so simple and easy for us. He took his time and walked through everything with us. We appreciate all his assistance and guidance. Thank you Lee, from the bottom of our hearts.

Lavar B. - 4/27/16

Lee Pearson is awesome. Did a fantastic job!

Stuart T. 4/27/16

Lee Pearson was extremely knowledgeable and very helpful from my initial call to closing. I would definitely recommend Lee and Guaranteed Rate to others!

Anna B. - 4/22/16

Lee was a pleasure to work with, extremely efficient and excellent customer service! Will use again and highly recommend!

Katharine V. - 4/15/16

Great communication by all involved. Lee, Rob and Bryan were fantastic throughout the entire process. Thank you!

Matthew F. 3/31/16

About Lee

I got into the mortgage business in 2003 because I enjoy helping people achieve dream of homeownership. I also love helping home owners save money on the existing mortgage payments by refinancing.

I have Bachelor's Degree in Business Administration from the University of South Florida with a Major on Business Management. Getting a degree in Business Management has helped so much in my career because it has a large focal point on people & relationship management. In the mortgage industry, we not only have to maintain solid working relationships with our clients, but we also have to efficiently manage our relationships with Realtors, Title Companies and Insurance Agents.

I was born in Derbyshire, England in a Village called Swanwick, and moved to Tampa, FL in 1981 when I was 4 years old. I currently live in Lutz, FL with my wife Sheri Pearson and our two amazing kids (Tressa & Gavin). I do not have too many hobbies at the moment, but I do enjoy spending as much time with my family as possible by going to the beach, going on bike rides and taking trips to Orlando. Other than that, I love watching my favorite sport team Manchester United as much as possible.

Lee interview Q&A

Who is your typical customer and what questions do they typically have?
I work with all types of customers. First Time Home Buyers, Veterans, Repeat Buyers and High Net Worth Clients. One of the main questions I get asked is how long will it take to close? This is a great question, which deserves a direct and to the point answer. The answer to this question is simple. It generally takes 30 days or less to close most loans. However, the more prepared the borrower is upfront with their documentation, the quicker and easier the lending process is. I cannot stress enough the importance of being well prepared and that is where I feel I set myself apart from most other mortgage professionals. I try to ensure that all of my customers are well prepared upfront, set proper expectations, and try to submit the cleanest loan file possible. Doing this is critical to having a smooth process of closing any loan.
Tell us about a mortgage product that consumers may not be aware of?
Fannie Mae HomeReady. This is a fantastic program that was recently released by Fannie Mae. It is designed for creditworthy, low- to moderate-income borrowers and only requires as little as 3% down. The program offers competitive rates and it's a great alternative to FHA. Unlike FHA, the PMI on this program is eligible to cancelled after you have built up equity in your home.
What are the top 3 misconceptions people have about the home loan process?
1. If you go through a short sale or foreclosure, you must wait 7 years before getting another home loan. 2. My bank will offer me the best loan rate because I already have an account with the.m 3. I can't get approved for a home loan because my credit score is pretty low.
What provides you with the most satisfaction in your job as a Loan Officer?
Getting great reviews and referrals from my clients after they close a loan. This provides the ultimate satisfaction because it proves you have done everything within your power as mortgage professional to ensure you met or exceeded the clients expectations.

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