GuaranteedRate Logo

Lee Zacharczyk

Vice President of Mortgage Lending
4000 Route 66, Ste 123A, Tinton Falls, NJ 07753
Contact Lee
NMLS: 62706
Ready to start your Digital Mortgage?
Apply now

TestimonialsCustomer testimonials Read more

Joyce and I can't thank you enough for all that you did for us with regards to our mortgage. You are an outstanding person, both personally and as our mortgage rep. We would "definitely recommended' YOU and Guaranteed Rate to anyone we know who might be looking for a mortgage. IT'S PEOPLE LIKE YOU THAT HELPED MAKE OUR DREAM COME TRUE.

Bernie and Joyce L.

Lee went above and beyond what was needed to make sure we received exactly what we needed when securing our loan. Lee and his team helped me along the process of purchasing my first home. I would recommend them to anyone.

Anthony R. -- Freehold, NJ. 9/11/2014

Lee has serviced several of my clients. His ability to create the right mortgage for each person is a true talent. Committed to his clients and always keeps in touch with both his clients and the real estate agents that recommend him makes his invaluable.

Patricia C.

Lee Zacharczyk at Guaranteed Rate had been very helpful in guiding and advising me to refinance my existing home mortgage. I have dealt with other mortgage lenders in the past, but felt more comfortable dealing with Lee because of his integrity, detailed knowledge of his field, reliability and his approach of keeping his customers' interest and requirements as his prime objective. I trust his work and would recommend him to every one looking for their first time financing, or refinancing...

Hilal A.

Lee is extremely knowledgeable, gets back to you immediately, and always has the best rates. He does what he says he is going to do, when he says he will do it. I am not easy to please, but Lee has always come through. I would highly recommend him for any of your mortgage needs.

Michael B.

I have worked with Lee on numerous occasions with tremendous success. Lee is an upfront, honest individual who provides the highest quality of service to his customers on a daily basis. I would definitely recommend Lee to anyone who is looking into his services.

Matt W.

Lee is a very knowledgeable professional who will give 110% to help his clients. He goes above and beyond to keep himself informed and on the cutting edge of the banking industry providing his customer base with value added and the best financial solutions. He is a committed and resourceful asset and I highly recommend him!

Randi T.

I have been dealing with Lee for many years and every time i deal with Lee I have no problems and he has always gotten the job done in a very timely manner and he always keeps you up to date every step of the way

Richard D.

I have had the pleasure to work with Lee for more than 4 years and found him to be a well respected, informative manager. His persistence is well taken and his mortgage knowledge superior.

Brenda B.

I have known Lee for a number of years and have found him to be an individual of high character and integrity. I can say without hesitation that working with Lee as a client or a business partner will be a positive experience.

James M.

I have worked with Lee for the last 15 years. His clients always speak highly about him that he takes the time to make sure they understand the entire process. By the time we get them to the closing table they know what to expect and there are no surprises. Lee is a very competent loan officer and works diligently for his client.

William K.

Top notch expert. I have referred Lee to my family and friends.

Salvatore M.

Lee is dependable and very knowledgeable in his field. I would highly recommend him.

Carolynn M.

Lee is a mortgage professional! Very easy to work with, good follow-up. Highly recommend!

Charles T.

Lee was always a hard working loan officer with a lot of integrity and ethics. I feel that is very important in this industry especially now.

Robin D.

In my opinion Lee is one of the best in the business, from start, follow-up to completion

Paul S.

Lee is a fantastic Loan Officer, Sales Manager and overall good guy. Lee is very dependable and detailed oriented. I could always trust that Lee would follow through and follow up in a professional manner. I recommend Lee and advise you to do business with him.

Gus L.

Lee is an honest, hardworking mortgage consultant. Lee has been in the industry for years and he works hard to make sure the customer's experience is positive on every transaction.

Shane F.

Lee is very detailed and takes great pride in his work as a top Loan Originator in his area.

Kris C.

Lee is very professional and extremely knowledgeable. He worked hard to present all of my mortgage options.

Peter K.

Short & Sweet, One of the Best in the Business.

Paul S.

Lee was terrific to work with and he will always be my first call when it’s time for a new mortgage or refinance.

Mr. T.C.

It was a pleasure doing business with Lee Zacharczyk. I was able to ask questions anytime about the mortgage process. Being a first time homeowner I had plenty of questions. He always returned my calls promptly and kept me abreast of any new information regarding the closing. Thanks again.

Mr. & Mrs. E & D W

A special word of thanks to Mr. Lee Zacharczyk for his professional customer focused assistance. He was outstanding!

Mr. & Mrs. L & P K

Lee Zacharczyk was very helpful and worked beyond the call of duty, returning calls and providing information in a timely manner. EXCEPTIONAL JOB VERY WELL DONE!

Mr. & Mrs. P & R A

Lee Zacharczyk was excellent. He responded quickly and efficiently to all inquiries. I think he is a superb employee who goes above and beyond the call of duty. If we need another mortgage we will call Lee.

Mr. & Mrs. J & B K

Lee Zacharczyk is probably the most customer focused person in sales that I have encountered in my twenty years of adult life. Not only was Lee sensitive to my needs, he was courteous, professional, and very respectful. From the first day I talked with him I knew he was a winner.

Ms. A.D.

About Lee

I began my career in mortgage banking in 1993 and it has since evolved into my passion. There is something truly gratifying with helping people fulfill their dream of buying a home. For most, a home purchase is one of life’s biggest decisions and largest investments. It is a very exciting time in their lives and I consider it an honor and privilege to be part of that experience. I commit myself to each and every client and educate them on ALL of their home financing options, which allows them to make an informed choice about which loan option is best for them.

We understand that the mortgage process can seem a bit overwhelming at first. My team and I have worked very hard to develop a transparent and seamless client experience throughout the entire process. Our system goes well beyond the industry norm to ensure that our clients, realtor partners, attorneys and everyone tied to the transaction are kept informed about status from pre-approval all the way to closing.

When I joined Guaranteed Rate, I felt that I had truly found a company whose views of the ultimate client experience matched my own. Founded in 2000, Guaranteed Rate has grown in a very short period of time, and is now one of the top 10 retail mortgage lenders in the country. Through our advanced use of technology, cutting edge platforms and belief in hiring only the best in the industry, we have raised the bar on mortgage banking for years to come. By asking “What can we do to further enhance the experience for our clients and our business partners,” Guaranteed Rate is the perfect vehicle for someone who views the client experience as passionately as I do.

By combining an extraordinary dedication to our clients, state of the art tools and an unparalleled commitment to excellence, we truly are “Revolutionizing Life’s Biggest Purchase”.

See how easy the Digital Mortgage works

Today’s rates

Loan Type Rate APR

*Rates may vary by state. Please see Assumptions for more details.

Check rates and get approved online right now in just minutes! Or give me a call and I’ll answer your questions and guide you through the process!

Our Intuitive Loan Finder lets you sort by lowest monthly payment, lowest interest rate or the right loan term.

Explore loan options

Start your Digital Mortgage

Apply now